Updated October 18, 2026 · SumCue Editorial Team
Dodl vs ii
Dodl
Higher score in this comparison
ii
What sets them apart
| Compare | DodlReviewSee alternativesSee alternatives | iiReviewSee alternativesSee alternatives |
|---|---|---|
| Minimum deposit | £25 | £0Lower |
| Stock trade fee | £0Lower | £3.99 |
| Markets | Stocks, ETFs, Funds | Stocks, ETFs, Funds, BondsCovers more |
| Deposit and withdrawal fees | free deposits and withdrawals | Free transfers in/out; free next-day withdrawals, GBP15 same-day |
| Platforms | Dodl app | Mobile app |
| Account types | ISA, SIPP, Lisa | ISA, SIPP, Jisa, Joint |
| Interest on cash | 3.8%Higher | 0.8% |
| Account fee | Not confirmed | £71.88 |
Same on both: Regulators (Financial Conduct Authority), Investor protection (FSCS up to GBP 85,000), Currency conversion fee (0.75%).
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Key differences
- Dodl scores higher overall: 8.8 vs 8.6.
- Minimum deposit is lower at ii: £0 vs £25.
- Stock trade fee is lower at Dodl: £0 vs £3.99.
- Markets: only ii offers Bonds.
- Platforms: only Dodl offers Dodl app.
- Platforms: only ii offers Mobile app.
- Account types: only Dodl offers Lisa.
- Account types: only ii offers Jisa, Joint.
- Interest on cash is higher at Dodl: 3.8% vs 0.8%.
- Support channels: only Dodl offers Email, Chat.
Our verdict on each
Dodl
Dodl suits UK beginners who want a low-cost way into markets without a dealing desk. It runs an ISA, SIPP and LISA in one app, charges £0 to trade shares, and answers to the Financial Conduct Authority with investor protection of FSCS up to GBP 85,000, so getting started is cheap.
ii
ii suits investors who want tax efficient and family accounts with ISA, SIPP and jisa alongside stocks, ETFs and funds through Mobile app. Stock trades cost £3.99 and the account fee is £71.88, so active traders should balance dealing charges against portfolio growth.
Score breakdown
| Area | Dodl | ii |
|---|---|---|
| Cost | 8.9Higher | 8.6Low entry hurdle with minimum deposit of £0 balanced by dealing charges |
| Offer | 9.2HigherA £25 entry point, 0.75% on currency conversion and commission free and low fees dealing across the ISA, SIPP and LISA. | 8.9Choice across stocks, ETFs and funds held within ISA, SIPP and jisa via Mobile app |
| Trust | 8.6Higher | 8.5Oversight from Financial Conduct Authority with cover of FSCS up to GBP 85,000 |
Availability and regulation
| Country | Dodl | ii |
|---|---|---|
| United Kingdom |
Available in 1 country for both.
Sources behind this comparison
Dodl
- dodl.co.uk: 12 facts, checked September 26, 2026
- help.dodl.co.uk: 3 facts, checked September 26, 2026
ii
- ii.co.uk: 16 facts, checked September 28, 2026
How they place
| Ranking | Dodl | ii |
|---|---|---|
| Investing | 268 of 654 | 322 of 654 |
| Stock and ETF brokers | 194 of 358 | 234 of 358 |
| Stocks and shares ISAs | 10 of 25 | 17 of 25 |
| Pensions and SIPPs | 7 of 23 | 13 of 23 |
Every fact side by side
| Fact | Dodl | ii |
|---|---|---|
| Features | Mobile app | Mobile app |
| Pricing model | Commission free, Low feesCovers more | Low fees |
| Audience | Beginners | Not confirmed |
| Legal entity | AJ Bell | Interactive Investor Services Limited |
| Headquarters | Not confirmed | United Kingdom |
| Support channels | Email, Chat, Help centre | Phone, Help centre |
Where each stands against the rest
| Fact | Dodl | ii | Median |
|---|---|---|---|
| Minimum deposit | £25above the median | £0lowest quarter | £15 |
| Stock trade fee | £0at the median | £3.99highest quarter | £0 |
| Account fee | Not confirmed | £71.88highest quarter | £0 |
| Currency conversion fee | 0.75%above the median | 0.75%above the median | 0.4% |
| Interest on cash | 3.8%highest quarter | 0.8%lowest quarter | 2.875% |
Median across 77 listed providers.
