ZEN.COM review
Updated October 16, 2026 · SumCue Editorial Team
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Our verdict
The Bank of Lithuania register gives 24 May 2018 as the start date displayed for UAB ZEN.COM’s electronic money institution entry.
Key facts
- Best for
- Readers checking the register entry for UAB ZEN.COM
- Annual fee
- €0↗
- Currency conversion fee
- 0%↗
- Rewards type
- Cashback↗
- Rewards rate
- 2-10% at 800+ partner merchants↗
- Perks
- Multi-currency support, No FX markups, Gamified rewards system↗
- Legal entity
- ZEN.COM UAB↗
- Headquarters
- United Kingdom↗
- Founded
- 2018↗
- Support channels
- Chat, Email, Help-centre↗
- Features
- Rewards
- Official website
- zen.com
Facts checked September 26, 2026, 4 sources
Apps and profiles
- Get the app
- App Store
- Elsewhere
- WikidataWikipediaask.zen.com
Pros and cons
Pros
- The register names the company and displays a date.
Cons
- The entry does not establish current product availability or deposit insurance.
Who it suits
- Readers checking the register entry for UAB ZEN.COM
The company behind it
The Bank of Lithuania participant register identifies UAB ZEN.COM and displays 24 May 2018 as the start date for its electronic money institution entry. This reports the register information at capture only. It does not establish current product availability, credit card features or deposit insurance.
How ZEN.COM compares
- 8.8 vs 8.6
8.8 vs 9.4
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8.8 vs 8.8- 8.8 vs 8.8
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8.8 vs 8.0- 8.8 vs 8.0
8.8 vs 9.1
Where ZEN.COM is available
- Licence in Lithuania
- Bank of Lithuania, checked September 26, 2026
- Licence in United Kingdom
- Financial Conduct Authority, checked September 26, 2026
- Licence in Singapore
- Monetary Authority of Singapore, checked September 26, 2026
Frequently asked questions
What currency conversion fee does ZEN.COM charge?+
The currency conversion fee at ZEN.COM is 0%. (Source, checked September 26, 2026)
Which company operates ZEN.COM?+
ZEN.COM is operated by ZEN.COM UAB. (Source, checked September 26, 2026)
Where is ZEN.COM based?+
ZEN.COM is based in United Kingdom. (Source, checked September 26, 2026)
When was ZEN.COM founded?+
ZEN.COM was founded in 2018. (Source, checked September 26, 2026)
How can I contact ZEN.COM support?+
ZEN.COM offers support through Chat, Email, Help-centre. (Source, checked September 26, 2026)
Sources
- ask.zen.com/hc/en-us/articles/24802531649308-What-are-the... checked September 26, 2026
Backs: Annual fee
“Using your ZEN Card for everyday payments is free”
- ask.zen.com/hc/en-us/articles/360017407100-How-to-contact... checked September 26, 2026
Backs: Support channels
“in-app chat is the quickest and safest way to reach them, available 24/7. Email support also available”
- en.wikipedia.org/wiki/ZEN.com checked September 26, 2026
Backs: Founded, Headquarters, Legal entity, Licences
“established in 2018 by Dawid Rożek”
- zen.com/rewards-zone checked September 26, 2026
Backs: Cashback rate, Features, Currency conversion fee, Perks, Rewards rate, Rewards type
“instant cashback at 800+ merchants with rates between 2-10%”
Compiled from 4 source pages, checked October 16, 2026. We did not open an account.
Not confirmed yet: APR.