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Mrfinan FR review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Mrfinan FR suits France residents seeking personal finance, consolidation, vehicle or business borrowing through a broker. Its personal loans span €100 to €50,000, with APR of 1.84% to 21.14%, no application or brokering fee, and several borrowing purposes available.

Key facts

Best for
French residents comparing personal loans without an application or brokering fee
APR
1.84% to 21.14%↗
Loan amount
€100 to €50,000↗
Term
120 months↗
Arrangement fee
0 EUR, free (no fee charged for the application or brokering)↗
Credit check
Hard↗
Funding time
Options known in under 24 hours, money usually received within the following working days↗
Representative example
Prêt personnel: 50 000 EUR over 10 years at 5.4% interest, monthly payment 540.16 EUR, total paid 64 818.87 EUR↗
Lender type
Broker↗
Eligibility
Legal age (18) and resident in France, with provable income, a bank account in the applicant's name, ID, mobile phone and email↗
Loan types
Personal, Debt-consolidation, Car, Business, Guarantor, Bridging↗
Credit needed
Poor↗
Use cases
Home-improvement↗
Legal entity
FINANSI GROUP SL (CIF B-66.240.672, ESB66240672)↗
Headquarters
Spain↗
Support channels
Email↗
Features
Credit line
Official website
mrfinan.com

Mortgages

Initial rate
1.84% to 21.14%↗
Fixed period
10 years↗
Product fee
€0↗

Facts checked September 26, 2026, 4 sources

Pros and cons

Pros

  • Personal loans cover €100 to €50,000 with a term of 120 and APR of 1.84% to 21.14%.
  • No application or brokering fee is charged for an arrangement.
  • Options may be known quickly, with money usually received within following working days.
  • Loans cover personal, consolidation, vehicle, business, guarantor and bridging needs.

Cons

  • The hard credit check may affect applicants concerned about their credit record.
  • Support runs on email only.
  • The broadest advertised rate is 1.84% to 21.14%, so borrowers may pay more than the lowest rate.
Mrfinan FR

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Scored 9.0 / 10 by SumCue.

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Who it suits

  • Adults resident in France with provable income and required identification and contact details.
  • Borrowers comparing personal, debt consolidation, vehicle or business finance.
  • People who want a broker and want to avoid an application or brokering fee.

Who should look elsewhere

  • Cashspace may suit borrowers comparing a different market and rate range.
  • Creduma ES may suit borrowers focused on a larger stated minimum loan amount.
  • Sofkredit may suit applicants wanting a different advertised APR range.

How Mrfinan FR compares

Where Mrfinan FR is available

Available
France, Germany, Italy, Mexico, Spain, Sweden, United States

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What personal loan amounts and terms does Mrfinan FR offer?+

Personal loans cover €100 to €50,000 and 120. The offer is available for adults resident in France with provable income, a bank account in their name, identification, a mobile phone and email.

What APR may I pay for a personal loan?+

The advertised personal loan APR is 1.84% to 21.14%, with the final cost depending on the borrower and offer. Review the rate alongside the monthly repayment and total repayment before applying.

Is there an arrangement fee?+

No application or brokering fee is charged for the arrangement. Mrfinan FR describes itself as a broker, so the final lending offer and its cost should be checked before accepting finance.

How long does funding take?+

Funding options may be known quickly, and money is usually received within the following working days. The timing is a general indication rather than a guaranteed same-day payment.

What credit check is used?+

The stated credit check is hard, so an application may involve a formal credit assessment. Applicants with poor credit may find approval more difficult, and should compare the cost before proceeding.

Which borrowers may qualify?+

Eligibility requires a legal age, residence in France, provable income, a bank account in the applicant’s name, ID, a mobile phone and email. The exact acceptance also depends on the lending decision.

What can I use the money for?+

The listed uses include personal borrowing, debt consolidation, car finance, business needs, guarantor borrowing and bridging finance. Home improvement is also listed as a use case.

Who operates Mrfinan FR?+

Mrfinan FR is a broker operated by FINANSI GROUP SL. The stated headquarters country is ES. No regulator or protection scheme is listed for this brand.

Sources

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

Mrfinan FR

Mrfinan FR

French residents comparing personal loans without an application or brokering fee

9.0/10See alternatives