Updated September 28, 2026 · SumCue Editorial Team
Bayzat vs DELA Lebensversicherungen
Bayzat
DELA Lebensversicherungen
Higher score in this comparison
Where Bayzat and DELA Lebensversicherungen differ
| Compare | BayzatReviewSee alternativesSee alternatives | DELA LebensversicherungenReviewSee alternativesSee alternatives |
|---|---|---|
| Insurance types | Auto, Health, LifeCovers more | Life |
| Provider type | Broker | Insurer |
| Claims channels | Mobile app, Account manager | Online death report form, Phone, Email |
| Premium from | Not confirmed | €2.65 |
| Monthly payments | Not confirmed | Yes |
| Cover limit | Not confirmed | 3,000 - 20,000 EUR (Sterbegeldversicherung sorgenfrei Leben) |
| Age range | 18+ | Not confirmed |
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Key differences
- DELA Lebensversicherungen scores higher overall: 9.3 vs 8.8.
- Founded is lower at DELA Lebensversicherungen: 1937 vs 2012.
- Insurance types: only Bayzat offers Auto, Health.
- Claims channels: only Bayzat offers Mobile app, Account manager.
- Claims channels: only DELA Lebensversicherungen offers Online death report form, Phone, Email.
- Support channels: only Bayzat offers Chat.
Our verdict on each
Bayzat
Bayzat suits people in the UAE who want auto, health and life cover arranged through one broker rather than one insurer. It has operated since 2012 and support runs on chat, email and phone. Premiums are quoted per policy, so costs depend on the cover you pick.
DELA Lebensversicherungen
DELA Lebensversicherungen suits people looking for straightforward life insurance with a starting premium of €2.65 and monthly payment flexibility. It is an insurer rather than a broker, with support by phone, email and a help centre.
Score breakdown
| Area | Bayzat | DELA Lebensversicherungen |
|---|---|---|
| Cost | Not confirmed | 9.4The starting premium is €2.65, and monthly payments are available. |
| Offer | 9.0Higher | 8.8 |
| Trust | 8.6 | 9.6Higher |
How they place
| Ranking | Bayzat | DELA Lebensversicherungen |
|---|---|---|
| Insurance | 374 of 627 | 121 of 627 |
| Life insurance | 175 of 238 | 57 of 238 |
Every fact side by side
| Fact | Bayzat | DELA Lebensversicherungen |
|---|---|---|
| Pricing model | Not confirmed | Monthly |
| Legal entity | Not confirmed | DELA Natura- en levensverzekeringen N.V. |
| Headquarters | United Arab Emirates | Netherlands |
| Founded | 2012 | 1937Lower |
| Support channels | Chat, Email, Phone, Help centreCovers more | Email, Phone, Help centre |
Where each stands against the rest
| Fact | Bayzat | DELA Lebensversicherungen | Median |
|---|---|---|---|
| Premium from | Not confirmed | €2.65below the median | €6.02 |
Median across 116 listed providers.
Pros and cons
Bayzat
Pros
- Covers auto, health and life so several policy types sit with one broker
- Support runs on chat, email and phone for questions outside a claim
- Health claims go through mobile app and account manager, including a named account manager
Cons
- Cover spans auto, health and life, so a home or travel policy has to be placed elsewhere
- Policy age eligibility starts at 18+, which rules out younger drivers
- Claims run on mobile app and account manager for health, so other policy types rely on chat, email and phone
DELA Lebensversicherungen
Pros
- Starting premium of €2.65.
- Monthly payments are available, as confirmed by monthly and the monthly payments fact.
- Support includes phone, email and a help centre, as email, phone and help centre shows.
Cons
- The product is limited to life insurance rather than a wider insurance range, as life shows.
- The available cover limit is 3,000 - 20,000 EUR (Sterbegeldversicherung sorgenfrei Leben), which may not suit people seeking a broader range of cover.
- Premium comparisons should be read carefully because the provider is an insurer, not a broker, according to insurer.
Who each suits
Bayzat
Who it suits
- Drivers in the UAE who also want health and life cover in the same place
- People who would rather have a broker shop around than deal with one insurer
- Anyone comfortable managing their policies through the mobile app
Who should look elsewhere
- People wanting home, travel or gadget insurance, which the listed types do not include
- Drivers below the eligible age for these policies
- Shoppers who want a published premium figure before they apply
DELA Lebensversicherungen
Who it suits
- People seeking life insurance with a starting premium of €2.65.
- People who want monthly payments, supported by monthly.
- Customers who value phone and email support, listed in email, phone and help centre.
Who should look elsewhere
- People seeking insurance beyond life coverage should compare another option, since life lists only life insurance.
- People needing a different listed premium structure should compare Linxea, whose starting premium is €25.
- People seeking broader cover than the stated range should compare another option, as 3,000 - 20,000 EUR (Sterbegeldversicherung sorgenfrei Leben) sets the available limit.
Country by country
| Country | Bayzat | DELA Lebensversicherungen |
|---|---|---|
| Germany | No | Yes |
| United Arab Emirates | Yes | No |
Questions about each
Bayzat
What kinds of insurance does Bayzat arrange?+
Bayzat lists auto, health and life as its cover. That mix is worth weighing against alternatives: one of the options here lists health, life and gadget instead, and another covers auto, home and travel. Home, travel and gadget lines sit outside what Bayzat sells.
Is Bayzat an insurer or a broker?+
As a broker, Bayzat places policies with insurers rather than carrying the risk itself, so prices can differ between providers for the same type of cover. That is why it is worth asking what a quote includes. Brokers bring options rather than setting a single rate.
DELA Lebensversicherungen
What is the starting premium?+
DELA Lebensversicherungen is an insurer offering life insurance, with a starting premium of €2.65. Its legal entity is DELA Natura- en levensverzekeringen N.V., and the company is based in the Netherlands, as NL shows.
Can I pay the premium monthly?+
Monthly payments are available, and the payment model is monthly according to monthly. This can help spread the cost of the policy rather than requiring the full premium in a single payment.
Other options to compare
Bayzat
DELA Lebensversicherungen