Updated September 29, 2026 · SumCue Editorial Team
Interactive Brokers vs Revolut
Revolut
Interactive Brokers
Higher score in this comparison
Where Interactive Brokers and Revolut differ
| Compare | Interactive BrokersReviewSee alternativesSee alternatives | RevolutReviewVisitVisit |
|---|---|---|
| Regulators | SEC, FCA, SIPC | Cyprus Securities and Exchange Commission (CySEC), LT BL |
| Investor protection | SIPC up to USD 500,000 | FSCS up to GBP 85,000 |
| Account types | ISA, SIPP, IRA, Joint, CorporateCovers more | ISA, Joint |
| Portfolio types | ETF | ETF, Cash, CryptoCovers more |
| Management fee | Not confirmed | 0% |
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Key differences
- Interactive Brokers scores higher overall: 9.6 vs 9.2.
- Regulators: only Interactive Brokers offers SEC, FCA, SIPC.
- Regulators: only Revolut offers Cyprus Securities and Exchange Commission (CySEC), LT BL.
- Founded is lower at Interactive Brokers: 1978 vs 2015.
- Revolut is licensed in 1 more country.
- Account types: only Interactive Brokers offers SIPP, IRA, Corporate.
- Portfolio types: only Revolut offers Cash, Crypto.
- Support channels: only Interactive Brokers offers Community.
- Support channels: only Revolut offers Chat, Email, Phone.
Our verdict on each
Interactive Brokers
Interactive Brokers suits active, self-directed investors who trade often and want low costs across many markets. Stock trades cost $0 and the minimum deposit is $0, with SEC, FCA and SIPC oversight. Set aside time for a dense platform and remember most retail accounts lose money, 70.15% on site figures.
Revolut
Revolut suits people who want everyday banking, travel spending and easy-access savings in one app. Its debit account has a monthly fee of £0, a free ATM allowance of £200 and multi-currency, virtual-card and travel features, although its currency conversion fee can reach 0% to 2%.
Score breakdown
| Area | Interactive Brokers | Revolut |
|---|---|---|
| Cost | 9.3Stock trades cost $0 on commissions and there is no minimum deposit, with options at $0.65. | 9.4HigherThe debit account has a monthly fee of £0, while its currency conversion fee is 0% to 2%. |
| Offer | 9.6Covers bonds, etfs and forex plus isa, sipp and ira accounts, fractional shares and a mobile app. | 9.8HigherThe offer includes multi-currency, virtual-card and travel features, plus a headline savings rate of 4%. |
| Trust | 9.8Higher | 8.5 |
Feature by feature
| Portfolio types | Interactive Brokers | Revolut |
|---|---|---|
| ETF | Yes | Yes |
| Cash | No | Yes |
| Crypto | No | Yes |
| Account types | Interactive Brokers | Revolut |
|---|---|---|
| ISA | Yes | Yes |
| SIPP | Yes | No |
| IRA | Yes | No |
| Joint | Yes | Yes |
| Corporate | Yes | No |
Positions in our rankings
| Ranking | Interactive Brokers | Revolut |
|---|---|---|
| Investing | 55 of 654 | 139 of 654 |
| Robo-advisors | 9 of 154 | 3 of 154 |
Choosing between them
Pick Interactive Brokers if account types matter most.
Pick Revolut if portfolio types matter most.
Every fact side by side
| Fact | Interactive Brokers | Revolut |
|---|---|---|
| Legal entity | INTERACTIVE BROKERS LLC | Revolut Digital Assets (Europe) Ltd |
| Headquarters | United States | Cyprus |
| Founded | 1978Lower | 2015 |
| Support channels | Help centre, Community | Chat, Email, Phone, Help centre |
Crypto exchanges
| Fact | Interactive Brokers | Revolut |
|---|---|---|
| Taker fee | Not confirmed | 0.09% |
| Coins listed | Not confirmed | 200 to 230 |
| Fiat deposit methods | Not confirmed | Card, Bank |
| Features | Fractional shares, Mobile app | Multi currency, Virtual card, Travel |
| Maker fee | Not confirmed | 0% |
| Withdrawal fee | Not confirmed | network fee plus service fee |
| Derivatives | Not confirmed | No |
| Exchange type | Not confirmed | Cex |
Savings
| Fact | Interactive Brokers | Revolut |
|---|---|---|
| Headline rate | Not confirmed | 4% |
| Rate type | Not confirmed | Variable |
| Minimum deposit | $0 | £0 |
| Deposit protection | Not confirmed | FSCS up to GBP 85,000 |
| Pricing model | Commission free, Low fees | No monthly fee |
| Access terms | Not confirmed | Instant access via the Revolut app, fee-free withdrawals, no withdrawal limits |
| Monthly fee | Not confirmed | £0 |
| Account kind | Not confirmed | Easy access |
Credit cards
| Fact | Interactive Brokers | Revolut |
|---|---|---|
| Annual fee | Not confirmed | €0 |
| APR | Not confirmed | 13.34% to 17.99% |
| Currency conversion fee | Not confirmed | 0% to 2% |
| Rewards type | Not confirmed | Points |
| Rewards rate | Not confirmed | 1.5 points per EUR1 |
| Card kind | Not confirmed | Credit |
Loans
| Fact | Interactive Brokers | Revolut |
|---|---|---|
| Loan types | Not confirmed | Personal |
Where each stands against the rest
| Fact | Interactive Brokers | Revolut | Median |
|---|---|---|---|
| Management fee | Not confirmed | 0%lowest quarter | 0.35% |
Median across 86 listed providers.
