Updated September 28, 2026 · SumCue Editorial Team
123Seguro vs durchblicker.at
123Seguro
Higher score in this comparison
durchblicker.at
Where 123Seguro and durchblicker.at differ
| Compare | 123SeguroReviewSee alternativesSee alternatives | durchblicker.atReviewSee alternativesSee alternatives |
|---|---|---|
| Insurance types | Auto, Home, Life, Health, Breakdown | Auto, Home, Renters, Life, Health, Travel, Pet, Motorcycle |
| Provider type | Broker | Comparison site |
| Claims channels | Online claims form, WhatsApp, Self service portal, Phone, Free legal advice | Online form, Phone |
| Premium from | Not confirmed | €50 |
| Monthly payments | Not confirmed | Yes |
| Excess from | Not confirmed | €500 |
| Age range | Adults only, minors not accepted | Not confirmed |
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Key differences
- 123Seguro scores higher overall: 9.0 vs 8.6.
- 123Seguro is available in 4 more countries.
- Insurance types: only 123Seguro offers Breakdown.
- Insurance types: only durchblicker.at offers Renters, Travel, Pet.
- Claims channels: only 123Seguro offers Online claims form, WhatsApp, Self service portal.
- Claims channels: only durchblicker.at offers Online form.
- Support channels: only 123Seguro offers Chat.
Our verdict on each
123Seguro
123Seguro suits Argentine households that want several personal policies arranged through one broker instead of separate insurers. It has been placing cover since 2010, covers auto, home and life, and holds a licence from the Superintendencia de Seguros de la Nacion in Argentina.
durchblicker.at
durchblicker.at is an Austrian comparison site that brings loans, savings, mortgages and a wide set of insurance lines into one place, which suits households who want to see the market before they commit. Its personal loans start at an APR of 8.839% with an arrangement fee of 0 EUR.
Score breakdown
| Area | 123Seguro | durchblicker.at |
|---|---|---|
| Cost | Not confirmed | 8.5A monthly fee of €0 on a comparison site keeps the running cost flat, and premiums start at €50. |
| Offer | 9.6Higher | 9.1 |
| Trust | 8.7Higher | 8.4 |
How they place
| Ranking | 123Seguro | durchblicker.at |
|---|---|---|
| Insurance | 261 of 627 | 450 of 627 |
| Life insurance | 128 of 238 | 199 of 238 |
| Health insurance | 97 of 200 | 166 of 200 |
| Car insurance | 132 of 279 | 225 of 279 |
| Home insurance | 131 of 258 | 215 of 258 |
Every fact side by side
| Fact | 123Seguro | durchblicker.at |
|---|---|---|
| Pricing model | Not confirmed | Monthly |
| Legal entity | EURO SECURITY S.A. (CUIT 30-70805926-5) | durchblicker GmbH (FN 335466h, UID ATU 65388546) |
| Headquarters | Argentina | Austria |
| Founded | 2010 | 2010 |
| Support channels | Chat, Email, Phone, Help centreCovers more | Email, Phone, Help centre |
Loans
| Fact | 123Seguro | durchblicker.at |
|---|---|---|
| APR | Not confirmed | 8.839% |
| Loan amount | Not confirmed | €100 to €75,000 |
| Term | Not confirmed | 1 to 120 months |
| Arrangement fee | Not confirmed | 0 EUR |
| Credit check | Not confirmed | Hard |
| Funding time | Not confirmed | Money on the account within 24 hours after credit approval |
| Representative example | Not confirmed | Online loan of EUR 20,000 over 10 years: monthly rate EUR 247.97 at 8.50% p.a. fixed, effective annual rate 8.839% p.a., total costs EUR 9,757, total payable EUR 29,757, no processing or credit-check fee, no account fee |
| Rate type | Not confirmed | Fixed |
| Lender type | Not confirmed | Broker |
| Eligibility | Not confirmed | Adults (18+), EU citizens with main residence in Austria for at least one year, minimum monthly income EUR 1,250, employed at least three months in a permanent non-terminated contract or drawing a pension, Austrian/EU (SEPA) current account in own name, no insolvency, bankruptcy or enforcement in the last three years, not a politically exposed person |
| Origination fee (%) | Not confirmed | 0% |
| Loan types | Not confirmed | Personal, Car, Debt consolidation, Credit line |
| Use cases | Not confirmed | Home improvement |
Savings
| Fact | 123Seguro | durchblicker.at |
|---|---|---|
| Access terms | Not confirmed | Free online savings-interest comparison; the savings contract is applied for and concluded directly with the bank after referral |
| Monthly fee | Not confirmed | €0 |
| Account kind | Not confirmed | Easy access |
Mortgages
| Fact | 123Seguro | durchblicker.at |
|---|---|---|
| Initial rate | Not confirmed | 3.305% |
| APRC | Not confirmed | 3.819% |
| Fixed period | Not confirmed | 5 to 20 years |
| Purpose | Not confirmed | Purchase, Remortgage |
Where each stands against the rest
| Fact | 123Seguro | durchblicker.at | Median |
|---|---|---|---|
| Premium from | Not confirmed | €50highest quarter | €6.02 |
| Excess from | Not confirmed | €500highest quarter | €70 |
Median across 116 listed providers.
