Updated September 28, 2026 · SumCue Editorial Team
Allianz Lebensversicherungs-AG vs Carole Nash
Allianz Lebensversicherungs-AG
Higher score in this comparison
Carole Nash
Where Allianz Lebensversicherungs-AG and Carole Nash differ
| Compare | ||
|---|---|---|
| Premium from | €2.60 | £257 |
| Insurance types | Life, Income protection | Motorcycle, Auto, Van, Travel |
| Provider type | Insurer | Broker |
| Cover limit | 25,000-20,000,000 EUR | Up to GBP 21,000 personal accident cover |
| Claims channels | Phone, Chat, Online form | Phone, Online, App, Text |
| Monthly payments | Yes | Not confirmed |
| Age range | up to 74 years | Not confirmed |
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Key differences
- Allianz Lebensversicherungs-AG scores higher overall: 9.4 vs 8.8.
- Carole Nash is licensed in 1 more country.
- Carole Nash is available in 1 more country.
- Insurance types: only Allianz Lebensversicherungs-AG offers Life, Income protection.
- Insurance types: only Carole Nash offers Motorcycle, Auto, Van.
- Claims channels: only Allianz Lebensversicherungs-AG offers Chat, Online form.
- Claims channels: only Carole Nash offers Online, App, Text.
- Support channels: only Allianz Lebensversicherungs-AG offers Email.
Our verdict on each
Allianz Lebensversicherungs-AG
Allianz Lebensversicherungs-AG writes term life cover for German households that want a dependant paid if they die, with a cover limit of 25,000-20,000,000 EUR and monthly premiums. Entry is up to 74 years, so the product suits adults insuring a home purchase or a family breadwinner.
Carole Nash
Carole Nash is a UK broker built around the motorcycle, so it suits riders first and anyone who wants a bike policy held next to car, van or travel cover. Motorbike premiums start at £257, and the firm has traded since 1985 under Financial Conduct Authority authorisation.
Score breakdown
| Area | Allianz Lebensversicherungs-AG | Carole Nash |
|---|---|---|
| Cost | 9.4HigherPremium from €2.60 ranks 60 of 251 brands listed, under the €8.31 median. | 8.1The only price fact is £257, which the site ranks 241 of 251 on premium from. |
| Offer | 9.2 | 9.2 |
| Trust | 9.5Higher | 9.1 |
Positions in our rankings
| Ranking | Allianz Lebensversicherungs-AG | Carole Nash |
|---|---|---|
| Insurance | 79 of 627 | 376 of 627 |
Where each is licensed and available
| Country | Allianz Lebensversicherungs-AG | Carole Nash |
|---|---|---|
| Germany | Not confirmed | |
| Ireland | Not confirmed | |
| United Kingdom | Not confirmed | Financial Conduct Authority 307243 |
Additional countries for Allianz Lebensversicherungs-AG: 1. Additional countries for Carole Nash: 2.
Side by side, item by item
| Insurance types | Allianz Lebensversicherungs-AG | Carole Nash |
|---|---|---|
| Auto | No | Yes |
| Life | Yes | No |
| Travel | No | Yes |
| Motorcycle | No | Yes |
| Van | No | Yes |
| Income protection | Yes | No |
Where these facts come from
Allianz Lebensversicherungs-AG
- allianz.de: 11 facts, checked September 26, 2026
Carole Nash
- carolenash.com: 9 facts, checked September 26, 2026
Every fact side by side
| Fact | Allianz Lebensversicherungs-AG | Carole Nash |
|---|---|---|
| Pricing model | Monthly | Not confirmed |
| Legal entity | Allianz Lebensversicherungs-Aktiengesellschaft | Carole Nash Insurance Consultants Ltd |
| Headquarters | Germany | United Kingdom |
| Founded | Not confirmed | 1985 |
| Support channels | Phone, Email, Chat, Help centreCovers more | Phone, Chat, Help centre |
Mortgages
| Fact | Allianz Lebensversicherungs-AG | Carole Nash |
|---|---|---|
| Fixed period | 5 to 40 years | Not confirmed |
| Purpose | Purchase | Not confirmed |
Pros and cons
Allianz Lebensversicherungs-AG
Pros
- Monthly payments are available, so the premium starts at €2.60 rather than a large yearly sum.
