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SuperSim review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

SuperSim is a Brazilian broker for small personal loans, aimed at adults who want a modest sum in their own account quickly rather than a large arranged facility. The cost is the trade-off: the annual rate of 310.99% to 819% is the price of that speed.

Key facts

Best for
A quick, small instalment loan for a Brazilian borrower with a current account.
APR
310.99% to 819%↗
Loan amount
R$50 to R$2,500↗
Term
1 to 14 months↗
Arrangement fee
R$ 19-150↗
Credit check
Hard↗
Funding time
PIX in 5 minutes or less↗
Representative example
R$ 1,000 loan over 12 months at 12.5% a.m. (310.99% a.a.): installments of R$ 175.72, CET 12.9% a.m. (325.31% a.a.)↗
Rate type
Fixed↗
Lender type
Broker↗
Eligibility
18 or older, Brazilian resident with valid CPF, own current account, internet access↗
Loan types
Personal↗
Credit needed
Poor↗
Legal entity
Supersim Analise de Dados e Correspondente Bancario Ltda (CNPJ 33.030.944/0001-60)↗
Headquarters
Brazil↗
Founded
2019↗
Support channels
Phone, Help-centre↗
Pricing model
Fixed rate
Features
Same-day funding
Official website
supersim.com.br

Facts checked September 26, 2026, 5 sources

Apps and profiles

Elsewhere
LinkedIn

Pros and cons

Pros

  • Speed is the strong point: PIX in 5 minutes or less.
  • Repayment is on a fixed rate, so the instalment does not move with market rates after you sign.
  • The stated credit bar is poor, so a thin credit file does not rule you out.
  • Support runs on phone and help centre, so a phone line is part of the package.

Cons

  • The annual rate of 310.99% to 819% is steep next to the 10.74% to 18.06% range at Sofkredit.
  • An origination fee of R$ 19-150 is charged on a personal loan, and on a loan at the bottom of BRL 50 to BRL 2,500 it takes a real bite.
  • The credit check is hard, so an application leaves a visible mark on your credit file.
SuperSim

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Who it suits

  • Adults in Brazil who hold a valid CPF and a current account in their own name
  • Borrowers with a thin credit file, since the stated bar is poor
  • People covering an urgent bill who want cash the same day rather than a long arranged loan

Who should look elsewhere

  • Anyone chasing a low rate: Sofkredit quotes 10.74% to 18.06%, well below what SuperSim charges at 310.99% to 819%.
  • Borrowers after a large sum: Creduma ES lends from €12,000, far above the BRL 50 to BRL 2,500 on offer here.
  • Anyone outside Brazil, since eligibility is for Brazilian residents with a valid CPF; Cashspace and Creduma ES carry a different rate and size profile.

Safety of your money

The published representative example shows a small loan repaid over a short span in monthly instalments, with a high annual rate and the total cost printed next to it. That is the number to read first: as a broker, SuperSim sits between you and the lender, so check who carries the loan before you sign.

How SuperSim compares

Where SuperSim is available

Available
Brazil
Licence in Brazil
Banco Central do Brasil, checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

How much can I borrow, and over what term?+

SuperSim lends BRL 50 to BRL 2,500, repaid over 1 to 14. That is a small, short commitment rather than a long arranged loan, so it fits an urgent bill or a repair bill better than a major purchase or a debt rebuild.

What rate will I pay?+

The quoted rate is 310.99% to 819% and it is fixed, so the rate does not reset later. The published representative example prints the monthly instalment next to a far higher annual figure, and that annual figure is the one worth weighing.

Is there a fee on top of the interest?+

An origination fee of R$ 19-150 is charged on a personal loan. It is the main cost besides interest, and on a loan at the bottom of BRL 50 to BRL 2,500 it can take a large share of what you borrow, which matters if you are after a small sum.

How quickly does the money arrive?+

Funding is the reason many people choose it: PIX in 5 minutes or less, and same-day funding sits among its listed features. The money goes to your own current account by PIX, which is why the account requirement is part of eligibility.

What does the credit check involve?+

The check is hard, and the stated credit bar is poor. A hard search is recorded on your file, so it pays to apply when you actually want the loan rather than while you are only reading rates.

Who lends the money, and who regulates SuperSim?+

SuperSim works as a broker, and the legal entity behind it is a Brazilian bank correspondent that also does data analysis. The regulator named for Brazil is Banco Central do Brasil. Because of the broker role, the lender carrying your loan is the one named in the offer you are sent.

Who can apply?+

You need to be an adult, a resident of Brazil with a valid CPF, and the holder of a current account in your own name, with internet access to apply and manage the loan. That rules out applicants living abroad or banking through an account in someone else's name.

How do I get help?+

Support runs on phone and help centre, which means a phone line and a help centre. The help centre covers common questions about the application and repayments, and the phone line is there for anything urgent on a live loan.

Sources

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

SuperSim

SuperSim

A quick, small instalment loan for a Brazilian borrower with a current account.

8.2/10Visit