Updated October 21, 2026 · SumCue Editorial Team
Avanti Travel Insurance vs kautel Mietkaution
Avanti Travel Insurance
Higher score in this comparison
kautel Mietkaution
What sets them apart
| Compare | Avanti Travel InsuranceReviewVisitVisit | kautel MietkautionReviewVisitVisit |
|---|---|---|
| Insurance types | Travel | Renters, Home |
| Cover limit | GBP 5,000,000 medical emergency and repatriation (Essentials) | Up to EUR 15,000 for the private rent deposit guarantee |
| Claims channels | Online form, Phone, Email, PostCovers more | Online form, Email, Phone |
| Age range | All ages (age bands 0-65, 66-70, 71-75, 75+) | 18 years and over (applicant must be an adult) |
| Excess from | £0 | Not confirmed |
Same on both: Provider type (Broker), Monthly payments (Yes).
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Key differences
- Avanti Travel Insurance scores higher overall: 9.0 vs 8.9.
- Avanti Travel Insurance is licensed in 1 more country.
- Avanti Travel Insurance is available in 1 more country.
- Insurance types: only Avanti Travel Insurance offers Travel.
- Insurance types: only kautel Mietkaution offers Renters, Home.
- Claims channels: only Avanti Travel Insurance offers Post.
- Support channels: only Avanti Travel Insurance offers Chat.
Our verdict on each
Avanti Travel Insurance
Avanti Travel Insurance suits UK households buying a single trip or an annual multi-trip policy for a holiday they already have booked. The median starting premium across the site is €8.31, and annual multi-trip cover can run monthly to keep the year affordable.
kautel Mietkaution
kautel Mietkaution suits private tenants in Germany who would rather meet a rent deposit in monthly instalments than pay the full sum up front. The headline figure is Up to EUR 15,000 for the private rent deposit guarantee, with claims handled through online form, email and phone and a plan that runs month to month.
Score breakdown
| Area | Avanti Travel Insurance | kautel Mietkaution |
|---|---|---|
| Cost | 9.3HigherPolicy excess starts at £0, and the lowest starting premiums on the site sit at €2.92. | 9.1 |
| Offer | 9.2Higher | 8.9 |
| Trust | 8.7 | 8.7 |
What each covers
| Insurance types | Avanti Travel Insurance | kautel Mietkaution |
|---|---|---|
| Home | No | Yes |
| Renters | No | Yes |
| Travel | Yes | No |
Licences and countries
| Country | Avanti Travel Insurance | kautel Mietkaution |
|---|---|---|
| Germany | Not confirmed | |
| Gibraltar | Not confirmed | |
| United Kingdom | Financial Conduct Authority 663617 | Not confirmed |
Additional countries for Avanti Travel Insurance: 2. Additional countries for kautel Mietkaution: 1.
How they place
| Ranking | Avanti Travel Insurance | kautel Mietkaution |
|---|---|---|
| Insurance | 36 of 627 | 43 of 627 |
Where these facts come from
Avanti Travel Insurance
- avantitravelinsurance.co.uk: 13 facts, checked September 26, 2026
kautel Mietkaution
- kautel.de: 10 facts, checked September 26, 2026
Every fact side by side
| Fact | Avanti Travel Insurance | kautel Mietkaution |
|---|---|---|
| Audience | Seniors | Not confirmed |
| Pricing model | Monthly | Monthly |
| Legal entity | TICORP Limited | cresult GmbH (HRB 111977, Amtsgericht Köln) |
| Headquarters | United Kingdom | Germany |
| Founded | 2009 | Not confirmed |
| Support channels | Email, Chat, Phone, Help centreCovers more | Email, Phone, Help centre |
Where each stands against the rest
| Fact | Avanti Travel Insurance | kautel Mietkaution | Median |
|---|---|---|---|
| Excess from | £0below the median | Not confirmed | £30 |
Median across 37 listed providers.
