Updated October 18, 2026 · SumCue Editorial Team
Binance P2P vs coinhouse
Binance P2P
Higher score in this comparison
coinhouse
Binance P2P vs coinhouse: the differences
| Compare | Binance P2PReviewVisitVisit | coinhouseReviewVisitVisit |
|---|---|---|
| Taker fee | 0.1%Lower | 1.49% |
| Coins listed | 490Higher | 50 |
| Regulators | Autorite des marches financiers (AMF), Commissione Nazionale per le Societa e la Borsa (CONSOB), Banco de Espana, Australian Securities and Investments Commission (ASIC), Thailand Ministry of Finance | Autorité des Marchés Financiers (AMF), FR ACPR |
| Derivatives | YesHas it | No |
| Fiat deposit methods | Not confirmed | Card, Bank, SEPA |
| Maker fee | 0.1% | Not confirmed |
| Proof of reserves | Yes | Not confirmed |
| Withdrawal fee | Not confirmed | network + 0.29% (max EUR 500) |
Same on both: Exchange type (Cex).
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Key differences
- Binance P2P scores higher overall: 9.3 vs 8.9.
- Regulators: only Binance P2P offers Autorite des marches financiers (AMF), Commissione Nazionale per le Societa e la Borsa (CONSOB), Banco de Espana.
- Regulators: only coinhouse offers Autorité des Marchés Financiers (AMF), FR ACPR.
- Founded is lower at coinhouse: 2014 vs 2017.
- Binance P2P is licensed in 4 more countries.
- Taker fee is lower at Binance P2P: 0.1% vs 1.49%.
- Coins listed is higher at Binance P2P: 490 vs 50.
- Derivatives: only Binance P2P.
- Support channels: only Binance P2P offers Email, Chat.
- Features: only coinhouse offers Custodial.
Our verdict on each
Binance P2P
Binance P2P suits traders who want a wide coin list at a low taker fee and will hold a custodial wallet. Fees of 0.1% sit under the 0.25% site median, though proof of reserves and a spread of regulators leave some account holders uneasy.
coinhouse
Coinhouse lists a dollar-cost-averaging feature for scheduling crypto purchases and provides buying, selling and trading services.
Score breakdown
| Area | Binance P2P | coinhouse |
|---|---|---|
| Cost | 9.0Taker and maker fees both sit at 0.1% and 0.1%, below the 0.25% site median. | Not confirmed |
| Offer | 9.5HigherLists 490 coins, adds derivatives and staking, and publishes proof of reserves. | 8.3 |
| Trust | 9.4Higher | 9.0 |
The bill, worked out
Buy 1,000 of crypto and sell it again
Binance P2P
2
0.1% of 2,000
coinhouse
29.8
1.49% of 2,000
Binance P2P comes out 27.8 lower in this example.
Worked out from the stated prices and rates; your own total depends on how you use it. Facts checked September 26, 2026.
Where they rank in our lists
| Ranking | Binance P2P | coinhouse |
|---|---|---|
| Crypto | 15 of 428 | 8 of 428 |
| Crypto exchanges | 13 of 330 | 6 of 330 |
| Crypto wallets | 11 of 249 | 5 of 249 |
A third option
ActivTrades has taker fee at 0%, against 0.1% for Binance P2P and 1.49% for coinhouse.
ActivTrades reviewWhat we checked
Binance P2P
- coingecko.com: 4 facts, checked September 26, 2026
- coinmarketcap.com: 3 facts, checked September 26, 2026
- en.wikipedia.org: 2 facts, checked September 26, 2026
- play.google.com: 2 facts, checked September 26, 2026
- defillama.com: 1 fact, checked September 26, 2026
coinhouse
- bit2me.com: 5 facts, checked September 26, 2026
- bitdegree.org: 3 facts, checked September 26, 2026
- esma.europa.eu: 3 facts, checked September 26, 2026
- bitget.com: 1 fact, checked September 26, 2026
Every fact side by side
| Fact | Binance P2P | coinhouse |
|---|---|---|
| Features | Staking | Custodial, StakingCovers more |
| Legal entity | Binance Holdings Ltd. | COINHOUSE SAS |
| Headquarters | United Arab Emirates | France |
| Founded | 2017 | 2014Lower |
| Support channels | Email, Chat, Help centreCovers more | Help centre |
Crypto wallets
| Fact | Binance P2P | coinhouse |
|---|---|---|
| Wallet type | Mobile | Not confirmed |
| Custody | Custodial | Not confirmed |
| Coins supported | 490 | Not confirmed |
Where each stands against the rest
| Fact | Binance P2P | coinhouse | Median |
|---|---|---|---|
| Taker fee | 0.1%below the median | 1.49%highest quarter | 0.15% |
| Coins listed | 490highest quarter | 50below the median | 89.5 |
| Maker fee | 0.1%at the median | Not confirmed | 0.1% |
Median across 222 listed providers.
Pros and cons
Binance P2P
Pros
- Taker and maker fees of 0.1% and 0.1% sit below the 0.25% site median
- Lists 490 coins, ahead of the 71.5 site median
- Derivatives and staking are available on a custodial mobile wallet
Cons
- Custody is custodial, so assets sit with the exchange rather than in your own keys
- Support runs on email, chat and help centre only, and a phone line is not among its support channels
- Regulators cover Autorite des marches financiers (AMF), Commissione Nazionale per le Societa e la Borsa (CONSOB) and Banco de Espana, so UK holders are not covered by a listed licence
coinhouse
Pros
- Coinhouse lists a dollar-cost-averaging feature for scheduling crypto purchases and provides buying, selling and trading services.
- The captured same-day homepage does not establish returns, licensing or security.
Cons
- Crypto values can fall sharply, so part or all of the money invested may be lost
- Holdings are not covered by deposit or securities protection schemes
- The range is a focused selection rather than an extensive catalogue
Who each suits
Binance P2P
Who it suits
- Traders buying and selling frequently who care about taker fees
- Anyone who wants a long coin list in one custodial app
- Mobile first users who want chat support alongside a help centre
Who should look elsewhere
- Anyone who wants to hold their own keys, since custody is custodial
- eToro users after a broader retail platform for equities alongside crypto
coinhouse
Who it suits
- French Coinhouse users scheduling recurring crypto purchases or reviewing buy, sell and trade functions
Who should look elsewhere
- People who need funds protected by deposit schemes
- Investors seeking a very wide catalogue of tokens
Questions about each
Binance P2P
What are the trading fees at Binance P2P?+
Taker fees are 0.1% and maker fees are 0.1%, charged on the standard exchange account. The site median taker fee is 0.25%, so costs sit at the lower end of the range. No account fee is listed.
Which regulators licence Binance P2P?+
The exchange lists Autorite des marches financiers (AMF), Commissione Nazionale per le Societa e la Borsa (CONSOB) and Banco de Espana among its regulators. Those registrations cover France, Italy, Spain, Australia and Thailand, so users in other markets should check their local position. Licence coverage is therefore partial.
coinhouse
Which subjects does the educational content cover?+
The educational content covers crypto from the beginning, with material that explains how the market works. Major coins such as Bitcoin and Ethereum are among the subjects covered, so newcomers can learn the basics before looking at other assets. This explainer suits anyone who wants to understand the sector before buying or selling.
Who oversees the company's crypto services?+
The company is authorised by the French Financial Markets Authority, which places its activity under French oversight. Its crypto services also fall under the European framework known as MiCA, which sets common rules for providers across the bloc. Together these rules shape how the company must operate and report its activities.