Updated September 28, 2026 · SumCue Editorial Team
1Cover vs Confused.com
1Cover
Higher score in this comparison
Confused.com
What sets them apart
| Compare | 1CoverReviewSee alternativesSee alternatives | Confused.comReviewSee alternativesSee alternatives |
|---|---|---|
| Insurance types | Travel | Auto, Home, Renters, Life, Health, Travel, Pet, Motorcycle, Van, Breakdown, Landlord, Critical illness, Income protection, Gadget, Home emergencyCovers more |
| Provider type | Insurer | Comparison site |
| Cover limit | unlimited overseas emergency medical and hospital expenses | Up to £4,000 pet vet treatment cover |
| Age range | no age limit on comprehensive policies; 69 and under for medical only, frequent traveller and already overseas | 17-70+ |
| Premium from | Not confirmed | £7.15 |
| Monthly payments | Not confirmed | Yes |
| Claims channels | Online claim form, Phone, 24/7 emergency assistance line | Not confirmed |
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Key differences
- 1Cover scores higher overall: 9.2 vs 9.1.
- Confused.com is available in 3 more countries.
- Insurance types: only Confused.com offers Auto, Home, Renters.
- Support channels: only 1Cover offers Phone.
- Support channels: only Confused.com offers Email, Community.
Our verdict on each
1Cover
1Cover is an insurer based in Australia that sells travel policies direct, and its headline is unlimited overseas emergency medical and hospital expenses. It suits travellers in AU planning a trip abroad, and shoppers who want to line up several policies side by side before they buy, rather than taking the first quote on offer.
Confused.com
Confused.com suits UK households who want to weigh personal insurance quotes side by side rather than commit to one insurer. It is a comparison site, licensed by the Financial Conduct Authority, and car cover starts at £7.15 on the pet range. Value rests on the breadth of the market, not on the cheapest single quote.
Score breakdown
| Area | 1Cover | Confused.com |
|---|---|---|
| Cost | Not confirmed | 9.1Pet cover starts at a premium of £7.15, against a ranked median of €9 and a general market median of €8.31. |
| Offer | 8.8 | 9.9Higher |
| Trust | 9.5Higher | 8.6 |
Where they rank in our lists
| Ranking | 1Cover | Confused.com |
|---|---|---|
| Insurance | 153 of 627 | 222 of 627 |
| Travel insurance | 81 of 278 | 117 of 278 |
Side by side, item by item
| Insurance types | 1Cover | Confused.com |
|---|---|---|
| Auto | No | Yes |
| Home | No | Yes |
| Renters | No | Yes |
| Life | No | Yes |
| Health | No | Yes |
| Travel | Yes | Yes |
| Pet | No | Yes |
| Motorcycle | No | Yes |
| Van | No | Yes |
| Breakdown | No | Yes |
| Landlord | No | Yes |
| Critical illness | No | Yes |
| Income protection | No | Yes |
| Gadget | No | Yes |
| Home emergency | No | Yes |
Where these facts come from
1Cover
- 1cover.com.au: 9 facts, checked September 26, 2026
Confused.com
- confused.com: 12 facts, checked September 26, 2026
Every fact side by side
| Fact | 1Cover | Confused.com |
|---|---|---|
| Audience | Seniors | Seniors |
| Pricing model | Not confirmed | Monthly |
| Legal entity | 1Cover Pty Ltd | Inspop.com Limited |
| Headquarters | Australia | United Kingdom |
| Founded | Not confirmed | 2002 |
| Support channels | Phone, Chat, Help centre | Email, Chat, Help centre, Community |
Where each stands against the rest
| Fact | 1Cover | Confused.com | Median |
|---|---|---|---|
| Premium from | Not confirmed | £7.15below the median | £7.73 |
Median across 36 listed providers.
Pros and cons
1Cover
Pros
- Comprehensive policies carry unlimited overseas emergency medical and hospital expenses.
