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Quinstreet Personal Loans review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

QuinStreet Personal Loans suits US consumers seeking to compare offers from multiple lenders, with borrowing available up to $100,000. Its marketplace model makes lender terms central, while soft prequalification and a listed fee of 0 USD may appeal to eligible applicants.

Key facts

Best for
US consumers comparing personal loan offers from a lender marketplace.
APR
6.49%↗
Loan amount
$100,000↗
Term
12 to 60 months↗
Arrangement fee
0 USD↗
Credit check
Soft prequal↗
Funding time
Same day to one or two business days after approval, by direct deposit↗
Lender type
Marketplace↗
Eligibility
US consumers matched to lenders nationwide; verify address, guaranteed monthly income, government-issued ID and proof of income↗
Origination fee (%)
0%↗
Loan types
Personal, Debt-consolidation, Car, Business↗
Credit needed
Good↗
Use cases
Home-improvement↗
Legal entity
QuinStreet PL, Inc.↗
Headquarters
United States↗
Founded
1999↗
Support channels
Phone, Help-centre↗
Features
Same-day funding
Official website
quinstreet.com

Facts checked September 26, 2026, 4 sources

Apps and profiles

Elsewhere
WikidataWikipediaLinkedInXTrustpilotfacebook.com

Pros and cons

Pros

  • No marketplace origination fee is listed, at 0 USD.
  • Soft prequalification is available through soft prequal.
  • Borrowing up to $100,000 is offered through lender matches.
  • Funding can arrive the same day after approval, with direct deposit available.

Cons

  • Borrowers need good credit, as eligibility calls for good credit.
  • Lenders set the final terms, so the marketplace APR of 6.49% may not determine the rate every applicant receives.
Quinstreet Personal Loans

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Scored 9.1 / 10 by SumCue.

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Who it suits

  • US consumers with good credit who want to compare multiple lender offers.
  • Borrowers comparing personal loans for home improvement under home improvement.
  • Applicants who can verify their address, guaranteed monthly income, identity and income proof.

Who should look elsewhere

  • Cashspace, whose listed APR range is PHP 12 to PHP 36, may suit applicants comparing a different lending offer.
  • Creduma ES, which lists a minimum loan amount of from €12,000, may be more relevant for different borrowing needs.

Safety of your money

QuinStreet PL, Inc. operates as a marketplace, so borrowers apply to matched lenders rather than receiving funding directly from one lender. Quinstreet Personal Loans holds licensing shown with the Oregon Department of Consumer and Business Services under 1744499, the California Department of Financial Protection and Innovation under 83197 (60DBO-83197), the North Dakota Department of Financial Institutions under MB103390, the New Jersey Department of Banking and Insurance under 1904060 C31, and the Texas Department of Banking under 1900063546-162570. The matched lender’s terms and legal terms remain important.

How Quinstreet Personal Loans compares

Where Quinstreet Personal Loans is available

Available
United States
Licence in United States
Oregon Department of Consumer and Business Services (Consumer Finance License) (1744499), checked September 26, 2026
Licence in United States
California Department of Financial Protection and Innovation (California Finance Lenders Law) (83197 (60DBO-83197)), checked September 26, 2026
Licence in United States
North Dakota Department of Financial Institutions (Money Broker) (MB103390), checked September 26, 2026
Licence in United States
New Jersey Department of Banking and Insurance (Consumer Lender Corporation) (1904060 C31), checked September 26, 2026
Licence in United States
Pennsylvania Department of Banking and Securities (71362 (Consumer Discount Company); 70744 (Credit Services Loan Broker Company)), checked September 26, 2026
Licence in United States
Texas Department of Banking (Regulated Lender) (1900063546-162570), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What APR is shown for personal loans?+

The listed personal loan marketplace APR is 6.49%. It is a starting reference rather than an automatic rate for every applicant, and the final cost depends on the lender and the borrower’s circumstances.

How much can I borrow?+

Borrowing up to $100,000 is listed. The loan amount offered will depend on the lender’s underwriting, the applicant’s circumstances and the specific terms made available.

What term is available?+

Personal loan terms run 12 to 60. This gives a range for repayment, allowing borrowers to compare offers with different monthly costs and total repayment amounts.

Is there an origination fee?+

The marketplace lists an origination fee of 0 USD and an origination fee percentage of 0%. A borrower should still review the final loan disclosure from the selected lender before accepting.

What credit check is used?+

The marketplace uses a soft prequalification check through soft prequal. Applicants also need good credit under good, alongside the stated address, income, identification and income-proof requirements.

How quickly are funds sent?+

Funding can arrive the same day or within a short business-day window after approval, depending on the lender, with delivery by direct deposit. Support is available by phone and help centre.

Sources

  • secure.amone.com/info/disclosures.jsp checked September 26, 2026

    Backs: Headquarters, Legal entity, Lender type, Arrangement fee, Origination fee (%), Licences

    “Quinstreet PL, Inc. 950 Tower Lane, 12th Floor, Foster City, CA 94404”

  • amone.com checked September 26, 2026

    Backs: Loan amount, APR, Credit check, Loan types

    “Loan amounts up to $100,000”

  • amone.com/loans/personal-loans checked September 26, 2026

    Backs: Credit needed, Eligibility, Features, Funding time, Support channels, Term, Use cases

    “That typically means a "good" credit score of 670 to 739”

  • quinstreet.com/for-consumers checked September 26, 2026

    Backs: Founded

    “We have been a successful business and company since 1999.”

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Representative example.

Quinstreet Personal Loans

Quinstreet Personal Loans

US consumers comparing personal loan offers from a lender marketplace.

9.1/10See alternatives