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Tamweelcom review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Tamweelcom lends directly in Jordan at a fixed rate of 18% to 22.8%, which suits borrowers who want a known monthly cost. Loan sizes run JOD 300 to JOD 2,000 over terms of 6 to 24, so it suits planned home improvement spending rather than large purchases or long borrowing.

Key facts

Best for
Small fixed-rate home improvement loans in Jordan paid out fast to a wallet.
APR
18% to 22.8%↗
Loan amount
JOD 300 to JOD 2,000↗
Term
6 to 24 months↗
Arrangement fee
1% of credit granted for loans under 1,000 JOD; 1% + 10 JOD for loans between 1,000 and 10,000 JOD↗
Funding time
Within a few hours of approval via e-disbursement to e-wallet or mobile app↗
Representative example
Individual loan: 1,539.878 JOD repaid over 24 months, declining/annual 39.07% equivalent to fixed/annual 22.8%, EIR 55.724%↗
Rate type
Fixed↗
Lender type
Direct lender↗
Free early repayment
No↗
Eligibility
Persons aged 18-65, males and females, in full legal capacity; loans applicable for Jordanians and people from Gaza per company policy↗
Origination fee (%)
1%↗
Loan types
Personal, Student, Car, Payday↗
Use cases
Home-improvement↗
Legal entity
Jordan Microfinance Company (Tamweelcom)↗
Headquarters
Jordan↗
Founded
1999↗
Support channels
Phone, Email↗
Pricing model
Fixed rate
Features
Same-day funding
Official website
tamweelcom.org

Facts checked September 26, 2026, 5 sources

Apps and profiles

Elsewhere
WikidataLinkedInX

Pros and cons

Pros

  • The rate is fixed, so the instalment is set when the loan starts rather than drifting with the market.
  • Approved money is paid out electronically to a wallet or a mobile app, with same-day funding listed at same day funding.
  • A direct lender rather than a broker, working since 1999 under a Central Bank of Jordan licence.
  • Borrowing starts low at JOD 300 to JOD 2,000, so a contained home improvement job is enough to reach the product.

Cons

  • Free early repayment is not on offer, so a surplus repayment brings a charge the plan has to absorb.
  • The term stops at 6 to 24, the amount at JOD 300 to JOD 2,000, so anything larger or longer is arranged elsewhere.
  • The effective rate in the representative example sits well above the fixed 18% to 22.8%, so the 1% arrangement fee matters more than the headline rate.

Ready to try Tamweelcom?

Scored 8.9 / 10 by SumCue.

See alternatives

Who it suits

  • Jordanian adults and people from Gaza in full legal capacity, as company policy allows.
  • Borrowers who want the money in a digital wallet the same day rather than waiting on a branch counter.
  • Anyone planning a modest, priced-upfront purchase such as home improvement and comfortable with a short repayment stretch.

Who should look elsewhere

  • Not for larger sums: Creduma ES lends from €12,000, well above the JOD 300 to JOD 2,000 Tamweelcom offers.
  • Not for a cheaper headline rate elsewhere: Sofkredit lists 10.74% to 18.06%, under the fixed range charged here.

The company behind it

Tamweelcom operates as Jordan Microfinance Company (Tamweelcom), a lender based in Jordan and working since 1999. It holds a Central Bank of Jordan licence, 0022/01/5/20, so the lending sits inside local regulation. Customer service runs on phone and email, which covers most questions but leaves branch help out of the picture.

How Tamweelcom compares

Where Tamweelcom is available

Available
Jordan
Licence in Jordan
Central Bank of Jordan (0022/01/5/20), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What rate does Tamweelcom charge?+

Loans run at a fixed rate that holds for the whole term, and the published range is 18% to 22.8%. The representative example quotes the same fixed figure alongside a higher declining equivalent rate and an effective rate that climbs once the arrangement fee is counted in.

How much can I borrow, and for how long?+

The individual loan runs JOD 300 to JOD 2,000 over terms of 6 to 24. Personal, student, car and payday products sit under personal, student and car, with home improvement given as the use case. A borrower covering a whole renovation or a vehicle would need a lender offering a bigger ticket.

What fees are charged on top of the rate?+

The arrangement fee is 1% of the credit granted on smaller loans, and a flat amount is added on top for larger sums. The representative example shows the effective rate running well above the fixed headline rate of 18% to 22.8%, which is the clearest measure of what the fee structure adds.

Is Tamweelcom properly regulated?+

Tamweelcom holds a Central Bank of Jordan licence, 0022/01/5/20, and operates as Jordan Microfinance Company (Tamweelcom). That licence is the point to check for anyone weighing a microfinance lender against operators trading outside Jordanian oversight.

How quickly do I get the money?+

Once approval comes through, the cash is paid out electronically to an e-wallet or a mobile app, and same-day funding is listed at same day funding. Most borrowers spend from the wallet straight away, so it suits digital spending rather than a branch counter.

Can I settle the loan early without charge?+

Free early repayment is a no on these loans, so clearing a balance ahead of schedule carries a charge a borrower should weigh in the total. The fixed rate of 18% to 22.8% holds for the term, so the charge, not the rate, is what changes the picture.

Who is eligible to apply?+

Loans are open to adults in full legal capacity, and company policy covers Jordanians and people from Gaza. The lender is based in Jordan, so the product targets that market rather than overseas applicants.

How do I reach customer service?+

Support runs on phone and email, so a query can be raised by phone or email. That covers most questions on a fixed-rate loan, though anyone weighing an early settlement should raise it by phone first, since the written terms describe a fee rather than a waiver.

Sources

  • tamweelcom.org/en checked September 26, 2026

    Backs: Headquarters, Support channels

    “Head Office: Amman - Sweileh - ... Al Rahmaniyah district - Khair Al Deen Al Maani St.”

  • tamweelcom.org/en/about-us checked September 26, 2026

    Backs: Founded, Legal entity

    “the Jordan Microfinance Company (Tamweelcom) was established in 1999 as a non-profit entity”

  • tamweelcom.org/en/digital-tamweelcom checked September 26, 2026

    Backs: Features, Funding time

    “Disbursement of loans through E-Wallet ... within just of few hours of approval will receive their money directly on their smartphones”

  • tamweelcom.org/en/loan/retail checked September 26, 2026

    Backs: APR, Eligibility, Free early repayment, Loan types

    “Individual loans - Annual interest rate : 18.00 % - 22.80 %”

  • tamweelcom.org/en/loan/retail/individual-loans checked September 26, 2026

    Backs: Loan amount, Lender type, Pricing model, Arrangement fee, Origination fee (%), Rate type, Representative example, Term, Use cases, Licences

    “LOAN_AMOUNT : 300 - 2,000 JOD”

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Credit check.

Tamweelcom

Small fixed-rate home improvement loans in Jordan paid out fast to a wallet.

8.9/10See alternatives