Pros and cons
Avanti Travel Insurance
Pros
- Age bands run across All ages (age bands 0-65, 66-70, 71-75, 75+), so older travellers are not pushed out of single-trip cover.
- Annual multi-trip cover can run monthly, spreading a year of trips into smaller payments.
- Support runs on email, chat and phone, and claims can be started on online form, phone and email.
Cons
- Cover is limited to travel, so home, car and life policies have to come from elsewhere.
- Avanti is a broker rather than the risk carrier, so the wording sits a step from the underwriter's own.
- Starting premiums across the site sit at €2.92 at the low end and €43.47 at the upper end, so a year of frequent trips carries a real bill.
kautel Mietkaution
Pros
- Cover reaches Up to EUR 15,000 for the private rent deposit guarantee, so the deposit cash can stay where it is.
- Monthly payments are available, so the cost is spread across the tenancy rather than landing in one go.
- Claims can be made through online form, email and phone, so there is more than one way to report damage.
Cons
- It is a broker, not an insurer, so broker means the guarantee is underwritten elsewhere and the insurer behind your tenancy is worth checking.
- Only adults can apply, as 18 years and over (applicant must be an adult) requires, so a guarantee cannot be arranged for a younger tenant.
- Support runs on email, phone and help centre only, so there is no live chat option.
Who each suits
Avanti Travel Insurance
Who it suits
- UK travellers taking a single trip who would rather not hold an annual commitment.
- Seniors and later-life travellers, since age bands run across All ages (age bands 0-65, 66-70, 71-75, 75+).
- People who prefer to deal with a person: support runs on email, chat and phone.
Who should look elsewhere
- Anyone after life cover: Linxea sells life instead.
- Households wanting health or gadget cover as well: Oney Préstamos ES lists health, life and gadget.
- Travellers who also need motor, home or gadget insurance: EuroAsia Insurance bundles auto, home and travel.
kautel Mietkaution
Who it suits
- Private tenants in Germany who would rather not block a deposit in savings.
- New tenants whose deposit is larger than the cash they can spare, since cover reaches Up to EUR 15,000 for the private rent deposit guarantee
- People who prefer to settle a tenancy cost over the months rather than at signing.
Who should look elsewhere
- Anyone after life cover: Linxea sells life policies, a different product from a rent deposit guarantee.
- Tenants who want travel, car or gadget cover: EuroAsia Insurance lists auto, home and travel, none of which is a tenancy deposit.
- Borrowers rather than tenants: Oney Préstamos ES pairs health, life and gadget cover with its credit business.
Country by country
| Country | Avanti Travel Insurance | kautel Mietkaution |
|---|---|---|
| Germany | No | Yes |
| Gibraltar | Yes | No |
| United Kingdom | Yes | No |
Questions about each
Avanti Travel Insurance
What is the excess on Avanti travel cover?+
The excess starts at £0 on single-trip cover. Essentials cover includes medical emergency and repatriation up to the limit printed in the policy schedule, so nothing is deducted from a payout for the excess. Higher tiers can set a different excess, and your own tier's schedule is what counts.
Is Avanti Travel Insurance regulated in the UK?+
Yes. The brokerage is registered with the Financial Conduct Authority under 663617, and the licences on file also name the Gibraltar Financial Services Commission for business routed outside the UK. As a broker, Avanti sells on behalf of an insurer rather than carrying the risk itself, so the underwriter is named in the policy documentation.
kautel Mietkaution
What is kautel Mietkaution?+
It is a rent deposit guarantee for private tenants, so a landlord can accept the guarantee in place of the cash. broker records kautel as a broker, and the cover offered reaches Up to EUR 15,000 for the private rent deposit guarantee. The deposit sum can stay in your savings while the tenancy is signed.
What does the rent deposit guarantee cost?+
Because kautel Mietkaution is a broker (broker), the premium is set on your own tenancy rather than on a public list price. As a guide, starting premiums across the site's insurance listings sit at €2.92, with the middle of the range at €8.31.