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Selfiecredit review

Updated October 17, 2026 · SumCue Editorial Team

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Our verdict

SelfieCredit lists a passport and tax number, a mobile phone and a bank card issued in the applicant's name.

Key facts

Best for
Ukraine applicants preparing a passport, tax number, phone and personal bank card for SelfieCredit verification
APR
from 0%↗
Arrangement fee
немає комісії на перший кредит↗
Credit check
None↗
Funding time
Миттєва видача кредитів на карту↗
Legal entity
ТОВ «Селфі Кредит»↗
Official website
selfiecredit.ua

Facts checked October 17, 2026, 1 source

Pros and cons

Pros

  • SelfieCredit lists a passport and tax number, a mobile phone and a bank card issued in the applicant's name.
  • After verification, applicants can review the documents and enter into a credit agreement; approval is not guaranteed.

Cons

  • Obligations under the agreement continue after funds arrive
  • Approval depends on the lender's own decision

Ready to try Selfiecredit?

Scored 8.5 / 10 by SumCue.

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Who it suits

  • Ukraine applicants preparing a passport, tax number, phone and personal bank card for SelfieCredit verification

Who should look elsewhere

  • People needing larger or longer term borrowing
  • Anyone looking for everyday banking or investment products

Eligibility

SelfieCredit lists a passport and tax number, a mobile phone and a bank card issued in the applicant's name. After verification, applicants can review the documents and enter into a credit agreement; approval is not guaranteed.

Funds on a card

SelfieCredit presents itself as an online microcredit service, so the whole process runs over the internet. Approved funds are issued to a bank card rather than handed over in person. The company is organised as a limited liability company. It holds a licence that has been reissued, which shows that its lending activity has been put on a current footing. Funds are issued quickly after approval, which suits people who need cash at short notice.

Who stands behind the service

SelfieCredit is run by a Ukrainian limited liability company based in Kyiv. The company operates the online lending service from there, so the legal details sit with that Ukrainian entity. Anyone reviewing the service should look at the agreement itself, since it sets out which company is responsible for the contract. Its legal name and registered details appear in the contract documents, which should be checked before going ahead. Checking that the names match is a simple first step for anyone reading the paperwork.

Microcredit in context

SelfieCredit is an online microcredit service, which means small loans over short periods rather than large long-term finance. The whole process runs over the internet, and approved funds are issued to a bank card rather than handed over in person. Because loans are usually modest, the arrangement suits people with a short and clearly defined need. It may not be the right fit for larger or longer projects, which call for different forms of finance. Anyone uncertain about fit should read the agreement before accepting any proposal.

Keeping track of commitments

Any short term credit carries obligations under the agreement, so people should be sure they can meet the agreed dates before signing anything. Late dates can create additional pressure, and anyone facing difficulty is better off speaking to the lender early rather than letting matters drift. Keeping close track of each due date can help prevent small shortfalls from growing into larger problems. Reading the agreement carefully before accepting it is a sensible habit.

How Selfiecredit compares

Where Selfiecredit is available

Available
Ukraine

Countries from its affiliate programme (Source)

Frequently asked questions

Which company operates Selfiecredit?+

Selfiecredit is operated by ТОВ «Селфі Кредит». (Source, checked October 17, 2026)

Sources

Compiled from 1 source page, checked October 17, 2026. We did not open an account.

Not confirmed yet: Loan amount, Term, Representative example.

Selfiecredit

Ukraine applicants preparing a passport, tax number, phone and personal bank card for SelfieCredit verification

8.5/10See alternatives