Pros and cons
Dodl
Pros
- Commission-free dealing: £0 to buy or sell shares, with free deposits and withdrawals either side of the balance.
- An ISA, SIPP and LISA sit alongside stocks, etfs and funds in a single app, so wrappers and dealing stay in one place.
- Regulated by the Financial Conduct Authority, with investor protection of FSCS up to GBP 85,000.
Cons
- Foreign exchange costs 0.75%, so currency conversion is the charge that bites anyone buying shares outside sterling.
- Help runs on email, chat and help centre, with no phone route among them, so a complex dispute has to be put in writing.
- The market list is stocks, etfs and funds, which leaves out bonds, commodities and currency pairs.
ii
Pros
- Begin with £0 and invest across stocks, ETFs and funds without funding pressure
- Hold ISA, SIPP and family accounts through ISA, SIPP and jisa in a single provider
- Cover of FSCS up to GBP 85,000 under Financial Conduct Authority for added assurance
Cons
- Account fee of £71.88 applies whether you trade or leave holdings untouched
- Stock trades cost £3.99 versus $0 at ActivTrades
- Foreign trades carry conversion costs of 0.75% on top of dealing charges
Who each suits
Dodl
Who it suits
- Beginners in the UK who want their first ISA or SIPP and do not want commission on a share dealing.
- Investors who keep a cash buffer alongside a portfolio and want interest on the part that is not invested.
- Pension savers who prefer one app for the SIPP, the ISA and the general account rather than several providers.
Who should look elsewhere
- Forex traders, who should look at CFI: it opens from a $0 minimum, and currency markets sit outside the stocks, etfs and funds on offer here.
- Anyone after a euro bank account rather than a UK wrapper: bunq's minimum deposit is €10, and that product sits outside the isa, sipp and lisa range here.
- Readers after credit rather than investments: Fiesta Credito MX is supervised by CONDUSEF, a different market from the Financial Conduct Authority's.
ii
Who it suits
- Investors building ISA and SIPP holdings with junior and joint accounts included
- Buy and hold investors focused on shares, funds and bonds with mobile access
Who should look elsewhere
- Traders sensitive to per order costs may prefer ActivTrades where stock trade fee is $0 rather than £3.99
- Investors comparing entry levels may consider XTB with minimum deposit of €0 or eToro with minimum deposit of $50
Country by country
| Country | Dodl | ii |
|---|---|---|
| United Kingdom | Yes | Yes |
Questions about each
Dodl
What does it cost to trade shares at Dodl?+
Dealing is commission free: £0 to buy or sell shares, and the same rate on the ISA, SIPP and LISA accounts. commission free and low fees describes the pricing. That dealing fee puts Dodl at position 1 of 166 brands ranked on stock trade fees on this site.
How much do I need to open an account?+
The minimum deposit is £25, low enough to start with a small amount and add to it later. On this site that ranks position 131 of 218 brands on minimum deposit, so it sits in the middle of the field rather than at the bottom of it.
ii
What does ii charge for share dealing and account holding?+
Stock trades cost £3.99 and the account fee is £71.88. The account fee covers holding of investments across wrappers and applies on top of dealing charges. Check how often you expect to trade before judging value against infrequent use.
Is ii regulated and is money protected?+
ii is provided by Interactive Investor Services Limited and regulated by Financial Conduct Authority. Client cover is FSCS up to GBP 85,000. Protection applies within scheme limits and does not remove market risk, so holdings can still fall in value.