Updated October 17, 2026 · SumCue Editorial Team
coinhouse vs Gemini
coinhouse
Gemini
Higher score in this comparison
coinhouse vs Gemini: the differences
| Compare | coinhouseReviewVisitVisit | GeminiReviewVisitVisit |
|---|---|---|
| Taker fee | 1.49% | 0.8%Lower |
| Coins listed | 50 | 76Higher |
| Regulators | Autorité des Marchés Financiers (AMF), FR ACPR | NMLS (US state money transmitter licensing), Malta Financial Services Authority (MFSA) |
| Fiat deposit methods | Card, Bank, SEPA | Card, Bank, ACH |
| Withdrawal fee | network + 0.29% (max EUR 500) | Crypto withdrawal fees are dynamic and correspond to current network/gas fees; USD wire transfer out $252; Custody to Exchange crypto withdrawal $125 |
| Derivatives | No | YesHas it |
| Maker fee | Not confirmed | 0.4% |
| Proof of reserves | Not confirmed | Yes |
Same on both: Exchange type (Cex).
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Key differences
- Gemini scores higher overall: 9.0 vs 8.9.
- Regulators: only coinhouse offers Autorité des Marchés Financiers (AMF), FR ACPR.
- Regulators: only Gemini offers NMLS (US state money transmitter licensing), Malta Financial Services Authority (MFSA).
- Gemini is licensed in 1 more country.
- Taker fee is lower at Gemini: 0.8% vs 1.49%.
- Coins listed is higher at Gemini: 76 vs 50.
- Fiat deposit methods: only coinhouse offers SEPA.
- Fiat deposit methods: only Gemini offers ACH.
- Derivatives: only Gemini.
- Support channels: only Gemini offers Email, Community.
Our verdict on each
coinhouse
Coinhouse lists a dollar-cost-averaging feature for scheduling crypto purchases and provides buying, selling and trading services.
Gemini
Gemini suits traders who want a regulated exchange and a self-custody wallet in the same product, and who want to check a licence rather than take a promise. It lists 76 coins and offers derivatives, and the European business, Gemini Intergalactic EU Ltd, is based in Malta.
Score breakdown
| Area | coinhouse | Gemini |
|---|---|---|
| Cost | Not confirmed | 8.3Taker fee of 0.8% and maker fee of 0.4% both sit above the typical rate of 0.25% here. |
| Offer | 8.3 | 9.3HigherProof of reserves is published, derivatives are offered, and the feature set covers custodial, self custody and staking. |
| Trust | 9.0 | 9.3Higher |
Where they rank in our lists
| Ranking | coinhouse | Gemini |
|---|---|---|
| Crypto | 8 of 428 | 4 of 428 |
| Crypto exchanges | 6 of 330 | 2 of 330 |
| Crypto wallets | 5 of 249 | 2 of 249 |
What it costs in practice
Buy 1,000 of crypto and sell it again
coinhouse
29.8
1.49% of 2,000
Gemini
16
0.8% of 2,000
Gemini comes out 13.8 lower in this example.
Worked out from the stated prices and rates; your own total depends on how you use it. Facts checked September 26, 2026.
Feature by feature
| Fiat deposit methods | coinhouse | Gemini |
|---|---|---|
| Card | Yes | Yes |
| Bank | Yes | Yes |
| SEPA | Yes | No |
| ACH | No | Yes |
Every fact side by side
| Fact | coinhouse | Gemini |
|---|---|---|
| Features | Custodial, Staking | Custodial, Self custody, StakingCovers more |
| Legal entity | COINHOUSE SAS | Gemini Intergalactic EU Ltd |
| Headquarters | France | Malta |
| Founded | 2014 | 2014 |
| Support channels | Help centre | Email, Help centre, CommunityCovers more |
Crypto wallets
| Fact | coinhouse | Gemini |
|---|---|---|
| Wallet type | Not confirmed | Browser |
| Price | Not confirmed | $0 |
| Custody | Not confirmed | Self custody |
| Coins supported | Not confirmed | 76 |
| Secure element | Not confirmed | No secure element; passkey-based smart wallet signing on-device |
Where each stands against the rest
| Fact | coinhouse | Gemini | Median |
|---|---|---|---|
| Taker fee | 1.49%highest quarter | 0.8%highest quarter | 0.15% |
| Coins listed | 50below the median | 76below the median | 89.5 |
| Maker fee | Not confirmed | 0.4%highest quarter | 0.1% |
Median across 222 listed providers.
