Updated September 28, 2026 · SumCue Editorial Team
DA Direkt vs Feather
DA Direkt
Higher score in this comparison
Feather
What sets them apart
| Compare | DA DirektReviewSee alternativesSee alternatives | FeatherReviewSee alternativesSee alternatives |
|---|---|---|
| Insurance types | Auto, Motorcycle, Dental, Health, Pet, Home | Auto, Home, Life, Health, Dental, Pet, Income protection |
| Claims channels | Online portal, Phone, Email, Chat | Online account, App |
| Premium from | €6.90 | Not confirmed |
| Cover limit | Dental tariff scale: max EUR 6,000 in first 4 years (Premium Plus), unlimited from year 5 | Not confirmed |
| Age range | Not confirmed | 8 weeks to under 6 years (pet entry age) |
Same on both: Provider type (Insurer), Monthly payments (Yes).
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Key differences
- DA Direkt scores higher overall: 9.4 vs 9.0.
- Founded is lower at DA Direkt: 1923 vs 2018.
- Feather is available in 26 more countries.
- Insurance types: only DA Direkt offers Motorcycle.
- Insurance types: only Feather offers Life, Income protection.
- Claims channels: only DA Direkt offers Online portal, Phone, Email.
- Claims channels: only Feather offers Online account, App.
Our verdict on each
DA Direkt
DA Direkt is a German insurer that suits households wanting a single provider for car, dental, health, pet and home cover, with monthly payments available on dental plans. Premiums start at €6.90 and support runs on email, chat and phone, with BaFin supervising in Germany.
Feather
Feather is a German insurer built around expats who want several kinds of cover in a single place, and it pays monthly rather than by the year. Pet cover opens from 8 weeks to under 6 years (pet entry age), and support runs on email, phone and help centre, so help is easy to reach.
Score breakdown
| Area | DA Direkt | Feather |
|---|---|---|
| Cost | 9.1Starting premium of €6.90 on dental top-up sits below the site median of €8.31, and monthly payments spread the cost. | 9.1 |
| Offer | 9.6Higher | 9.3 |
| Trust | 9.6Higher | 8.8 |
How they place
| Ranking | DA Direkt | Feather |
|---|---|---|
| Insurance | 92 of 627 | 277 of 627 |
| Health insurance | 33 of 200 | 104 of 200 |
| Car insurance | 41 of 279 | 142 of 279 |
| Home insurance | 42 of 258 | 140 of 258 |
| Pet insurance | 22 of 157 | 74 of 157 |
Every fact side by side
| Fact | DA Direkt | Feather |
|---|---|---|
| Audience | Not confirmed | Expats |
| Pricing model | Monthly | Monthly |
| Legal entity | DA Deutsche Allgemeine Versicherung Aktiengesellschaft (Amtsgericht Frankfurt am Main HRB 112118) | Popsure Deutschland GmbH |
| Headquarters | Germany | Germany |
| Founded | 1923Lower | 2018 |
| Support channels | Email, Chat, Phone, Help centre | Email, Phone, Help centre, Chat |
Where each stands against the rest
| Fact | DA Direkt | Feather | Median |
|---|---|---|---|
| Premium from | €6.90above the median | Not confirmed | €6.02 |
Median across 116 listed providers.
Pros and cons
DA Direkt
Pros
- Dental top-up premiums start at €6.90, below the site median of €8.31.
- Monthly payments are available on the dental top-up, so the premium can be spread across the year.
- Cover spans auto, motorcycle and dental under a single insurer.
Cons
- Dental cover follows the dental tariff scale, so the amount is capped early in the policy and only becomes unlimited much later.
- Terms are written for a single market, DE, so the wording and cover are built for Germany rather than the UK.
Feather
Pros
- Cover spans auto, home and life, so several policies can sit with the same company.
- Monthly payments are available, which spreads the cost across the year.
- Support runs on email, phone and help centre, so a call, an email, a chat or the help centre all work.
Cons
- Feather is an insurer, so the cover comes from Feather itself rather than a broker shopping the market for you.
- The list of cover, auto, home and life, holds no travel insurance, which matters if you have just moved abroad.
- Pet entry ages run 8 weeks to under 6 years (pet entry age), so an older pet sits outside pet cover.
Who each suits
DA Direkt
Who it suits
- People wanting auto, motorcycle and dental cover from a single German insurer.
- Readers who would rather pay a dental top-up in monthly instalments than a single sum.
- Shoppers who want to reach an insurer by phone, chat or email, since support runs on email, chat and phone.
Who should look elsewhere
- Anyone chasing the lowest starting figure can look at bunq, listed at €0.
- Linxea, listed from €25, is the alternative for readers weighing a higher starting figure.
- bunq Spain matches bunq on the starting figure at €0, so it is a separate listing to compare.
Feather
Who it suits
- Expats who want auto, home and life cover arranged in a single place.
- People who prefer monthly payments to a single annual bill.
- Pet owners whose animal falls within 8 weeks to under 6 years (pet entry age).
Who should look elsewhere
- Anyone set on life cover alone can compare Linxea, which lists life.
- Drivers and travellers shopping for motor and gadget policies should look at EuroAsia Insurance, with auto, home and travel cover.
- Borrowers weighing health and gadget cover can see Oney Préstamos ES, which lists health, life and gadget.
Current offers
DA Direkt
Current offer
Discount code
15% discount on car, e-car and motorcycle insurance: 15% Rabatt
Displayed on the DA Direkt homepage as an ongoing offer for Autoversicherung, Elektroauto-Versicherung and Motorradversicherung
Source, checked September 26, 2026
Country by country
| Country | DA Direkt | Feather |
|---|---|---|
| Austria | No | Yes |
| Belgium | No | Yes |
| Bulgaria | No | Yes |
| Croatia | No | Yes |
| Cyprus | No | Yes |
| Czechia | No | Yes |
| Denmark | No | Yes |
| Estonia | No | Yes |
8 of 27 countries where either is available.
Questions about each
DA Direkt
What kinds of cover does DA Direkt sell?+
DA Direkt sells auto, motorcycle and dental cover as an insurer, so the policies sit with the company that issues them. A single provider can hold several product lines, and a household may combine dental and car cover in the same place.
How much is the cheapest cover at DA Direkt?+
Dental top-up premiums start at €6.90, and monthly payments are available, which keeps the entry cost modest. The site median for starting premiums is €8.31, and DA Direkt ranks 117 of 251 brands on this measure.
Feather
What kinds of insurance does Feather offer?+
Feather covers auto, home and life. Auto, home, life, health, dental, pet and income protection can all sit with the same provider, which saves you tracking a separate company for each type of cover. Health and dental sit alongside the animal and property policies rather than being sold on their own.
Can I pay monthly instead of settling the policy in one payment?+
Monthly payments are available, and monthly is the payment model Feather uses, so a policy is billed across the year rather than settled in a single payment. Ask for the monthly and annual figures side by side when you compare, so the yearly cost stays visible.
Other options to compare
DA Direkt
Feather