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MetaMask Card review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

MetaMask Card suits crypto holders who want their tokens spendable through a Mastercard debit card. It pays cashback of 1% to 3% and allows $1,200 of free ATM withdrawals, while the card stays virtual and the tokens stay in self-custody.

Key facts

Best for
Spending crypto through a Mastercard debit card with no monthly or conversion charge.
Monthly fee
$0↗
Currency conversion fee
0%↗
Free ATM withdrawals
$1,200↗
Card type
Debit↗
Cashback rate
1% to 3%↗
Card network
Mastercard↗
Custody
Self custody↗
Legal entity
Consensys Software Inc.↗
Headquarters
United States↗
Founded
2016↗
Support channels
Email, Chat, Help-centre, Community↗
Features
Crypto, Virtual card, Self-custody, Travel
Official website
metamask.io

Facts checked September 26, 2026, 3 sources

Apps and profiles

Elsewhere
WikidataWikipediaXLinkedInyoutube.com

Pros and cons

Pros

  • Cashback of 1% to 3% paid on card spending.
  • Free ATM withdrawals of $1,200.
  • A debit card on mastercard, with crypto, virtual card and self custody listed as features.
  • The account runs on self custody, so the holder keeps control of the keys.

Cons

  • It is a virtual card, as crypto, virtual card and self custody shows, which rules out a physical card for anyone who wants one.
  • Support runs on email, chat and help centre, so there is no phone line for problems that cannot wait in writing.
  • The free ATM allowance of $1,200 ranks 3 of 124, behind cards that allow more cash.
MetaMask Card

Ready to try MetaMask Card?

Scored 9.1 / 10 by SumCue.

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Who it suits

  • Crypto holders who want a debit card tied to their own wallet.
  • Travellers who spend in several currencies, since the conversion fee is 0%.
  • Self-custody users, since the account runs on self custody and the provider does not hold the keys.

Who should look elsewhere

  • bunq, if the crypto side is not the point: its monthly fee is €0, the same as MetaMask Card, so cost will not separate the two.
  • Starling Personal Account Debit Card, if a plain current account is enough: its monthly fee is £0, identical again.

Fees and FX

The account charges a monthly fee of $0 and a currency conversion fee of 0%, so neither holding the card nor spending in another currency adds a card cost. That ranks it 1 of 258 on conversion and 1 of 422 on the monthly charge. Cashback of 1% to 3% adds a little back on spending.

The company behind it

MetaMask Card comes from Consensys Software Inc., registered in the US, and MetaMask itself dates from 2016. Because the account is self custody, support matters more here than at a bank, and it runs on email, chat and help centre: email, chat, a help centre and a community channel. The written channels carry the load while the holder keeps the keys.

How MetaMask Card compares

Where MetaMask Card is available

Available
Andorra, Argentina, Austria, Belgium, Brazil, Bulgaria, Canada, Chile, Colombia, Costa Rica, Croatia, Cyprus, Denmark, Dominican Republic, El Salvador, Finland, France, Germany, Gibraltar, Greece, Guatemala, Guernsey, Hungary, Iceland, Ireland, Isle of Man, Italy, Jersey, Liechtenstein, Luxembourg, Malta, Mexico, Monaco, Netherlands, Norway, Panama, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, Uruguay

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does MetaMask Card cost to hold?+

The monthly fee is $0 and the currency conversion fee is 0%, so neither line costs the holder anything. It ranks 1 of 422 on the monthly charge and 1 of 258 on conversion among the cards compared, so cost is an easy box to tick here.

Is there cashback on the card?+

Cashback runs from 1% to 3% on card spending and is paid as cash, so the return lands as spendable money rather than as a points balance. With the monthly fee at $0, a regular spender pays nothing to hold the card and still earns a rebate on purchases.

Who holds the money behind the card?+

The account runs on self custody, so the card draws on the holder's own wallet and the keys stay under their control. The card is issued by Consensys Software Inc., registered in the US. With that setup, keeping the keys safe stays the holder's own job rather than something the provider watches over.

What kind of card is it, and which network does it run on?+

It is a debit card on mastercard, so it is accepted wherever that network is taken. The feature list names crypto, virtual card and self custody, covering crypto spending, a virtual card, self-custody and travel. As a virtual card it sits in the wallet app rather than in a physical wallet.

How much cash can I take out for free?+

Free ATM withdrawals come to $1,200 before any charge applies. On that measure the card ranks 3 of 124 among the cards compared, so a few rival cards allow more. Anyone who takes cash out often should weigh that against how often they do it.

How do I get help if something goes wrong?+

Support runs on email, chat and help centre: email, chat, a help centre and a community channel. Phone is the one route missing from that list, which matters more for a self-custody holder than for a bank customer, since the Consensys Software Inc. team is not sitting on the balance. Most answers therefore arrive in writing.

Who is MetaMask Card built for?+

It suits people who already hold crypto and want to spend it from a self-custody wallet, and anyone travelling across several currencies given the 0% conversion fee. The feature list names crypto, virtual card and self custody, which includes travel. Someone with no crypto, or who wants a plain current account, gains little from it.

Sources

  • en.wikipedia.org/wiki/MetaMask checked September 26, 2026

    Backs: Founded

    “MetaMask launched in 2016 as open-source software under the MIT license.”

  • metamask.io/card checked September 26, 2026

    Backs: Free ATM withdrawals, Card type, Cashback rate, Custody, Features, Currency conversion fee, Monthly fee, Card network

    “Free ATM withdrawals ... ***up to $1,200/mo”

  • metamask.io/terms checked September 26, 2026

    Backs: Headquarters, Legal entity, Support channels

    “Suits may be brought only in a Federal District Court or a Texas state court located in Tarrant County, Texas”

Compiled from 3 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Protection.

MetaMask Card

MetaMask Card

Spending crypto through a Mastercard debit card with no monthly or conversion charge.

9.1/10See alternatives