Pros and cons
coinhouse
Pros
- Coinhouse lists a dollar-cost-averaging feature for scheduling crypto purchases and provides buying, selling and trading services.
- The captured same-day homepage does not establish returns, licensing or security.
Cons
- Crypto values can fall sharply, so part or all of the money invested may be lost
- Holdings are not covered by deposit or securities protection schemes
- The range is a focused selection rather than an extensive catalogue
Gemini
Pros
- Regulated on both sides of the Atlantic through NMLS (US state money transmitter licensing) and Malta Financial Services Authority (MFSA), so the licence can be checked rather than taken on trust
- Fiat deposits run by card, bank and ach, and the self-custody wallet itself costs $0
- Founded in 2014, with the exchange listing 76 coins and the wallet supporting 76
Cons
- On the ActiveTrader schedule, the taker fee of 0.8% and maker fee of 0.4% both sit above the typical rate of 0.25% here
- Support runs on email, help centre and community, with no phone line listed
- The wallet is browser based with no secure element, so it relies on passkey signing on-device
Who each suits
coinhouse
Who it suits
- French Coinhouse users scheduling recurring crypto purchases or reviewing buy, sell and trade functions
Who should look elsewhere
- People who need funds protected by deposit schemes
- Investors seeking a very wide catalogue of tokens
Gemini
Who it suits
- US traders who want state money transmitter licensing alongside a European regulator, both named in NMLS (US state money transmitter licensing) and Malta Financial Services Authority (MFSA)
- European customers who want a home market entity: Gemini Intergalactic EU Ltd is based in Malta
- People who want to hold their own keys, since custody is self custody
Who should look elsewhere
- Cost-first traders, since the typical taker fee here is 0.25% and bunq runs 0.25% to 1.99%
- eToro and Vivid Plus customers, whose listed charges are 1% and 2.25%, when a licensed exchange listing 76 coins matters more
Country by country
| Country | coinhouse | Gemini |
|---|---|---|
| Argentina | No | Yes |
| Australia | No | Yes |
| Austria | No | Yes |
| Bahamas | No | Yes |
| Belgium | No | Yes |
| Bermuda | No | Yes |
| Bhutan | No | Yes |
| Brazil | No | Yes |
8 of 65 countries where either is available.
Questions about each
coinhouse
Which subjects does the educational content cover?+
The educational content covers crypto from the beginning, with material that explains how the market works. Major coins such as Bitcoin and Ethereum are among the subjects covered, so newcomers can learn the basics before looking at other assets. This explainer suits anyone who wants to understand the sector before buying or selling.
Who oversees the company's crypto services?+
The company is authorised by the French Financial Markets Authority, which places its activity under French oversight. Its crypto services also fall under the European framework known as MiCA, which sets common rules for providers across the bloc. Together these rules shape how the company must operate and report its activities.
Gemini
How much does it cost to trade on Gemini?+
Trading runs on the ActiveTrader schedule, with a taker fee of 0.8% and a maker fee of 0.4%. Makers pay less than takers, so the cheaper side of the book is the one that adds to the order. The account itself costs $0, which keeps the charge in the trade.
Is Gemini regulated?+
Gemini is listed under NMLS (US state money transmitter licensing) and Malta Financial Services Authority (MFSA), which covers US state money transmitter licensing and the Malta Financial Services Authority. The European business is Gemini Intergalactic EU Ltd, based in Malta. The exchange also publishes proof of reserves, and the wallet gives self custody rather than platform custody.