Updated October 13, 2026 · SumCue Editorial Team
Bestinvest vs InvestEngine
Bestinvest
InvestEngine
Higher score in this comparison
Where Bestinvest and InvestEngine differ
| Compare | ||
|---|---|---|
| Stock trade fee | £4.95 | £0Lower |
| Markets | Stocks, ETFs, FundsCovers more | ETFs |
| Platforms | Mobile app | Web, iOS, Android |
| Account types | ISA, SIPP, Jisa | ISA, SIPP, Corporate |
| Minimum deposit | Not confirmed | £100 |
| Account fee | Not confirmed | £0 |
| Regulators | Not confirmed | Financial Conduct Authority (FCA) |
| Investor protection | Not confirmed | FSCS up to GBP 85,000 |
| Currency conversion fee | 0.95% | Not confirmed |
| Deposit and withdrawal fees | Not confirmed | Free |
| Interest on cash | Not confirmed | 0% |
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Key differences
- Founded is lower at Bestinvest: 1986 vs 2019.
- Stock trade fee is lower at InvestEngine: £0 vs £4.95.
- Markets: only Bestinvest offers Stocks, Funds.
- Platforms: only Bestinvest offers Mobile app.
- Platforms: only InvestEngine offers Web, iOS, Android.
- Account types: only Bestinvest offers Jisa.
- Account types: only InvestEngine offers Corporate.
- Support channels: only Bestinvest offers Phone.
- Support channels: only InvestEngine offers Email.
- Features: only InvestEngine offers Fractional shares.
Our verdict on each
Bestinvest
Bestinvest blends self directed investing with managed portfolios, while many platforms push one route alone. It gives households a guided path with coaching, planning tools and market insight across ISAs, pensions and junior accounts on an online platform with mobile access.
InvestEngine
InvestEngine suits UK beginners who want a small, set-and-forget ETF pot with nothing charged for holding or trading. The account fee is £0, the minimum deposit is £100 and the only recurring charge is a management fee of 0.25%. The trade-off is that you hold ETFs and nothing else.
Score breakdown
| Area | Bestinvest | InvestEngine |
|---|---|---|
| Cost | 8.3 | 9.0Higher |
| Offer | 8.9Higher | 8.8Account fee of £0, stock trade fee of £0 and a minimum deposit of £100. |
| Trust | 9.7Higher | 8.3 |
Licences and countries
| Country | Bestinvest | InvestEngine |
|---|---|---|
| United Kingdom | Not confirmed |
Available in 1 country for both.
How they place
| Ranking | Bestinvest | InvestEngine |
|---|---|---|
| Investing | 377 of 654 | 298 of 654 |
| Stock and ETF brokers | 260 of 358 | 217 of 358 |
| Robo-advisors | 111 of 154 | 92 of 154 |
| Stocks and shares ISAs | 19 of 25 | 15 of 25 |
| Pensions and SIPPs | 15 of 23 | 11 of 23 |
Feature by feature
| Markets | Bestinvest | InvestEngine |
|---|---|---|
| Stocks | Yes | No |
| ETFs | Yes | Yes |
| Funds | Yes | No |
| Account types | Bestinvest | InvestEngine |
|---|---|---|
| ISA | Yes | Yes |
| SIPP | Yes | Yes |
| Corporate | No | Yes |
| Jisa | Yes | No |
Which one suits you
Pick Bestinvest if markets matter most.
Pick InvestEngine if cost and stock trade fee matter most.
Every fact side by side
| Fact | Bestinvest | InvestEngine |
|---|---|---|
| Features | Mobile app | Fractional shares, Mobile appCovers more |
| Pricing model | Low fees | Commission free |
| Audience | Beginners | Beginners |
| Legal entity | Evelyn Partners Investment Management Services Limited | InvestEngine (UK) Limited |
| Headquarters | United Kingdom | United Kingdom |
| Founded | 1986Lower | 2019 |
| Support channels | Phone, Help centre | Email, Help centre |
Robo-advisors
| Fact | Bestinvest | InvestEngine |
|---|---|---|
| Management fee | 0% to 0.4%Lower | 0.25% |
| Minimum investment | £50 | £1Lower |
| Portfolio types | ETF, ESG, CashCovers more | ETF |
Where each stands against the rest
| Fact | Bestinvest | InvestEngine | Median |
|---|---|---|---|
| Minimum deposit | Not confirmed | £100above the median | £15 |
| Stock trade fee | £4.95highest quarter | £0at the median | £0 |
| Account fee | Not confirmed | £0at the median | £0 |
| Currency conversion fee | 0.95%above the median | Not confirmed | 0.4% |
| Interest on cash | Not confirmed | 0%lowest quarter | 2.875% |
Median across 77 listed providers.
Pros and cons
Bestinvest
Pros
- Online platform plus mobile app with thousands of shares and funds
- Ready made Portfolios built and managed by parent company teams
- Expert coaching plus planning tools and sector insights
Cons
- Online opening and management offers no branch based service
- Self directed selection requires confidence across thousands of assets
- Ready made routes follow parent company investment decisions
InvestEngine
Pros
- No account fee at £0 and no stock trade fee at £0
- Fractional shares and a mobile app let you invest small amounts regularly
- Choose from ISA, SIPP and corporate accounts
Cons
- A management fee of 0.25% still applies, unlike a free commission-free brokerage
- Markets are limited to ETFs, so individual shares are not an option
- Support runs on email and help centre only, with no phone line
Who each suits
Bestinvest
Who it suits
- New investors wanting coaching alongside self directed choice
- Parents planning junior investments and pensions for children
- Households seeking ISAs, pensions and general accounts together
Who should look elsewhere
- Traders wanting branch meetings and in person dealing
- Investors seeking fully independent portfolio control
InvestEngine
Who it suits
- Beginners who want to start small and add to the same pot each month
- Savers putting money into an ISA or SIPP for the long term
- Anyone who would rather hold a diversified basket than pick single shares
Who should look elsewhere
- Traders who want to buy and sell individual shares
- Anyone who wants to speak to support by phone, since support runs on email and help centre only
Country by country
| Country | Bestinvest | InvestEngine |
|---|---|---|
| United Kingdom | Yes | Yes |
Questions about each
Bestinvest
What can investors choose on the platform?+
The platform covers shares, funds, exchange traded funds and investment trusts. Clients can build portfolios themselves or follow expert ideas and monthly lists showing popular assets among investors.
What are Ready-made Portfolios?+
Ready made Portfolios are managed investment selections designed for simpler decision making. They are built and managed by teams at Evelyn Partners, which is identified as the parent company.
InvestEngine
What does it cost to hold an InvestEngine account?+
The account fee is £0 and the stock trade fee is £0, so there is nothing charged for keeping the account open or for dealing. The one recurring cost is a management fee of 0.25% on the money you hold. Deposits and withdrawals are free.
What is the smallest amount I can invest?+
The minimum deposit is £100, and the smallest investment the platform advertises is £1. Fractional shares are supported, so you can hold a slice of a fund rather than a whole unit. That keeps the starting point low even though the opening deposit is set higher than at many rivals.
Other options to compare
Other matchups
Bestinvest
InvestEngine