Your cookie choices

We use necessary cookies to make this site work. With your permission, analytics cookies help us understand usage and marketing cookies support advertising.

You can reject non-essential cookies and still use the site. Change your choices anytime in Cookie settings.

Cookie settingsCookie policy

AstroPay review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Our verdict

AstroPay is a Visa debit card aimed at businesses and freelancers that charges a monthly fee of $0 and pays cashback of 6% on spend. It suits teams wanting multi-currency balances and a virtual card for travel, and anyone wanting a personal current account should weigh a bank account instead.

Key facts

Best for
Business spending across 50 currencies with a virtual card
Monthly fee
$0↗
Currency conversion fee
1.25%↗
Card type
Debit↗
Cashback rate
6%↗
Card network
Visa↗
Currencies
50↗
Legal entity
AstroPay LLP↗
Headquarters
United Kingdom↗
Founded
2009↗
Support channels
Help-centre↗
Features
Multi-currency, Virtual card, Travel
Audience
Business
Official website
astropay.com

Facts checked September 26, 2026, 6 sources

Apps and profiles

Get the app
App StoreGoogle Play
Elsewhere
LinkedInXTrustpilot

Pros and cons

Pros

  • Cashback of 6% paid on spend through a visa debit card
  • Multi-currency use, virtual cards and travel features held in one account
  • Balances in 50 currencies for overseas suppliers and travel

Cons

  • Support runs on help centre only
  • Currency conversion costs 1.25%, ranking 145 of 258
  • Aimed at business users, so it is not set up for personal household banking
AstroPay

Ready to try AstroPay?

Scored 9.0 / 10 by SumCue.

See alternatives

Who it suits

  • Businesses and freelancers paying suppliers across several markets
  • Teams that want a virtual card alongside physical spending
  • Travellers holding 50 currencies on one card

Who should look elsewhere

  • Wise, if the priority is conversion costs, since AstroPay charges 1.25% on currency conversion
  • Starling Personal Account Debit Card, for a personal current account rather than a business product
  • bunq, for a personal debit account, since business is the stated audience

How it compares on our data

AstroPay places at 1 of 422 on monthly fee, the strongest result among the brands compared here. Currency conversion tells a different story: the brand ranks 145 of 258 on that measure, so the account costs nothing to hold while conversion is where the money goes.

How AstroPay compares

Where AstroPay is available

Available
Argentina, Australia, Brazil, Canada, Colombia, Denmark, Spain, United Kingdom, United States, Uruguay

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does AstroPay charge to hold the account?+

The monthly fee is $0, and the card is a debit card on the visa network. Currency conversion adds 1.25% on top, which is the charge that matters most for anyone spending abroad or paying overseas suppliers.

Does the card pay cashback?+

Cashback on spend runs at 6%, and the rewards come from a debit card rather than a credit card. Because the balance comes from the account itself, the cashback is the main reward on the table for regular card use.

Who runs AstroPay and where is it based?+

The brand runs as AstroPay LLP, founded in 2009 and headquartered in the United Kingdom. The card it issues is a debit card on the visa network, so this is a business-facing card rather than a personal current account.

How many currencies can the account hold?+

A single account covers 50 currencies, and the listed features include multi-currency use, virtual-card handling and travel. That makes it practical for teams paying suppliers abroad or spending while moving between markets.

What support is available?+

Support runs on help centre, so questions are answered through published help content rather than a direct line. Anyone who needs to speak to someone about a payment is better served by a bank-run account.

Is AstroPay aimed at personal or business customers?+

The stated audience is business, so the account is built for companies and freelancers rather than personal day to day banking. A personal current account with a UK debit card, such as Starling Personal Account Debit Card, suits household spending better.

Can I get a virtual card?+

Virtual cards sit in the feature list alongside multi-currency and travel, so a card can be issued for online or single use spending. Alongside the physical debit card on the visa network, that covers most business purchasing patterns.

Where do the costs sit against other cards?+

On monthly fee, AstroPay ranks 1 of 422 brands, while currency conversion ranks 145 of 258. Holding the account is cheap, and converting money is where the cost sits.

Sources

Compiled from 6 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Free ATM withdrawals, Protection.

AstroPay

AstroPay

Business spending across 50 currencies with a virtual card

9.0/10See alternatives