Updated October 17, 2026 · SumCue Editorial Team

Top credit cards compared in France

129 providers available in France, ranked for France.

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Top credit cards compared in France
OrderProviderScoreFeaturesKey factsActions
1
Nexo logo
NexoTop pickPartner
8.9/10
  • No annual fee
  • Business
  • Travel
Annual fee:
€0
APR:
from 1.9%
Currency conversion fee:
0.2% to 2.5%
ReviewCompareVisit
2
Revolut UK logo
Revolut UKPartner
9.4/10
  • No annual fee
  • Travel
Annual fee:
€0
APR:
13.34% to 17.99%
Currency conversion fee:
0% to 2%
ReviewCompareVisit
3
BCP logo
BCPPartner
9.7/10
  • No monthly fee
APR:
8.9% to 87.5%
Credit needed:
Good
Legal entity:
Banco de Credito del Peru
ReviewCompareSee alternatives
4
Banco Pichincha logo
Banco PichinchaPartner
9.6/10
  • No monthly fee
  • Rewards
Rewards type:
Miles
Card kind:
Credit
Legal entity:
BANCO PICHINCHA C.A.
ReviewCompareSee alternatives
5
Union Pay International logo
Union Pay InternationalPartner
9.6/10
  • Travel
Currency conversion fee:
0%
Rewards type:
Points
Perks:
Overseas spending settled in RMB at the market exchange rate, no need to buy foreign currency, No fee when paying at merchants abroad, Relatively low overseas ATM withdrawal fees, and 1 more
ReviewCompareSee alternatives
6
Nykredit logo
NykreditPartner
9.5/10
  • No monthly fee
Card kind:
Credit
Legal entity:
Nykredit Bank A/S
Headquarters:
Denmark
ReviewCompareSee alternatives
7
HBL logo
HBLPartner
9.4/10
  • No monthly fee
Card kind:
Credit
Legal entity:
Habib Bank Limited
Headquarters:
Pakistan
ReviewCompareSee alternatives
8
Santander Consumer Bank logo
Santander Consumer BankPartner
9.4/10
  • Fixed rate
APR:
2.99% to 11.98%
Currency conversion fee:
1.85%
Credit needed:
Fair
ReviewCompareSee alternatives
9
Alpha Bank logo
Alpha BankPartner
9.3/10
  • Rewards
Annual fee:
€30
APR:
17.75%
Rewards type:
Points
ReviewCompareSee alternatives
10
National Bank of Canada logo
National Bank of CanadaPartner
9.3/10
  • No annual fee
  • Rewards
Annual fee:
CA$0
APR:
20.99% to 22.49%
Currency conversion fee:
2.5%
ReviewCompareSee alternatives

Licensed in France

Consors Finanz
Autorité des Marchés Financiers (AMF)
Consors Finanz
Autorité de Contrôle Prudentiel et de Résolution (ACPR)
Consors Finanz
ORIAS (insurance intermediary register)
Qonto
ACPR (Autorite de Controle Prudentiel et de Resolution)
Qonto
FR_ACPR

Other rankings

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Other countries

Nexo

Nexo

Top pick for France

8.9/10Visit