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Record Credits review

Updated October 12, 2026 · SumCue Editorial Team

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Our verdict

Record Credits centres on personal, secured and car loans for purchase, first-time buyer and home improvement plans. For households exploring different structures, it gives a direct lender route with help centre guidance to review carefully together before choosing a path.

Key facts

Best for
Borrowers planning purchase and home improvement projects
Loan amount
from €1,300↗
Term
60 to 360 months↗
Lender type
Direct lender↗
Loan types
Personal, Secured, Car↗
Use cases
Home-improvement↗
Legal entity
Record Credits NV↗
Headquarters
Belgium↗
Support channels
Help-centre↗
Official website
recordcredits.be

Mortgages

Fixed period
5 to 30 years↗
Purpose
Purchase, First-time-buyer↗

Facts checked September 26, 2026, 7 sources

Pros

Pros

  • Covers personal, secured and car loans for different borrowing needs
  • Supports purchase and first-time buyer goals alongside home improvement use
  • Provides help centre support for questions during the borrowing journey

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Who it suits

  • Borrowers seeking personal, secured or car options
  • First-time buyers planning a purchase with guidance

How Record Credits compares

Where Record Credits is available

Available
Belgium
Licence in Belgium
Autoriteit voor Financiele Diensten en Markten (FSMA), checked September 26, 2026
Licence in Belgium
Federale Overheidsdienst Economie, KMO, Middenstand en Energie - Algemene Directie Controle en Bemiddeling, checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What types of loans does Record Credits offer?+

Record Credits offers personal loans alongside secured borrowing and car loans within its lending lineup. Each structure addresses different borrowing preferences for households. You can look across the three types and focus on the structure that matches your plan.

What can Record Credits loans be used for?+

Record Credits supports purchase goals including first-time buyer plans alongside home improvement projects. The scope keeps vehicle, property entry and renovation aims in view. Review how each loan type aligns with your intended use before choosing a direction.

How does Record Credits organise its loan options?+

Record Credits acts as a direct lender across personal, secured and car borrowing. Help centre resources support general questions while you explore the range. Consider the loan structure, purpose and guidance together before making a choice.

Which company operates Record Credits?+

Record Credits is operated by Record Credits NV. (Source, checked September 26, 2026)

Where is Record Credits based?+

Record Credits is based in Belgium. (Source, checked September 26, 2026)

How can I contact Record Credits support?+

Record Credits offers support through Help-centre. (Source, checked September 26, 2026)

Sources

Compiled from 9 source pages, checked October 13, 2026. We did not open an account.

Not confirmed yet: APR, Arrangement fee, Credit check, Funding time, Representative example.

Related by the facts

Record Credits

Borrowers planning purchase and home improvement projects

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