Taishin Bank review
Updated October 14, 2026 · SumCue Editorial Team
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Our verdict
Taishin Bank Taiwan offers general personal-credit products with online application, contract verification, document submission and status inquiry. The listed general criteria specify local nationals aged 20 to 60.
Key facts
- Best for
- Taiwan nationals aged 20 to 60 comparing Taishin personal-credit products and online application services.
- APR
- 4.12% to 16.39%↗
- Loan amount
- NT$150,000 to NT$5,000,000↗
- Term
- 24 to 120 months↗
- Arrangement fee
- NT$9,000 total related fees in the general credit loan APR example↗
- Credit check
- Hard↗
- Funding time
- Funds available within 30 minutes after approval↗
- Representative example
- One-stage amortising credit loan, NT$300,000 for 5 years with a 12-period lock-in period, rate 2.88%-15% floating, total fees NT$9,000, total cost APR 4.12%-16.39%↗
- Rate type
- Variable↗
- Lender type
- Direct lender↗
- Free early repayment
- No↗
- Eligibility
- ROC (Taiwan) nationals aged 20-60; full-time employees with 6 months' tenure and annual income of at least NT$300,000, or Taishin credit card holders of 6 months or more↗
- Loan types
- Personal↗
- Legal entity
- Taishin International Bank Co., Ltd. (Taishin Bank), Unified No. 86519539↗
- Headquarters
- Taiwan↗
- Founded
- 1992↗
- Support channels
- Phone, Email, Chat, Help-centre, Community↗
- Features
- Same-day funding
- Official website
- taishinbank.com.tw
Mortgages
- Initial rate
- 3% to 4.49%↗
- APRC
- 3.04% to 4.55%↗
- Fixed period
- 20 years↗
- Maximum loan to value
- 80%↗
- Product fee
- NT$8,000 to NT$10,000↗
- Purpose
- Purchase, Remortgage, Home-equity, Equity-release↗
Facts checked September 26, 2026, 4 sources
Apps and profiles
Pros and cons
Pros
- General personal-credit product.
- Online application, contract verification, document submission and status inquiry.
Cons
- Additional employment and income criteria apply; the age and nationality criteria do not guarantee approval.
Ready to try Taishin Bank?
Scored 9.3 / 10 by SumCue.
Who it suits
- Taiwan nationals aged 20 to 60 comparing Taishin personal-credit products and online application services.
How Taishin Bank compares
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Where Taishin Bank is available
- Available
- Taiwan
- Licence in Taiwan
- Financial Supervisory Commission, Taiwan (per bank's Ministry of Finance approval to establish), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Which company operates Taishin Bank?+
Taishin Bank is operated by Taishin International Bank Co., Ltd. (Taishin Bank), Unified No. 86519539. (Source, checked September 26, 2026)
Where is Taishin Bank based?+
Taishin Bank is based in Taiwan. (Source, checked September 26, 2026)
When was Taishin Bank founded?+
Taishin Bank was founded in 1992. (Source, checked September 26, 2026)
How can I contact Taishin Bank support?+
Taishin Bank offers support through Phone, Email, Chat, Help-centre, Community. (Source, checked September 26, 2026)
Sources
- taishinbank.com.tw/TSB checked September 26, 2026
Backs: Support channels
- taishinbank.com.tw/TSB/about-taishin/brief-introduction-t... checked September 26, 2026
Backs: Founded, Headquarters, Legal entity, Licences
- taishinbank.com.tw/TSB/personal/loan/credit/my-plan checked September 26, 2026
Backs: Loan amount, APR, Credit check, Eligibility, Features, Free early repayment, Funding time, Lender type, Loan types, Arrangement fee, Rate type, Representative example, Term
“General credit loan: NT$300,000, 5 years, interest rate 2.88%-15% (floating), total related fees NT$9,000, total cost APR 4.12%-16.39%”
- taishinbank.com.tw/TSB/personal/loan/house/my-plan checked September 26, 2026
Backs: APRC, Fixed period, Initial rate, Maximum loan to value, Product fee, Purpose
Compiled from 4 source pages, checked October 14, 2026. We did not open an account.
Taishin Bank
Taiwan nationals aged 20 to 60 comparing Taishin personal-credit products and online application services.