Updated October 16, 2026 · SumCue Editorial Team
DR-WALTER vs durchblicker.at
DR-WALTER
durchblicker.at
Higher score in this comparison
What sets them apart
| Compare | DR-WALTERReviewSee alternativesSee alternatives | durchblicker.atReviewSee alternativesSee alternatives |
|---|---|---|
| Premium from | Not confirmed | €50 |
| Insurance types | Not confirmed | Auto, Home, Renters, Life, Health, Travel, Pet, Motorcycle |
| Provider type | Not confirmed | Comparison site |
| Monthly payments | Not confirmed | Yes |
| Excess from | Not confirmed | €500 |
| Claims channels | Not confirmed | Online form, Phone |
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Our verdict on each
DR-WALTER
Dr.
durchblicker.at
durchblicker.at is an Austrian comparison site that brings loans, savings, mortgages and a wide set of insurance lines into one place, which suits households who want to see the market before they commit. Its personal loans start at an APR of 8.839% with an arrangement fee of 0 EUR.
Score breakdown
| Area | DR-WALTER | durchblicker.at |
|---|---|---|
| Cost | Not confirmed | 8.5A monthly fee of €0 on a comparison site keeps the running cost flat, and premiums start at €50. |
| Offer | Not confirmed | 9.1 |
| Trust | Not confirmed | 8.4 |
How they place
| Ranking | DR-WALTER | durchblicker.at |
|---|---|---|
| Insurance | 534 of 627 | 450 of 627 |
Every fact side by side
| Fact | DR-WALTER | durchblicker.at |
|---|---|---|
| Pricing model | Not confirmed | Monthly |
| Legal entity | Not confirmed | durchblicker GmbH (FN 335466h, UID ATU 65388546) |
| Headquarters | Not confirmed | Austria |
| Founded | Not confirmed | 2010 |
| Support channels | Not confirmed | Email, Phone, Help centre |
Loans
| Fact | DR-WALTER | durchblicker.at |
|---|---|---|
| APR | Not confirmed | 8.839% |
| Loan amount | Not confirmed | €100 to €75,000 |
| Term | Not confirmed | 1 to 120 months |
| Arrangement fee | Not confirmed | 0 EUR |
| Credit check | Not confirmed | Hard |
| Funding time | Not confirmed | Money on the account within 24 hours after credit approval |
| Representative example | Not confirmed | Online loan of EUR 20,000 over 10 years: monthly rate EUR 247.97 at 8.50% p.a. fixed, effective annual rate 8.839% p.a., total costs EUR 9,757, total payable EUR 29,757, no processing or credit-check fee, no account fee |
| Rate type | Not confirmed | Fixed |
| Lender type | Not confirmed | Broker |
| Eligibility | Not confirmed | Adults (18+), EU citizens with main residence in Austria for at least one year, minimum monthly income EUR 1,250, employed at least three months in a permanent non-terminated contract or drawing a pension, Austrian/EU (SEPA) current account in own name, no insolvency, bankruptcy or enforcement in the last three years, not a politically exposed person |
| Origination fee (%) | Not confirmed | 0% |
| Loan types | Not confirmed | Personal, Car, Debt consolidation, Credit line |
| Use cases | Not confirmed | Home improvement |
Savings
| Fact | DR-WALTER | durchblicker.at |
|---|---|---|
| Access terms | Not confirmed | Free online savings-interest comparison; the savings contract is applied for and concluded directly with the bank after referral |
| Monthly fee | Not confirmed | €0 |
| Account kind | Not confirmed | Easy access |
Mortgages
| Fact | DR-WALTER | durchblicker.at |
|---|---|---|
| Initial rate | Not confirmed | 3.305% |
| APRC | Not confirmed | 3.819% |
| Fixed period | Not confirmed | 5 to 20 years |
| Purpose | Not confirmed | Purchase, Remortgage |
Where each stands against the rest
| Fact | DR-WALTER | durchblicker.at | Median |
|---|---|---|---|
| Premium from | Not confirmed | €50highest quarter | €6.02 |
| Excess from | Not confirmed | €500highest quarter | €70 |
Median across 116 listed providers.
Pros and cons
durchblicker.at
Pros
- Loans at a fixed rate with an APR of 8.839% and an arrangement fee of 0 EUR.
- Cover for auto, home, renters, life, health, travel, pet and motorcycle under auto, home and renters.
- Approved money reaches the account as Money on the account within 24 hours after credit approval, and monthly payments are available on cover.
Cons
- A hard credit check gates every loan offer, so a thin credit file rules you out.
- Claims run on online form and phone only, with no chat or branch channel.
- The savings comparison is free, but the easy access account is opened with the bank after referral, so durchblicker.at does not hold the deposit.
Who each suits
DR-WALTER
Who it suits
- Readers checking the founding account in Dr. Walter’s captured company history.
durchblicker.at
Who it suits
- Austrian residents with a minimum monthly income and a permanent contract or a pension.
- Borrowers after a personal loan of €100 to €75,000 over terms of 1 to 120 at a fixed rate.
- Drivers, tenants and pet owners who want several lines of cover priced in one pass.
Who should look elsewhere
- Not for thin credit files, since the hard credit check gates every loan offer.
- Not for readers wanting one policy quoted on its own: Linxea is priced from €25.
- Not for a single market outside Austria, since eligibility asks for main residence in Austria.
Country by country
| Country | DR-WALTER | durchblicker.at |
|---|---|---|
| Austria | No | Yes |
Questions about each
durchblicker.at
What does it cost to use durchblicker.at?+
The savings comparison is free and the monthly fee is €0, so browsing loan, mortgage and insurance quotes carries no subscription cost. On the borrowing side the numbers that matter are an APR of 8.839% at a fixed rate, an arrangement fee of 0 EUR and a percentage fee of 0%.
Who holds the savings money?+
durchblicker.at does not open the savings account itself. The comparison is free and the contract is applied for and concluded directly with the bank after the referral, so the deposit sits with that bank. The account kind is easy access, which means the money stays available for withdrawal rather than being tied up.
What credit check does a loan application involve?+
Every loan application runs a hard credit check, which is a full file review rather than a soft pre-check, so the file is worth tidying first. Eligibility also asks for adults with a minimum monthly income, a permanent contract or a pension, and an Austrian or SEPA current account in their own name.
How fast can money arrive after approval?+
Approved money reaches the account as Money on the account within 24 hours after credit approval, which is quicker than the several days many lenders need. The arrangement runs through a broker, so the payout sits with the bank that approves, and the product is priced at a fixed rate over terms of 1 to 120.
Other options to compare
DR-WALTER
durchblicker.at