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Solcredito MX review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Our verdict

Solcredito MX suits Mexican adults who want a fixed-rate personal loan with no origination fee and money within Within 24 hours. The catch is the ceiling on 9.5% to 3,696%, far above the 27.8% typical of the market, plus a poor credit bar.

Key facts

Best for
Fixed-rate personal loans in Mexico with no origination fee.
APR
9.5% to 3,696%↗
Loan amount
up to MX$100,000↗
Term
3 to 48 months↗
Arrangement fee
0 MXN↗
Funding time
Within 24 hours↗
Representative example
Borrow $10,000 at a 12% annual rate over 6 months: monthly payment $1,732.98, total repayment $10,397.88 (total CAT 12.001%)↗
Rate type
Fixed↗
Lender type
Broker↗
Eligibility
18-80 years old, resident in Mexico, hold an account at a national bank, email and mobile phone↗
Loan types
Personal, Car, Secured, Debt-consolidation, BNPL↗
Credit needed
Poor↗
Use cases
Home-improvement↗
Legal entity
Fiizy OU↗
Headquarters
Estonia↗
Founded
2011↗
Support channels
Email, Help-centre↗
Pricing model
Fixed rate
Features
Same-day funding
Official website
solcredito.mx

Facts checked September 26, 2026, 2 sources

Apps and profiles

Elsewhere
facebook.com

Pros and cons

Pros

  • No origination fee on 0 MXN, so the quoted rate is what you pay to set the loan up
  • Quotes sit within 9.5% to 3,696% on a fixed rate, so the figure you sign is the figure you repay
  • Funding within Within 24 hours after approval, and same day funding is listed for the service
  • A loan cap of up to MXN 100,000 covers larger home projects, and home improvement is a stated use
  • Runs since 2011 as a broker, matching the 20.5% model rather than a single lender

Cons

  • The 9.5% to 3,696% ceiling is well above the 27.8% seen across the site
  • A poor credit bar is a higher hurdle than the 34.3% typical of listed lenders
  • A phone line is not among its support channels (email and help centre), so a disputed payment is settled in writing
  • The EE entity sits outside Mexico, so the contract is with Fiizy OU rather than a local lender
Solcredito MX

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Scored 8.8 / 10 by SumCue.

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Who it suits

  • Mexican residents with a bank account who need a fixed-rate personal loan and value a fast payout
  • Borrowers consolidating debt or funding home improvement under up to MXN 100,000
  • Lenders' customers turned away elsewhere, since poor credit is accepted

Who should look elsewhere

  • Anyone wanting a low headline cost, since 9.5% to 3,696% runs far above 27.8%
  • Borrowers who need to talk a problem through, since a phone line is not among its support channels (email and help centre)
  • Residents outside Mexico, who fail the residence condition on eligibility

Safety of your money

Solcredito MX is a broker, so it introduces applicants to lenders rather than lending its own money. That shapes what safety means here: your money is lent, not held, so what you weigh is the terms of the lender you are matched with. The representative example shows the cost of borrowing: a sum repaid over a set period at a stated rate, with the total cost given so you can check it against the quoted 9.5% to 3,696%. Because broker places a third party between you and the money, read the terms of the matched lender, not only the broker's. Eligibility itself is a filter: applicants must be adults, resident in Mexico, hold an account at a national bank, and have an email address and a mobile phone.

Rates and costs

The 9.5% to 3,696% you are quoted runs from a competitive floor to a ceiling that is markedly higher than the 27.8% seen across the market, so the price of a Solcredito MX loan depends heavily on your credit profile. The rate is fixed, which means the figure you agree to is the figure you pay. There is no origination charge: 0 MXN applies to personal loans here, so no arrangement fee is added on top. The representative example on the site shows a fixed annual rate, a monthly payment and a total repayment figure, which is the clearest way to judge what a loan will cost you. Compare that total against what a different lender charges over the same term before you accept.

Application and funding speed

Speed is the strongest part of the offer. same day funding is listed, and Within 24 hours is the stated window once an application is approved, so a decision made early in the day can reach you the same day. up to MXN 100,000 is the ceiling on what you can borrow, and 3 to 48 is the range available, which gives room to spread a sum over a longer period and keep each payment lower. As a broker, Solcredito MX handles the matching, so timing depends on how quickly a partner lender responds. Budget for the approval step rather than treating Within 24 hours as the whole journey.

Who runs it

Solcredito MX is a broker, not a lender, and it has been operating since 2011. The contracting entity is Fiizy OU, registered in Estonia, which means the agreement you sign is with an overseas company rather than a Mexican bank. That is normal for a matching service, and worth keeping in view if a payment dispute arises. Support runs on email and help centre: an email address and a help centre, so any question or complaint is handled in writing. That suits people who prefer a written record, and suits others less if a repayment needs sorting quickly.

How Solcredito MX compares

Where Solcredito MX is available

Available
Mexico

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does Solcredito MX charge to set up a loan?+

There is no origination fee. 0 MXN applies to personal loans, so the rate quoted on 9.5% to 3,696% is not padded with an arrangement charge on top. Costs come from the interest itself, and the representative example on the site spells out the monthly payment and total repayment so you can see the full amount.

Is the rate fixed or variable?+

Rates are fixed, so the figure you sign at stays the same for the life of the loan. The 9.5% to 3,696% band is wide, running from a low floor to a high ceiling, and what you land on depends on your credit file and the lender you are matched with.

How fast do I get the money?+

Funding lands within Within 24 hours once an application is approved, and same day funding is listed for this service. Because broker means a partner lender makes the decision, the approval step sits before that window, so plan around the full application rather than Within 24 hours alone.

How much can I borrow and over what period?+

up to MXN 100,000 is the ceiling on a Solcredito MX loan, and 3 to 48 is the range of terms available. A longer term inside that range lowers each monthly payment, while home improvement is one of the stated purposes, alongside personal loans, car finance, secured borrowing, debt consolidation and buy-now-pay-later arrangements.

What credit score do I need?+

The stated credit requirement is poor, which is a higher bar than the 34.3% most listed lenders ask for. That makes Solcredito MX reachable for people turned away elsewhere, but it also means approval is harder to land on a first application.

Who am I actually contracting with?+

Solcredito MX operates as a broker, and the contracting entity is Fiizy OU, registered in Estonia. You are contracting with a matching company outside Mexico, not a Mexican bank, so read the terms of the lender you are paired with as well as the broker's own terms.

How do I get help if something goes wrong?+

Support runs on email and help centre, meaning an email address and a help centre, so questions and disputes are handled in writing. That gives you a record of what was said, though a repayment that needs sorting quickly has fewer ways to reach the team.

Is the money I borrow held anywhere for me?+

No. Because Solcredito MX is a broker, the sum goes to you as a loan that you repay under the terms, rather than sitting somewhere as your money. The representative example sets out the payment schedule and the total repayment, so check the cost of the loan itself rather than looking for a held balance.

Sources

  • solcredito.mx checked September 26, 2026

    Backs: Loan amount, APR, Credit needed, Eligibility, Features, Founded, Funding time, Lender type, Loan types, Pricing model, Arrangement fee, Rate type, Representative example, Term, Use cases

    “your personal credit limits grow gradually and you can request up to $100,000 pesos”

  • solcredito.mx/terminos-y-condiciones checked September 26, 2026

    Backs: Headquarters, Legal entity, Support channels

    “the company FIIZY OU, registration number 12694462, CIF EE101731184, registered in Estonia”

Compiled from 2 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Credit check.

Solcredito MX

Solcredito MX

Fixed-rate personal loans in Mexico with no origination fee.

8.8/10Visit