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CashNow review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Our verdict

CashNow suits US adults who need a small short term loan fast and would rather not face a credit check. It charges no arrangement fee for the request service, lends $500 to $10,000, and the account is run by Great LLC.

Key facts

Best for
A small short term loan in the US without a credit check.
Loan amount
$500 to $10,000↗
Arrangement fee
0 USD - no fee charged by CashNow.com for the loan request service↗
Credit check
None↗
Funding time
Funds available as soon as the next business day after approval↗
Lender type
Marketplace↗
Eligibility
At least 18 years old, US residency or citizenship, regular income, continuous employment 90 days, active checking account, current email and phone↗
Loan types
Payday, Personal, Cash-advance↗
Legal entity
Great LLC↗
Headquarters
United States↗
Support channels
Email, Help-centre↗
Features
Same-day funding
Official website
cashnow.com

Facts checked September 26, 2026, 5 sources

Pros and cons

Pros

  • No fee charged by CashNow for the loan request service, and no credit check on the application
  • Loan amounts run $500 to $10,000
  • Funds can be available as soon as the next business day after approval, with same day funding listed
  • Covers payday, personal and cash advance borrowing, so one application path fits several needs

Cons

  • Phone is not among its support channels (email and help centre)
  • CashNow is a marketplace, so the lender and its terms depend on the match you are given
  • Borrowing is open to a single market, since the site is based in the United States

Ready to try CashNow?

Scored 8.4 / 10 by SumCue.

See alternatives

Who it suits

  • US adults with a regular income and an active checking account who need money quickly
  • Anyone who wants a loan request with no credit check and no arrangement fee
  • Borrowers covering a short term gap rather than a long term cost

Who should look elsewhere

  • Cashspace, if you want a lender that lends in a much larger local currency range
  • Creduma ES or Sofkredit, if a larger euro loan is what you are after
  • People who want to talk to a lender on the phone, since phone is not among its support channels (email and help centre)

The company behind it

CashNow is run by Great LLC, a marketplace based in the United States. That means requests are matched with lenders rather than lent by one named lender, so the rate and terms you end up with depend on who offers the loan. Applicant support runs on email and help centre. Anyone comparing should read the offer terms carefully, since what you see is set by the lender that responds.

How CashNow compares

Where CashNow is available

Available
United States

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

How much can I borrow from CashNow?+

Loan amounts run $500 to $10,000. That range suits a short term gap, and CashNow lists payday, personal and cash advance borrowing, so you can apply through the same request service. Loans are made to US residents with a regular income.

Is there an arrangement fee?+

CashNow states that no fee is charged for the loan request service, so making a request costs nothing on the CashNow side. The lender you are matched with may set its own charges, so check the offer terms before accepting a loan.

Will taking a loan hurt my credit file?+

CashNow reports no credit check as part of the request, which is one reason people use it. Because it is a marketplace, the lender that responds sets its own criteria, so ask about any checks it may run.

How fast can I get the money?+

Funds can be available as soon as the next business day after approval, and same day funding is listed among the features. Timing therefore depends on when you apply and how quickly the matched lender approves.

Who can apply?+

Applicants must be adults with US residency or citizenship, a regular income, a waiting period of continuous employment, an active checking account, and a current email address and phone number. No credit check is listed as a condition.

How do I get help if something goes wrong?+

Support runs on email and help centre, so email and the help centre are the routes. Phone is not among those channels, which is worth knowing if you would rather talk a problem through with someone.

Does CashNow lend the money itself?+

No. CashNow describes itself as a marketplace, so it passes your request to lenders rather than carrying the loan. The legal entity behind the service is Great LLC, based in the United States.

Where is CashNow available?+

The service is built around US applicants: you need US residency or citizenship, and US is listed as the home market. Borrowers in the UK or Europe should look at the alternatives listed here instead.

Sources

  • cashnow.com checked September 26, 2026

    Backs: Features, Arrangement fee

    “money can be transferred to your checking account as soon as the next business day”

  • cashnow.com/about checked September 26, 2026

    Backs: Support channels

    “If you have any questions that could not be addressed on our FAQ page please contact us. ... Email address: support at cash now dot com”

  • cashnow.com/faq checked September 26, 2026

    Backs: Credit check, Eligibility, Funding time, Loan types

    “CashNow.com is not a lender and we do not perform any type of credit check.”

  • cashnow.com/rates-fees checked September 26, 2026

    Backs: Loan amount

    “Cash loans range from $500 to $10,000, and approval is based on only a minimal amount of easy qualifications.”

  • cashnow.com/terms-of-use checked September 26, 2026

    Backs: Headquarters, Legal entity, Lender type

    “The Site is controlled and/or operated from the United States and is not intended to subject us to non-U.S. jurisdiction or laws”

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: APR, Term, Representative example.

CashNow

A small short term loan in the US without a credit check.

8.4/10See alternatives