Raiffeisen Bank Kosova review
Updated October 12, 2026 · SumCue Editorial Team
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Our verdict
Raiffeisen Bank Kosova stands out as the largest bank in Kosovo with mobile led account management and contactless payment through phones and watches. It suits people in Kosovo who want personal, green and housing loans alongside everyday accounts managed from a phone.
Key facts
- Best for
- Digital everyday banking and loans in Kosovo
- Legal entity
- Raiffeisen Bank Kosovo J.S.C.↗
- Headquarters
- Kosovo↗
- Founded
- 2003↗
- Support channels
- Email, Phone↗
- Features
- Travel
- Official website
- raiffeisen-kosovo.com
Credit cards
- Card kind
- Credit↗
Facts checked September 26, 2026, 5 sources
Pros and cons
Pros
- Operates as the largest bank in Kosovo for everyday money needs.
- Mobile app manages accounts, transfers, payments and loan applications from a phone.
- Online account opening removes the need to visit a branch in person.
- Contactless payments through phones and watches allow faster payment in stores.
Cons
- Youth package is limited to ages sixteen to twenty seven only.
- Youth package accounts can be opened online only, not in branches.
Who it suits
- People in Kosovo wanting phone based banking
- Young people aged sixteen to twenty seven seeking digital accounts
Who should look elsewhere
- People seeking banking outside Kosovo
How Raiffeisen Bank Kosova compares
Frequently asked questions
What products does Raiffeisen Bank Kosova cover?+
Raiffeisen Bank Kosova provides personal loans, green loans and housing loans alongside accounts tailored for different needs. Customers manage money through online banking and a mobile app that supports transfers, bill payments and loan applications. Contactless payment through phones and watches supports faster payment in daily life.
Who can open the youth package?+
The youth package is aimed at people aged sixteen to twenty seven who want a digital account. Opening is available online only, so access starts without a branch visit. Holders manage money through the mobile app and use a bank card for everyday payments with added benefits.
How does online and mobile access work?+
Online banking gives access around the clock from different devices with secure and simple controls. Customers check balances, transfer money and pay bills without waiting. The mobile app adds phone top ups, loan applications and daily currency exchange between euro and other currencies.
Which currency services does the bank provide?+
The bank supports exchange between euro and other currencies for everyday needs. Customers follow daily exchange information for supported currencies through digital channels. Exchange sits alongside account management, transfers and everyday payments in the same banking service.
Which company operates Raiffeisen Bank Kosova?+
Raiffeisen Bank Kosova is operated by Raiffeisen Bank Kosovo J.S.C.. (Source, checked September 26, 2026)
Where is Raiffeisen Bank Kosova based?+
Raiffeisen Bank Kosova is based in Kosovo. (Source, checked September 26, 2026)
When was Raiffeisen Bank Kosova founded?+
Raiffeisen Bank Kosova was founded in 2003. (Source, checked September 26, 2026)
How can I contact Raiffeisen Bank Kosova support?+
Raiffeisen Bank Kosova offers support through Email, Phone. (Source, checked September 26, 2026)
Sources
- raiffeisen-kosovo.com/en/personal/products/cards/debit-ca... checked September 26, 2026
Backs: Card type, Features, Card network
“Debit Card - Your money. Your Control. Anywhere.”
- raiffeisen-kosovo.com/sq/individe/produktet/kartelat/kred... checked September 26, 2026
Backs: Card kind
“Kredit Kartela - Ndani pagesat deri ne 36 keste”
- raiffeisen-kosovo.com/sq/individe/udhezime/na-kontaktoni.... checked September 26, 2026
Backs: Headquarters, Support channels
- raiffeisen-kosovo.com/sq/rreth-nesh/banka-raiffeisen/hist... checked September 26, 2026
Backs: Founded
“Ne qershor te vitit 2003, Banka u riemertua si Banka Raiffeisen ne Kosove”
- raiffeisen-kosovo.com/sq/rreth-nesh/banka-raiffeisen/pajt... checked September 26, 2026
Backs: Legal entity
“Kjo faqe interneti eshte ne pronesi dhe administrohet nga Raiffeisen Bank Kosovo J.S.C.”
Compiled from 5 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: APR, Loan amount, Term, Arrangement fee, Credit check, Funding time, Representative example.