Pros and cons
123Seguro
Pros
- Cover runs across auto, home and life, so several lines can sit under one login.
- Claims can start in online claims form, WhatsApp and self service portal, including phone, WhatsApp and free legal advice on motor claims.
- The operating company EURO SECURITY S.A. has been broking since 2010 and is licensed by the Superintendencia de Seguros de la Nacion in Argentina under 798.
Cons
- Support runs on chat, email and phone only, with chat, email, a phone line and a help centre as the whole range.
- The catalogue is auto, home and life, so a traveller wanting a holiday policy in the same basket has to look at another provider.
- Cost is set per quote, and premiums across this comparison group reach €3,431.08 at the top end, so the discount depends on the case.
durchblicker.at
Pros
- Loans at a fixed rate with an APR of 8.839% and an arrangement fee of 0 EUR.
- Cover for auto, home, renters, life, health, travel, pet and motorcycle under auto, home and renters.
- Approved money reaches the account as Money on the account within 24 hours after credit approval, and monthly payments are available on cover.
Cons
- A hard credit check gates every loan offer, so a thin credit file rules you out.
- Claims run on online form and phone only, with no chat or branch channel.
- The savings comparison is free, but the easy access account is opened with the bank after referral, so durchblicker.at does not hold the deposit.
Who each suits
123Seguro
Who it suits
- Argentine adults buying motor or home cover who would rather have a broker place it than deal with one insurer directly.
- Households that want life, health and breakdown policies added alongside a motor policy.
- Customers who prefer claims help by phone, WhatsApp or an online form over visiting an office.
Who should look elsewhere
- Linxea, if life cover is the only policy wanted: its range is life.
- EuroAsia Insurance, if travel or gadget cover is the priority: it lists auto, home and travel.
- Oney Préstamos ES, for readers comparing on the finance side, where its cover lines are health, life and gadget.
durchblicker.at
Who it suits
- Austrian residents with a minimum monthly income and a permanent contract or a pension.
- Borrowers after a personal loan of €100 to €75,000 over terms of 1 to 120 at a fixed rate.
- Drivers, tenants and pet owners who want several lines of cover priced in one pass.
Who should look elsewhere
- Not for thin credit files, since the hard credit check gates every loan offer.
- Not for readers wanting one policy quoted on its own: Linxea is priced from €25.
- Not for a single market outside Austria, since eligibility asks for main residence in Austria.
Country by country
| Country | 123Seguro | durchblicker.at |
|---|---|---|
| Argentina | Yes | No |
| Austria | No | Yes |
| Brazil | Yes | No |
| Chile | Yes | No |
| Colombia | Yes | No |
| Mexico | Yes | No |
Questions about each
123Seguro
Who runs 123Seguro?+
The site is operated by EURO SECURITY S.A., a broker based in Argentina that has placed personal cover since 2010. Quotes, administration and claims for the policies it arranges run through the same company, and customers reach the team on chat, email and phone.
Is 123Seguro regulated?+
Yes. It is registered with the Superintendencia de Seguros de la Nacion (SSN) in Argentina, and the registration number is 798. That body is the authority for the Argentine insurance market, and the insurers behind these policies sit under the same supervision.
durchblicker.at
What does it cost to use durchblicker.at?+
The savings comparison is free and the monthly fee is €0, so browsing loan, mortgage and insurance quotes carries no subscription cost. On the borrowing side the numbers that matter are an APR of 8.839% at a fixed rate, an arrangement fee of 0 EUR and a percentage fee of 0%.
Who holds the savings money?+
durchblicker.at does not open the savings account itself. The comparison is free and the contract is applied for and concluded directly with the bank after the referral, so the deposit sits with that bank. The account kind is easy access, which means the money stays available for withdrawal rather than being tied up.
Other options to compare
123Seguro
durchblicker.at