- The provider is the insurer Allianz Lebensversicherungs-Aktiengesellschaft itself, based in Germany.
- Claims run through phone, chat and online form, so a death claim can be reported by phone, chat or online form.
Cons
- Entry is limited to ages up to 74 years, which rules out a new policy for older applicants.
- Insurance types are limited to life and income protection, so there is no savings or investment wrapper on this product.
- The monthly payment model is the only one listed, so annual single payments are not offered.
Carole Nash
Pros
- Claims can be opened by phone, online and app, so a claim is not tied to a single channel outside office hours.
- The motorcycle policy carries Up to GBP 21,000 personal accident cover as standard.
- Authorised by the Financial Conduct Authority under reference 307243.
Cons
- The range is motorcycle, auto and van, so home, life and pet cover sit elsewhere.
- Support runs on phone, chat and help centre, and email is not among those routes.
- Carole Nash is a broker rather than the risk carrier, so the insurer named on your document is a separate provider.
Who each suits
Allianz Lebensversicherungs-AG
Who it suits
- Adults in Germany insuring a home purchase, since the purpose is listed as purchase.
- Households wanting a dependant paid on death, with the cover limit reaching 25,000-20,000,000 EUR.
- People who would rather pay small amounts each month than a yearly lump, at a starting premium of €2.60.
Who should look elsewhere
- bunq or bunq Spain, if the lowest starting figure of €0 matters more to you than life cover.
- Linxea, listed at €25 premium from, if a higher starting premium fits your plan better.
- Anyone past the entry age of up to 74 years, who cannot open a new policy here.
Carole Nash
Who it suits
- Motorcyclists whose main vehicle is a bike, and riders who want personal accident cover folded into the policy.
- Drivers who want bike, car, van and travel policies handled under the same broker.
- Claimants who want to open a claim by phone, online, in the app or by text under phone, online and app.
Who should look elsewhere
- bunq, where the premium is €0 in euros, if a euro account matters more than UK motorbike cover.
- Linxea, whose premium starts at €25 in euros, if you are after a euro based product rather than a UK motorcycle policy.
- bunq Spain, priced at €0 in euros, if euro costs decide it and you hold no UK bike.
Country by country
| Country | Allianz Lebensversicherungs-AG | Carole Nash |
|---|---|---|
| Germany | Yes | No |
| Ireland | No | Yes |
| United Kingdom | No | Yes |
Questions about each
Allianz Lebensversicherungs-AG
What does Allianz term life insurance cost a month?+
Premiums start at €2.60 and can be paid monthly, so the first payment stays small. That is a starting figure rather than a quote for a particular age, term and sum assured, and the payment model on offer is monthly.
Who provides the policy and who regulates it?+
The contract is with Allianz Lebensversicherungs-Aktiengesellschaft, which is the insurer behind the product and sits in Germany. It is supervised by the Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin), so cover comes from the insurer rather than a broker.
Carole Nash
What does a Carole Nash policy cost from?+
Motorbike cover is advertised from £257 on the motorcycle policy page. That figure is specific to a bike, so a car, van or travel quote is priced separately and moves with the vehicle and the rider. Treat it as the floor for a bike policy, not a quote for anything else.
Is Carole Nash an insurer or a broker?+
Carole Nash is a broker, not the insurer itself, so cover is placed with providers on the market and the insurer named on your document is the one that pays a claim. The company behind the site is Carole Nash Insurance Consultants Ltd.
Other options to compare
Other matchups
Allianz Lebensversicherungs-AG
Carole Nash