Sogebank review
Updated October 12, 2026 · SumCue Editorial Team
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Our verdict
For individuals seeking personal credit, Sogebank, a banking group, brings together savings accounts, local and international cards and dedicated consumer lending developed over 40 years. It serves individual customers through passbook and card linked savings alongside secure online platforms and a mobile app for daily banking.
Key facts
- Best for
- Individuals wanting savings, credit and cards together
- Term
- 12 to 36 months↗
- Funding time
- Very fast access to funds after approval of the file by the competent authorities↗
- Lender type
- Direct lender↗
- Eligibility
- Adults (must be of age) with 2 identity documents: national ID card or passport↗
- Loan types
- Personal, Secured, Student, Business↗
- Use cases
- Home-improvement↗
- Legal entity
- Societe Generale Haitienne de Banque S.A.↗
- Headquarters
- Haiti↗
- Founded
- 1986↗
- Support channels
- Phone↗
- Features
- Same-day funding
- Official website
- sogebank.com
Credit cards
- Rewards type
- Miles↗
- Rewards rate
- 1 mile per USD 3.00 (AAdvantage Gold); 1 mile per USD 2.00 (AAdvantage Black)↗
- Perks
- Reimbursement in Haitian gourdes of spending made abroad (Classic Internationale, Gold, Visa Platinum), Cash advances at Sogebank branches and ATMs (Classic Locale), Financing over 24 months in gourdes (Classic Locale, Classic Internationale, Visa Platinum), Withdrawal at more than 750,000 ATMs worldwide (international cards), Automatic AAdvantage loyalty programme membership and LoungeKey access at more than 1,000 lounges in over 120 countries (AAdvantage Black), Collision Damage Waiver for car rentals in the USA and Canada (AAdvantage Black)↗
- Card kind
- Credit↗
Mortgages
Facts checked September 26, 2026, 7 sources
Pros and cons
Pros
- It combines savings, credit and card services within one banking group
- It operates two electronic platforms plus a mobile app for banking
- It issues local and international cards for everyday and overseas use
- It draws on 40 years of service to individual customers
Cons
- Personal credit focuses on individuals rather than wider borrower groups
- Savings centre on passbook and card linked options alone
Who it suits
- Residents wanting savings, credit and cards from one bank
- Individual borrowers who also need a savings account
- Local businesses seeking an established domestic bank
Who should look elsewhere
- People seeking borrowing outside personal credit
- People needing banking outside the local market
How Sogebank compares
Where Sogebank is available
- Available
- Haiti
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What products and services does Sogebank offer?+
Sogebank offers savings accounts, consumer credit and both local and international cards to individuals. The group also provides insurance cover and runs two electronic platforms alongside a dedicated mobile application. Its full range spans everyday personal banking with savings, credit and cards.
Which accounts can individuals open?+
The group offers savings products in two forms to individuals: a passbook savings account and a card linked savings account. Individual borrowers can then use personal credit alongside these deposits. The relationship therefore spans both saving and borrowing.
How does online and mobile banking work?+
Two electronic platforms allow customers to complete online transactions, and the dedicated mobile application gives access to Sogebank accounts directly from a phone. All banking continues day and night through these digital channels. Transactions through the app and platforms remain secure.
Is consumer credit available to individual borrowers?+
Sogebank provides personal credit aimed at individuals, alongside its range of savings accounts and card products. This lending line sits within the bank offer to individual customers seeking financed purchases. It is managed through the same account relationship.
How long has Sogebank been serving customers?+
The bank has marked 40 years of existence. For four decades it has supported households in the country, celebrating milestones alongside local partners, universities and cultural projects. Its foundation continues to back local initiatives linked to film and education.
Sources
- sogebank.com checked September 26, 2026
Backs: Eligibility, Features, Funding time, Support channels, Term
“Besoin d'assistance: (509) 2229-5000 | (509) 2815-5000”
- sogebank.com checked September 26, 2026
Backs: Card kind, Perks, Rewards rate, Rewards type
- sogebank.com checked September 26, 2026
Backs: Lender type, Loan types, Use cases
- sogebank.com/entites-du-groupe-sogebank/sogebank/services... checked September 26, 2026
Backs: Monthly fee
- sogebank.com/nos-produits/cartes-de-debit-internationale checked September 26, 2026
Backs: Card type, Currencies, Card network
- sogebank.com/qui-sommes-nous checked September 26, 2026
Backs: Founded, Headquarters, Legal entity
- sogebel.ht/particulier/emprunts/pret-immobilier-sogebel-p... checked September 26, 2026
Backs: Fixed period, Maximum loan to value, Purpose
“Preise: Duree: Max. 30 ans”
Compiled from 7 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: APR, Loan amount, Arrangement fee, Credit check, Representative example.