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Pujckaplus review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

PujckaPlus is a Czech direct lender for adults with regular income who need a small amount today and can clear it fast. Speed is the selling point, with same day funding and a CZK 1,000 to CZK 30,000 borrowing range, but a cost of 5,395.58% annual percentage makes it a last resort.

Key facts

Best for
A Czech borrower with regular income who needs a small amount today and can repay it quickly.
APR
5,395.58%↗
Loan amount
CZK 1,000 to CZK 30,000↗
Term
10 to 30 months↗
Arrangement fee
360 CZK per 1000 CZK loan over 30 days (PujckaPlus consumer credit)↗
Funding time
Transfer usually processed within 15 minutes after loan approval (main Czech banks); next business day for other banks↗
Representative example
Consumer credit 1000 CZK, 30 days, loan fee 360 CZK, annual interest rate 36.5%, RPSN 5395.58%, total repayable 1390 CZK↗
Rate type
Fixed↗
Lender type
Direct lender↗
Eligibility
Natural person aged at least 18 with permanent residence in the Czech Republic, ID card, personal bank account, regular income, not a politically exposed person↗
Origination fee (%)
36%↗
Loan types
Personal, Payday↗
Legal entity
LeaderFin s.r.o. (IČO 04440170)↗
Headquarters
Czechia↗
Support channels
Email, Phone, Help-centre↗
Pricing model
Fixed rate
Features
Same-day funding
Official website
pujckaplus.cz

Facts checked September 26, 2026, 2 sources

Apps and profiles

Elsewhere
WikidataWikipediaLinkedInXfacebook.com

Pros and cons

Pros

  • Same day funding: same day funding covers it, and transfers usually clear on the day of approval at main Czech banks.
  • Borrowing of CZK 1,000 to CZK 30,000 suits a single bill or a short gap rather than a major expense.
  • Support on email, phone and help centre means phone and email are both open for repayment questions.
  • PujckaPlus lends direct, so the application and the repayment contract sit with the same company.

Cons

  • Cost is the drawback: 5,395.58% annual percentage runs far above the site median of 15.5%.
  • An arrangement fee of 36% of the amount borrowed lands on top of an already high rate.
  • The 10 to 30 term leaves no room to stretch repayments, and the CZK 1,000 to CZK 30,000 ceiling rules out bigger needs.
Pujckaplus

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Scored 8.8 / 10 by SumCue.

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Who it suits

  • Adults with a permanent address in the Czech Republic, an ID card, a personal bank account and regular income
  • Borrowers whose shortfall fits inside a 10 to 30 term and can be repaid from that income
  • Anyone who values a same day transfer more than a low rate

Who should look elsewhere

  • Longer-term borrowers: Creduma ES lends from from €12,000, a bigger pool than the CZK 1,000 to CZK 30,000 here.
  • Rate shoppers: Sofkredit runs 10.74% to 18.06% against the 5,395.58% here.
  • Applicants without a permanent address in the Czech Republic fail the eligibility rules, and Cashspace quotes PHP 12 to PHP 36.

Deposit protection

PujckaPlus lends direct, so the debt sits with the company you apply to rather than a broker. The representative example is the part worth reading: a short consumer credit where a flat loan fee outweighs the interest, at a stated 5,395.58% annual percentage. Keep the term short and the fee is the whole story.

The company behind it

The lender behind the brand is LeaderFin s.r.o. (IČO 04440170), based in Czechia. Support runs on email, phone and help centre, so questions about an instalment go to email, phone or the help centre. A Czech incorporated direct lender suits borrowers who are comfortable running the whole application and repayment themselves.

How Pujckaplus compares

Where Pujckaplus is available

Available
Czechia
Licence in Czechia
Czech National Bank (Ceska narodni banka), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does it cost to borrow from PujckaPlus?+

The stated annual percentage is 5,395.58%, far above the site median of 15.5%. Pricing is fixed once agreed under a fixed rate loan, but the fee charged on the amount borrowed pushes the real cost higher, so the headline figure deserves a close read.

What fees are charged on top of the interest?+

An arrangement fee of 36% of the amount borrowed applies to the short consumer credit, charged on top of the interest. On a small advance that fee is most of what comes back, which is why the representative example shows a total repayable well above the amount drawn.

How much can I borrow and for how long?+

Amounts run CZK 1,000 to CZK 30,000 and terms run 10 to 30. That is a short window by design, and the site median term of 22 shows most payday lenders stretch further. If your repayment needs room to breathe, this product is tight.

How quickly do I get the money?+

Same day funding is listed among the features under same day funding. Transfers are usually processed on the day of approval at main Czech banks and by the next business day at other banks, so your own bank shapes the timing as much as the lender does.

Who can apply?+

The lender is LeaderFin s.r.o. (IČO 04440170), registered in Czechia. Applicants must be adults with a permanent address in the Czech Republic, an ID card, a personal bank account and regular income, and politically exposed people are turned away.

Who am I borrowing from?+

PujckaPlus lends direct rather than brokering, and the contract runs with LeaderFin s.r.o. (IČO 04440170). The range is personal and payday loans, covering short consumer credit and payday style borrowing, both priced at a fixed rate.

How do I reach support?+

Support runs on email, phone and help centre, which covers email, phone and a help centre. Both written and spoken help are available, so a question about an instalment can be put to a person or answered in writing for your records.

Sources

  • pujckaplus.cz checked September 26, 2026

    Backs: Loan amount, APR, Features, Headquarters, Legal entity, Lender type, Loan types, Pricing model, Arrangement fee, Origination fee (%), Rate type, Representative example, Support channels, Term, Licences

    “priceRange: 1000 Kč - 30000 Kč”

  • pujckaplus.cz/otazky-a-odpovedi checked September 26, 2026

    Backs: Eligibility, Funding time

Compiled from 2 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Credit check.

Pujckaplus

Pujckaplus

A Czech borrower with regular income who needs a small amount today and can repay it quickly.

8.8/10Visit