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Ueno Bank review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Ueno Bank suits borrowers in Paraguay who want a fixed-rate personal or payday loan confirmed inside an app, with the money credited in a few moments. Personal loans reach PYG 50,000,000 at an APR of 20%, above the middle of the borrowing field, so weigh the rate before applying.

Key facts

Best for
Borrowers in Paraguay after a fixed-rate personal or payday loan arranged in an app.
APR
20%↗
Loan amount
PYG 50,000,000↗
Term
12 to 60 months↗
Arrangement fee
Commissions may apply within the maximum limit permitted by the annual effective rate (TAE); amount reviewed in the loan's particular conditions before accepting↗
Credit check
Soft prequal↗
Funding time
Money credited to your ueno account in a few moments after confirming in the app↗
Rate type
Fixed↗
Lender type
Direct lender↗
Eligibility
Ages 18-70, Paraguayan nationality or Paraguayan ID, residence in Paraguay, income of at least the legal minimum wage, and job tenure rules (6 months for salaried IPS contributors)↗
Loan types
Personal, Payday, Car, Business, Credit-line↗
Legal entity
ueno bank S.A.↗
Headquarters
Paraguay↗
Support channels
Chat, Phone, Help-centre↗
Pricing model
Fixed rate
Features
Same-day funding, Credit line
Official website
ueno.com.py

Savings

Access terms
Caja de ahorro opened and used from the app with national ID in minutes, no paperwork; 24/7 support and over 70 branches in Paraguay↗
Monthly fee
PYG 0↗
Account kind
Easy access↗

Mortgages

Fixed period
1 to 5 years↗
Purpose
Purchase↗

Facts checked September 26, 2026, 7 sources

Apps and profiles

Get the app
App Store
Elsewhere
LinkedInX

Pros and cons

Pros

  • Money reaches a ueno account in a few moments after you confirm in the app.
  • Borrowing is fixed rate and covers personal, payday and car.
  • The saving account opens from the app with a national ID in minutes, with support on hand around the clock.
  • Help runs on chat, phone and help centre both during and after the loan.

Cons

  • The APR on personal loans is 20%, above the borrowing median of 14.7%.
  • Any extra charge is only fixed in the particular conditions you accept, so the final cost can sit above 20%.
  • Eligibility is limited to adults in Paraguay with a Paraguayan nationality or ID, income at the legal minimum wage and the required job tenure.
Ueno Bank

Ready to try Ueno Bank?

Scored 9.1 / 10 by SumCue.

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Who it suits

  • Paraguayan adults who meet the income and job tenure rules and want to apply from an app.
  • Borrowers after a personal, payday or revolving line from a direct lender rather than a broker.
  • Readers who value a soft prequalification, since the preapproval route is soft prequal.

Who should look elsewhere

  • Cashspace, whose APR runs PHP 12 to PHP 36, suits readers comparing a different market.
  • Creduma ES, where lending starts at from €12,000, suits borrowers after a larger euro loan.
  • Sofkredit, whose APR is 10.74% to 18.06%, suits readers looking at another rate band.

Safety of your money

Ueno Bank is a direct lender, so loans come straight from the bank rather than through a broker or marketplace. It is authorised by the Banco Central del Paraguay under Resolucion N22 Acta N67 de fecha 22.11.23. That licence sits with the bank itself, so the money you borrow is arranged between you and the institution that holds the loan.

Who runs it

The lender behind the product is Ueno Bank S.A., a bank based in Paraguay and authorised by the Banco Central del Paraguay under Resolucion N22 Acta N67 de fecha 22.11.23. Borrower support runs on chat, phone and help centre: chat, phone and a help centre, so help comes from the bank that holds the loan rather than an intermediary.

How Ueno Bank compares

Where Ueno Bank is available

Available
Paraguay
Licence in Paraguay
Banco Central del Paraguay (Resolucion N22 Acta N67 de fecha 22.11.23), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does a Ueno Bank personal loan cost?+

The APR is 20% and the rate is fixed. Extra charges can apply within the ceiling the annual effective rate allows, and the exact figure for your loan appears in the particular conditions before you accept. The saving account that receives the money carries a monthly fee of PYG 0.

How much can I borrow, and for how long?+

Loans reach PYG 50,000,000 over terms of 12 to 60, with a fixed period of 1 to 5. Ueno Bank also offers personal, payday and car, so a short-term loan and a revolving credit line sit alongside the personal loan. The final figure depends on the bank's approval of your application.

What credit check do I go through?+

The preapproval process uses soft prequal, so a preapproved offer does not by itself settle the rate you pay. You also need to meet the bank's rules on residence, nationality, income and job tenure, and the final amount sits in the particular conditions of the loan.

How quickly do I get the money?+

Once you confirm in the app, the money is credited to your ueno account in a few moments. The loan pages list same day funding and credit line among the features, and the same app opens your saving account with a national ID in minutes, without paperwork, with help on hand around the clock.

Is Ueno Bank regulated?+

Ueno Bank S.A. is a bank based in Paraguay and holds an authorisation from the Banco Central del Paraguay under Resolucion N22 Acta N67 de fecha 22.11.23. It lends directly as a direct lender, so the contract runs between you and the bank rather than a broker.

Who can apply for a loan?+

The bank asks for adults living in Paraguay with a Paraguayan nationality or a Paraguayan ID. You also need income of at least the legal minimum wage and a job tenure that fits its rules, including a specific rule for salaried contributors to IPS.

How do I get help with the loan?+

Support runs on chat, phone and help centre. Chat and phone lines take questions, and the help centre holds answers on rates, charges and the documents you need. The saving account is described as easy access, so the app is the main place you manage both savings and loans.

How does this loan compare on cost?+

Personal loans carry an APR of 20%, above the borrowing median of 14.7% across the listings on the site. The rate is fixed, so the figure holds for the term, while any extra charge is only confirmed in the particular conditions you accept.

Sources

Compiled from 7 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Representative example.

Ueno Bank

Ueno Bank

Borrowers in Paraguay after a fixed-rate personal or payday loan arranged in an app.

9.1/10See alternatives