Satispay review
Updated October 12, 2026 · SumCue Editorial Team
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Our verdict
Satispay is a smartphone app that combines in store and online payments with saving tools within a single service. For households who like managing everyday spending and saving from a phone, it keeps cards, transfers between friends and savings plans together.
Key facts
- Best for
- Households managing everyday spending and saving by phone
- Currency conversion fee
- 0%↗
- Legal entity
- Satispay Europe S.A.
- Headquarters
- Luxembourg
- Founded
- 2014↗
- Support channels
- Email, Help-centre, Chat↗
- Pricing model
- No monthly fee
- Features
- Multi-currency, Travel
- Official website
- satispay.com
Savings
Debit cards
- Card type
- Debit↗
Facts checked September 26, 2026, 5 sources
Apps and profiles
- Get the app
- Google Play
Pros and cons
Pros
- Pay in shops and online worldwide using cards linked to the app
- Send money to friends and organise savings with savings plans in one place
- Choose between cards in recycled plastic and metal finishes for daily use
Cons
- Service centres on the Italian market, which limits relevance for shoppers elsewhere
- All management happens inside the smartphone app, with no physical branch support
Who it suits
- Households managing daily spending from a smartphone
- Friends exchanging money between themselves
- Merchants accepting smartphone payments in store
Who should look elsewhere
- People preferring in person banking with branches
How Satispay compares
Where Satispay is available
- Available
- Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, Turkey, United Kingdom
- Licence in Luxembourg
- CSSF, checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Where can Satispay be used?+
You can pay with Satispay in physical shops and online, including supermarkets, bars, pharmacies and e-commerce stores. Cards work for purchases around the world, both in person at the till and for orders placed through the internet.
What savings options does Satispay provide?+
Satispay includes savings plans that let you set money aside for personal goals directly from the app. The service is built for growing savings over time without complications, keeping everyday spending and saved amounts within the same view.
What investment choices are available?+
Satispay lets you invest in global markets from your phone by choosing a risk profile and personal goals. You can purchase shares and ETFs in a tap, with three starting options that keep the process short and approachable for beginners.
Does Satispay work for shops and businesses?+
Yes, Satispay Business is the service for merchants who want to receive money from people using the app. It includes dedicated assistance for shops, alongside guides and answers for private users, so both sides can resolve everyday queries.
What currency conversion fee does Satispay charge?+
The currency conversion fee at Satispay is 0%. (Source, checked September 26, 2026)
Which company operates Satispay?+
Satispay is operated by Satispay Europe S.A..
Where is Satispay based?+
Satispay is based in Luxembourg.
When was Satispay founded?+
Satispay was founded in 2014. (Source, checked September 26, 2026)
How can I contact Satispay support?+
Satispay offers support through Email, Help-centre, Chat. (Source, checked September 26, 2026)
Sources
- satispay.com checked September 26, 2026
Backs: Card type, Features, Currency conversion fee, Support channels
“Three payment cards are available: Satispay Plus, Metal, and Velvet”
- satispay.com/it-it/newsroom checked September 26, 2026
Backs: Founded
“7 May 2024: 10 years of Satispay: new identity for the network born to shape the future of payments”
- satispay.com/it-it/privati/costi checked September 26, 2026
Backs: Pricing model, Monthly fee
“Satispay card without subscription (cheapest retail plan): monthly fee (canone mensile) 0 EUR, card issue cost 0 EUR”
- satispay.com/it-it/privati/risparmi-salvadanai checked September 26, 2026
Backs: Account kind, Deposit protection, Headline rate, Minimum deposit, Rate type
“Salvadanaio Remunerato: transfer your money to Disponibilita when you need it, it arrives instantly”
- satispay.com/it-it/privati/risparmi-salvandanai checked September 26, 2026
Backs: Access terms
“Take your money back whenever you want, without lock-in; immediate availability of your money, no withdrawal limits or time lock-ins”
Compiled from 5 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Annual fee, APR, Rewards type.