wertfaktor review
Updated October 12, 2026 · SumCue Editorial Team
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Our verdict
wertfaktor is a mortgage option centred on equity release for homeowners who want to draw on housing wealth. It suits people who value direct contact by email and phone, and who want space to ask questions before choosing a path forward.
Key facts
- Best for
- Homeowners exploring equity release mortgage borrowing
- Maximum loan to value
- 50%↗
- Product fee
- €0↗
- Purpose
- Equity-release↗
- Legal entity
- wertfaktor Management GmbH↗
- Headquarters
- Germany↗
- Founded
- 2018↗
- Support channels
- Email, Phone, Help-centre↗
- Official website
- wertfaktor.de
Facts checked September 26, 2026, 4 sources
Apps and profiles
- Elsewhere
- TrustpilotLinkedInXxing.com
Pros
Pros
- Focuses on equity release within mortgage borrowing for homeowners
- Offers email, phone and help centre routes for enquiries
- Keeps attention on housing wealth and borrowing purpose
Who it suits
- Homeowners interested in equity release borrowing
- People who prefer phone and email guidance
How wertfaktor compares
Where wertfaktor is available
- Available
- Germany
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does wertfaktor offer in mortgages?+
wertfaktor works in mortgages with equity release as its purpose. It centres on homeowners who want to use housing wealth through borrowing. Guidance by email and phone helps clarify direction before making a choice.
Who can consider wertfaktor for borrowing?+
Homeowners who hold housing wealth and want to explore equity release can consider this route. It appeals to people who want clear contact and time to ask questions. Personal circumstances and plans should shape any decision to proceed.
How does wertfaktor support mortgage enquiries?+
Support happens through email, phone and a help centre for mortgage questions. Borrowers can ask about purpose and what happens next. The help centre gives background for follow up calls before choosing whether to continue.
Which company operates wertfaktor?+
wertfaktor is operated by wertfaktor Management GmbH. (Source, checked September 26, 2026)
Where is wertfaktor based?+
wertfaktor is based in Germany. (Source, checked September 26, 2026)
When was wertfaktor founded?+
wertfaktor was founded in 2018. (Source, checked September 26, 2026)
Sources
- wertfaktor.de checked September 26, 2026
Backs: Purpose
“Bis zu 50 % Ihrer Immobilie sicher in Geld zur freien Verwendung umwandeln”
- wertfaktor.de/immobilien-teilverkauf/haeufige-fragen checked September 26, 2026
Backs: Maximum loan to value, Product fee, Support channels
“Hafige Fragen & Antworten, Service-Hotline: 040 355 282 70”
- wertfaktor.de/impressum checked September 26, 2026
Backs: Headquarters, Legal entity
“Geschaftsadresse: Schopenstehl 22, 20095 Hamburg”
- wertfaktor.de/ueber-wertfaktor checked September 26, 2026
Backs: Founded
“2018 Grundung der wertfaktor Immobilien GmbH in Hamburg”
Compiled from 4 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Initial rate, APRC, Fixed period.