- Claims run through online claim form, phone and 24/7 emergency assistance line, so help is there day or night.
- It is insurer itself, and its Australian Securities and Investments Commission licence number is 458776.
Cons
- Support runs on phone, chat and help centre only.
- Cover is limited to travel policies, so car, home and life buyers need a different insurer.
- The age range depends on the policy line, with comprehensive policies open at any age and medical only, frequent traveller and already overseas policies capped.
Confused.com
Pros
- Premiums start at £7.15 for pet cover, and car quotes run on a monthly payment model
- Compares auto, home and renters, from auto and home through to pet, life, health and travel
- Licensed by the Financial Conduct Authority under licence 916665
Cons
- A comparison site, so the price you see depends on the insurer it selects rather than a single set rate
- Support runs on email, chat and help centre only, with no phone line listed
Who each suits
1Cover
Who it suits
- Travellers in the audience the brand writes for, which is seniors.
- People who prefer to deal with the insurer itself, since it is insurer.
- Travellers shopping for travel cover only, matching travel.
Who should look elsewhere
- Linxea, which writes life policies and covers a different kind of protection.
- Oney Préstamos ES, whose cover runs to health, life and gadget policies and leaves trips out.
- EuroAsia Insurance, which sells auto, home and travel cover if you want travel alongside car, home and gadget policies.
Confused.com
Who it suits
- UK households insuring a car, and drivers covered by the 17-70+ range
- Pet owners looking at cover of Up to £4,000 pet vet treatment cover
- People who want several insurance types checked in one place rather than one at a time
Who should look elsewhere
- Anyone who wants a single insurer's policy terms fixed up front
- bunq and bunq Spain, which run everyday current accounts rather than personal insurance quotes
- Linxea, whose saving life cover serves a different purpose
Current offers
1Cover
Current offer
Discount code
11% Off Travel Insurance (Spring 2026): 11% off
T&C's apply
Source, checked September 26, 2026
Confused.com
Current offer
Bonus
Get £20 to spend with 100+ brands plus year-round hot drinks: £20 eGift card
Single annual policy. Qualifying products. App only. Maximum claim limit. One regular hot drink per month for a year, only available via the Confused.com app. T&Cs apply.
Source, checked September 26, 2026
Bonus
Get a total of £47 in rewards when you buy car insurance: £47 (£20 to spend plus 12 Greggs hot drinks)
Single annual policy. App required to claim reward. 12 free Greggs regular hot drinks, based on average £2.25 per drink.
Source, checked September 26, 2026
Bonus
Beat your renewal guarantee: Difference in price plus £20
Buy a like-for-like car, home or van insurance policy through Confused.com and we are not cheaper than your renewal price
Source, checked September 26, 2026
Country by country
| Country | 1Cover | Confused.com |
|---|---|---|
| Australia | Yes | No |
| Guernsey | No | Yes |
| Isle of Man | No | Yes |
| Jersey | No | Yes |
| United Kingdom | No | Yes |
Questions about each
1Cover
What does 1Cover actually sell?+
1Cover sells travel policies and is listed as insurer, based in Australia. The legal entity named on the documents is 1Cover Pty Ltd. That makes it a travel insurer rather than a general insurer or a comparison site.
How much of an overseas hospital bill is covered?+
Comprehensive policies carry unlimited overseas emergency medical and hospital expenses, and that is the headline selling point. Medical only, frequent traveller and already overseas policies are the ones capped at a maximum age, so an older traveller should read the comprehensive range closely.
Confused.com
What does Confused.com actually do?+
It is a comparison site, so you answer questions once and see quotes from insurers rather than buying a policy direct. The legal entity is Inspop.com Limited. Cover types on the table include auto, home and renters.
How much is the cheapest cover?+
Pet cover starts at a premium of £7.15. Against the wider pet market, where the median starting premium is €9, the floor sits low. Your own quote depends on your details.
Other options to compare
1Cover
Confused.com