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SoluPrestamo review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

SoluPrestamo lends directly to Dominican residents at a fixed rate, with money in the account the same day you sign. It suits borrowers in the Dominican Republic who need a personal loan fast and can clear a hard credit check, at an APR of 12%.

Key facts

Best for
A personal loan in the Dominican Republic that lands the same day you sign and can be cleared early at no cost.
APR
12%↗
Loan amount
DOP 120,000 to DOP 25,000,000↗
Term
12 to 180 months↗
Credit check
Hard↗
Funding time
Same day as signing or next business day↗
Representative example
DOP 500,000 for 24 months at 1% monthly: 24 instalments of DOP 23,536.74, total to pay DOP 564,881.68↗
Rate type
Fixed↗
Lender type
Direct lender↗
Free early repayment
Yes↗
Eligibility
18 or older, valid Dominican ID card, active bank account in the Dominican Republic, provable income, resident in the Dominican Republic↗
Loan types
Personal↗
Headquarters
Dominican Republic↗
Support channels
Email, Phone, Chat, Help-centre↗
Pricing model
Fixed rate
Features
Same-day funding
Official website
soluprestamo.com

Facts checked September 26, 2026, 3 sources

Apps and profiles

Elsewhere
X

Pros and cons

Pros

  • Fast payout: Same day as signing or next business day
  • A fixed rate, so the instalment does not move during the loan
  • Free early repayment, so settling the balance sooner costs nothing extra
  • Borrowing runs DOP 120,000 to DOP 25,000,000 with terms of 12 to 180

Cons

  • The credit check is hard, so a thin credit file can end the application
  • The representative example repays a total well above the sum borrowed, so the monthly cost adds up faster than the headline rate suggests
  • Only personal lending is on offer: personal
SoluPrestamo

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Scored 9.3 / 10 by SumCue.

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Who it suits

  • Adults resident in the Dominican Republic with a valid Dominican ID card, an active local bank account and provable income
  • Borrowers who need cash the same day they sign: Same day as signing or next business day
  • Applicants ready for a hard check and a fixed rate of 12%

Who should look elsewhere

  • Cashspace, whose APR of PHP 12 to PHP 36 is priced for the Philippine market rather than the Dominican Republic
  • Creduma ES, where from €12,000 puts the lender in the euro market for European borrowers
  • Sofkredit, if the lowest headline rate is the deciding factor, since 10.74% to 18.06% starts below this lender

How SoluPrestamo compares

Where SoluPrestamo is available

Available
Dominican Republic

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What rate do I pay on a SoluPrestamo personal loan?+

The advertised APR is 12%, and it is a fixed rate, so the interest does not shift during the loan. The published representative example shows instalments adding up to well above the amount borrowed, which is the number worth reading rather than the headline rate alone.

How much can I borrow, and over what term?+

Loan amounts run DOP 120,000 to DOP 25,000,000 and terms run 12 to 180. That spread covers a short top up through to a multi-year repayment, and the monthly instalment is worked out from the fixed rate and the length chosen.

How quickly do I get the money?+

Funding is Same day as signing or next business day, and same day funding sits among the listed features. Applications come from adults with a valid Dominican ID card, an active Dominican bank account and provable income, so gather those before you apply.

How does the credit check work?+

The credit check is hard, so the application is decided on your full credit file. That makes it less forgiving than a lender offering a soft pre-check, and a weak history can end the application before a quote is issued.

Can I repay the loan early?+

Yes. Free early repayment is part of the terms, so settling the balance early carries no extra charge. Paired with a fixed rate, there is no cost to bringing the whole loan forward if income improves during the term.

Who is the lender, and what kind of agreement is this?+

SoluPrestamo is a direct lender based in Dominican Republic, so the contract sits with the lender itself rather than a broker or marketplace. It is a credit agreement, and what you are promised is set out in its terms.

How do I reach support?+

Support runs on email, phone and chat, covering email, phone, chat and a help centre. That mix handles short questions as well as longer ones, and with a hard check it is worth asking what a decision was based on.

Who should apply?+

Adults living in the Dominican Republic with a valid Dominican ID card, an active Dominican bank account and provable income. Anyone willing to accept a hard check and a fixed rate of 12% fits the profile; borrowers resident elsewhere should look at other markets.

Sources

  • soluprestamo.com/aviso-legal checked September 26, 2026

    Backs: Headquarters

  • soluprestamo.com/privacidad checked September 26, 2026

    Backs: Credit check

  • soluprestamo.com/terminos checked September 26, 2026

    Backs: Loan amount, APR, Eligibility, Features, Free early repayment, Funding time, Lender type, Loan types, Pricing model, Rate type, Representative example, Support channels, Term

    “Monto minimo DOP 120,000 / Monto maximo DOP 25,000,000”

Compiled from 3 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Arrangement fee.

SoluPrestamo

SoluPrestamo

A personal loan in the Dominican Republic that lands the same day you sign and can be cleared early at no cost.

9.3/10See alternatives