UIB review
Updated October 12, 2026 · SumCue Editorial Team
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Our verdict
UIB centres on personal, secured and car loans inside a universal Tunisian bank founded in 1964. It suits households in Tunisia who want borrowing from a direct lender with a complete everyday offer plus telephone guidance for questions and choices.
Key facts
Debit cards
- Card type
- Debit↗
- Audience
- Students
Credit cards
- Perks
- Theft or damage insurance covering up to 500 DT per year on Visa Electron card purchases, Free UIBphone voice server subscription on account opening↗
Mortgages
- Purpose
- Purchase, First-time-buyer↗
Facts checked September 26, 2026, 6 sources
Pros and cons
Pros
- Acts as a universal bank in Tunisia since 1964
- Provides personal, secured and car loans as a direct lender
- Adds theft or damage cover on Visa Electron card purchases
- Offers voice banking service alongside new account opening
Cons
- Lending focus stays within Tunisia rather than wider markets
- Product emphasis remains on traditional banking services and guidance
Ready to try UIB?
Who it suits
- First-time borrowers wanting branch-based guidance
Who should look elsewhere
- Applicants preferring fully online loan processes
How UIB compares
Where UIB is available
- Available
- Tunisia
- Licence in Tunisia
- Banque Centrale de Tunisie, checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What loan types does UIB offer?+
UIB acts as a direct lender with personal, secured and car loans. The loans support purchases, first-time buying and home improvement projects. Borrowing sits inside a universal banking model serving varied client groups in Tunisia.
Where is UIB based and who does it serve?+
UIB was created in 1964 and operates as a universal bank in Tunisia. It offers a complete range of services to varied households, young residents abroad and professionals. Clients include platinum segments, young people and health professionals.
What other products does UIB provide beyond loans?+
Beyond loans UIB provides everyday accounts with online opening and voice access. It offers savings solutions including the Internationale Obligataire SICAV for calm saving. Cash management services form part of the universal banking range in Tunisia.
Which company operates UIB?+
UIB is operated by UIB, societe anonyme (RNE 0002708Q). (Source, checked September 26, 2026)
When was UIB founded?+
UIB was founded in 1964. (Source, checked September 26, 2026)
How can I contact UIB support?+
UIB offers support through Phone, Help-centre. (Source, checked September 26, 2026)
Sources
- uib.com.tn checked September 26, 2026
Backs: Support channels
“Useful numbers - UIB Contact: 81 10 25 25, UIB Standard: 81 10 20 20, UIB Phone: 88 40 12 12; site menu includes Aide (help) pages”
- uib.com.tn/credits/pages-intermediaires/credits checked September 26, 2026
Backs: Loan types, Purpose, Use cases
“UIB accompanies you by offering many credits: housing, works, car, leisure (MAHLY, AMENAGEMENT ET TRAVAUX, AUTO, EXPRESSO)”
- uib.com.tn/mentions-legales/non-categorise/mentions-legales checked September 26, 2026
Backs: Headquarters, Legal entity, Lender type, Licences
“Registered office: 65, avenue Habib BOURGUIBA, 1001 Tunis”
- uib.com.tn/notre-offre/tunisiens-du-monde checked September 26, 2026
Backs: Audience
“Etudiants Tunisiens en France”
- uib.com.tn/nous-connaitre/uib checked September 26, 2026
Backs: Founded
- uib.com.tn/particuliers/banque-au-quotidien/carte-visa-el... checked September 26, 2026
Backs: Perks
- uib.com.tn/particuliers/banque-au-quotidien/compte-cheque checked September 26, 2026
Backs: Card type
Compiled from 7 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: APR, Loan amount, Term, Arrangement fee, Credit check, Funding time, Representative example.
UIB
Tunisian borrowers seeking a full-service local bank