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Wannacash review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Our verdict

Wannacash is a Spanish broker for personal loans aimed at applicants with poor credit who want money moving quickly, and its origination fee is 0 EUR - WannaCash charges no commission or expenses. Interest runs 0% to 4,507%, so read the terms of the lender you are matched with before you sign anything.

Key facts

Best for
Same-day personal loans in Spain for applicants with poor credit who value speed over choice.
APR
0% to 4,507%↗
Term
2 to 48 months↗
Arrangement fee
0 EUR - WannaCash charges no commission or expenses↗
Funding time
Same day; site states 1 minute to the account↗
Representative example
Loan of 1,000 EUR over 24 months, total repayable 1,036.32 EUR, TAE 3.50% (Savso conditions)↗
Lender type
Broker↗
Eligibility
Adults of legal age accessing the site from Spain↗
Loan types
Personal↗
Credit needed
Poor↗
Legal entity
7eBiz International SL (CIF B-76048818)↗
Headquarters
Spain↗
Support channels
Email↗
Features
Same-day funding
Official website
wannacash.com

Facts checked September 26, 2026, 2 sources

Pros and cons

Pros

  • The origination fee is 0 EUR - WannaCash charges no commission or expenses, so nothing is taken from your account before you borrow.
  • Money can reach you Same day; site states 1 minute to the account, and same-day funding is listed among the service's features (same day funding).
  • The lower end of 0% to 4,507% sits below 10.74% to 18.06% at Sofkredit, so a good match can be cheap.
  • Repayment terms of 2 to 48 let you take a shorter plan to cut the interest or a longer one to lower the monthly payment.
  • As a broker it puts partner lenders side by side, which helps when poor credit narrows your options.

Cons

  • Support runs on email alone, while most services in this category also list a phone line (84.2%).
  • WannaCash is a broker, so the contract, the rate and the repayment term come from whichever partner lender accepts you, and each match can bring different figures.
  • The 0% to 4,507% range runs well above 10.74% to 18.06% at Sofkredit, so the band quoted here is much wider than the one published there.
Wannacash

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Scored 8.9 / 10 by SumCue.

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Who it suits

  • Borrowers in Spain with poor credit who need money the same day and cannot put a fee up front.
  • Adults of legal age accessing the site from Spain who can carry a repayment of 2 to 48 and read a lender's terms closely.
  • People comfortable letting a broker choose which lender prices their loan, and who check that offer before signing.

Who should look elsewhere

  • Borrowers who want a narrow published rate band: the 0% to 4,507% here runs well above the 10.74% to 18.06% Sofkredit states.
  • Readers who want a written fee structure to compare: Creduma ES sets out how it handles advance payments, while WannaCash states only 0 EUR - WannaCash charges no commission or expenses.

Rates and costs

The price of a WannaCash loan is the interest, plus whatever the lender adds, and only the second part is clear on the site. The origination fee is 0 EUR - WannaCash charges no commission or expenses, so nothing leaves your account before you borrow. The annual cost runs 0% to 4,507% across the lenders WannaCash brokers, which is a wide spread, so what you pay depends on who accepts your application. The site's representative example sets out a personal loan with the total repayable and the annual rate under Savso conditions, and that example is worth reading closely because it shows what the loan really costs once the interest is added. Treat the same figure as the thing to ask for in your own offer, since a headline rate on its own hides the total.

Application and funding speed

Speed is the reason many people land on a service like this one. Funding is Same day; site states 1 minute to the account, so a loan approved during the day can reach your account the same day rather than waiting on a later banking run. Repayment terms run 2 to 48, so you can take a shorter loan and clear the balance sooner, or stretch it to keep the monthly payment down. Shorter terms cut the total interest you pay and longer terms lower the monthly amount, and that choice sits with you before you accept the offer.

Safety of your money

WannaCash is a broker, so the money and the contract sit with a lender rather than with the site, and the lender's name is the one on your paperwork. The representative example is published under Savso conditions, which shows that each partner sets its own figures, so read it as one deal rather than a standing rate for everyone. Because the site works through the lenders it brokers, the rate and the term can shift with each match. Check which lender sits behind the offer that reaches you, and what that lender charges, before you accept it.

Who runs it

The site is run by 7eBiz International SL (CIF B-76048818), based in Spain, which gives you a named company and a home market to trace. Support runs on email, so questions about an application, a payment or a delay go in writing and the answer depends on a reply reaching your inbox. The terms and conditions page carries the legal details behind the service, and that is where the entity behind an application is set out, so it is the place to look before you sign anything.

How Wannacash compares

Where Wannacash is available

Available
Spain

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does it cost to borrow through WannaCash?+

WannaCash charges 0 EUR - WannaCash charges no commission or expenses. The interest comes from the lender that accepts you and sits inside an annual cost of 0% to 4,507%, so your rate follows the match rather than the site. Ask for the total repayable figure in writing before you accept anything, because a headline rate on its own will not show you what the loan costs across the full term.

What rate will I actually pay?+

The published annual cost is 0% to 4,507%, which is a wide range. WannaCash works as a broker, so that spread reflects the different lenders behind the applications rather than a single rate it sets itself. The representative example is priced under Savso conditions, so read the offer you receive in full instead of assuming the headline figure applies to your own loan.

How fast would the money arrive?+

Funding is Same day; site states 1 minute to the account. Same-day funding is listed among its features, so an application approved early in the day can be with you the same day instead of waiting for a later banking run. The speed depends on the partner lender approving, which is worth keeping in mind if a payment date is close.

How much can I borrow and for how long?+

Repayment terms run 2 to 48, and the loans here are personal loans, so you choose where in that window to sit. A shorter term means a higher monthly amount and less total interest, while a longer term brings the monthly payment down and the total up. Check the total repayable on your own offer before choosing.

Who am I dealing with on the other side?+

The service is run by 7eBiz International SL (CIF B-76048818), based in Spain, and it works as a broker. That means it puts you in front of lenders rather than lending its own money, so the contract, the rate and the repayment terms all come from the provider that approves you. Check the lender's name in the offer documents you receive.

What credit do I need to qualify?+

The credit profile it targets is poor, so the service is aimed at applicants whose files are not in good shape. Each lender applies its own rules on top, so that target is a starting point rather than a decision. Keep your details ready and read the lender's stated reason if an application is turned down.

How do I get help once I have applied?+

Support runs on email. Questions about an application, a payment or a delay go in writing rather than down a phone line, so it suits people who are comfortable explaining their situation in an email and can wait for the reply. If a repayment date is near, start the conversation early and keep your application reference to hand.

How does it compare with the other lenders here?+

Sofkredit states an annual cost of 10.74% to 18.06% and Cashspace quotes PHP 12 to PHP 36 in Philippine pesos, while WannaCash publishes 0% to 4,507% through the lenders it brokers. Sofkredit's band is far narrower, so it is worth a look if you prefer a tighter range, and Cashspace sits in a different market altogether.

Sources

  • wannacash.com checked September 26, 2026

    Backs: APR, Credit needed, Features, Funding time, Arrangement fee, Representative example, Support channels, Term

    “Aunque estes en Asnef”

  • wannacash.com/terminos-condiciones checked September 26, 2026

    Backs: Eligibility, Headquarters, Legal entity, Lender type, Loan types

Compiled from 2 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Loan amount, Credit check.

Wannacash

Wannacash

Same-day personal loans in Spain for applicants with poor credit who value speed over choice.

8.9/10Visit