Pros and cons
Interactive Brokers
Pros
- Stock trades cost $0 and the minimum deposit is $0
- Options contracts cost $0.65 and cash earns 3.38%
- Covers bonds, etfs and forex with isa, sipp and ira account types
Cons
- Support runs on help centre and community only, with no phone line listed
- Fractional shares and a mobile app are the only extras listed, so portfolio building is limited to etf
- Most retail accounts lose money, 70.15% on site figures
Revolut
Pros
- The debit account has a monthly fee of £0 and a free ATM allowance of £200.
- Savings offer instant access through the Revolut app, fee-free withdrawals and no withdrawal limits.
- The debit card includes multi-currency, virtual-card and travel features.
Cons
- Currency conversion fees can reach 0% to 2%, which may add cost when travelling or spending abroad.
- Crypto withdrawals carry network fee plus service fee.
- The savings rate is variable at variable, so the headline return may change.
Who each suits
Interactive Brokers
Who it suits
- Investors who place many trades and care more about the fee than the interface
- Anyone holding several markets at once, given bonds, etfs and forex
- Retirement savers, as isa, sipp and ira includes ISA, SIPP and IRA options
Who should look elsewhere
- Anyone who wants phone or chat support, since Interactive Brokers runs on help centre and community
- CFI, if you want a single app alongside stocks, etfs and forex
- bunq, if you want a bank account with a minimum deposit of €10 rather than trading
Revolut
Who it suits
- People who use Revolut for everyday spending and travel.
- Savings users wanting app-based easy access with fee-free withdrawals.
- Customers who want debit, credit, savings, investing and crypto services together.
Who should look elsewhere
- Wise users prioritising a lower stated currency conversion fee of 0.1%.
- Varo Believe Secured Credit Card users seeking a secured credit card rather than Revolut's debit and credit products.
- bunq users focused on comparing the stated monthly fee of €0 against Revolut's fee.
Country by country
| Country | Interactive Brokers | Revolut |
|---|---|---|
| Austria | No | Yes |
| Belgium | No | Yes |
| Bulgaria | No | Yes |
| Croatia | No | Yes |
| Cyprus | No | Yes |
| Czechia | No | Yes |
| Denmark | No | Yes |
| Estonia | No | Yes |
8 of 29 countries where either is available.
Questions about each
Interactive Brokers
What does it cost to trade stocks?+
Commissions are tiered, with the headline level listed as $0 for US stocks. Options contracts are charged at $0.65. Uninvested cash earns interest at 3.38%, and margin is available at a base rate of 4.38%.
Is there a minimum deposit?+
The listed minimum deposit is $0, so you can open and fund an account at a small starting balance. It ranks first on the site for the lowest entry point. Fractional shares also let you hold a slice of a share rather than a full unit.
Revolut
What is Revolut's debit card monthly fee?+
Revolut's debit account has a monthly fee of £0. The card is a debit card on the Visa network, with multi-currency, virtual-card and travel features included in the stated offer.
How much can I withdraw from Revolut ATMs?+
The stated free ATM allowance is £200. Revolut is ranked 15 for this measure among 124 listed brands.
Other options to compare
Other matchups
- Interactive Brokers vs Ally Bank
- Interactive Brokers vs Merrill Edge
- Interactive Brokers vs Nordnet DK
- Interactive Brokers vs Openbank
- Revolut vs Betterment
- Revolut vs Fidelity
- Revolut vs ActivTrades
- Revolut vs XTB
- Interactive Brokers vs eToro
- Revolut vs Linxea
- Revolut vs bunq Spain
- Revolut vs bunq
- Revolut vs Qonto
- Revolut vs J&T Direktbank
- Interactive Brokers vs Revolut UK
- Interactive Brokers vs Lightyear
Revolut
Interactive Brokers