PrimeCredit review
Updated October 12, 2026 · SumCue Editorial Team
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Our verdict
PrimeCredit credit card focuses on rewards for everyday spending alongside mobile app access with QR code use and support by phone and email. The offer suits households who value trackable rewards and straightforward app management with direct help available when questions arise.
Key facts
- Best for
- Rewards credit card with app management and direct support
- Legal entity
- PrimeCredit Limited↗
- Headquarters
- Hong Kong↗
- Founded
- 1977↗
- Support channels
- Phone, Email↗
- Features
- Rewards
- Official website
- primecredit.com
Credit cards
- Annual fee
- HK$1,500↗
- Currency conversion fee
- 1%↗
- Rewards type
- Cashback↗
- Rewards rate
- 2% year-round cash rebate (1% basic + 1% extra), up to 8% on overseas spending↗
- Perks
- 53-day interest-free period, 3-month interest-free credit card transaction instalment plan, Up to HK$90,000 interest-free and handling fee-free cash instalment, OmyCard mobile app with in-app UnionPay QR code↗
- Cashback rate
- 2%↗
- Card kind
- Credit↗
Facts checked September 26, 2026, 4 sources
Pros
Pros
- Credit card with rewards for everyday spending you track in one place
- Mobile app with QR code that helps you manage card activity
- Phone and email support channels that give you direct help
Ready to try PrimeCredit?
Who it suits
- Households seeking a rewards credit card for everyday spending
- Cardholders wanting app management with phone and email support
How PrimeCredit compares
Frequently asked questions
What products does PrimeCredit cover?+
PrimeCredit offers a credit card with rewards that support everyday spending. You can start with the card features, then consider how rewards and app access align with the way you manage spending.
How does app access work with PrimeCredit?+
PrimeCredit provides mobile app access that includes QR code use for card activity. You can review how the app displays activity, then decide whether that style of management matches your regular habits.
What rewards are linked to the PrimeCredit card?+
PrimeCredit links its credit card to rewards including cashback style value. You can review how rewards are earned and tracked, then decide whether that structure matches the way you use a card each month.
Which company operates PrimeCredit?+
PrimeCredit is operated by PrimeCredit Limited. (Source, checked September 26, 2026)
Where is PrimeCredit based?+
PrimeCredit is based in Hong Kong. (Source, checked September 26, 2026)
When was PrimeCredit founded?+
PrimeCredit was founded in 1977. (Source, checked September 26, 2026)
How can I contact PrimeCredit support?+
PrimeCredit offers support through Phone, Email. (Source, checked September 26, 2026)
Sources
- hk.linkedin.com/company/primecreditlimited checked September 26, 2026
Backs: Founded, Legal entity
“dedicated to providing top-notch financial products and services since 1977”
- moneyhero.com.hk/en/credit-card/provider/prime-credit checked September 26, 2026
Backs: Annual fee, Card kind, Cashback rate, Features, Currency conversion fee, Perks, Rewards rate, Rewards type
“Fees Annual Fee: HK$1,500 (PrimeCredit EarnMORE UnionPay Card); Annual fee waiver for the first 2 years”
- primecredit.com/en/contact-us checked September 26, 2026
Backs: Support channels
“For any enquiries, please feel free to contact our Customer Service Representatives at 21112999 or email to enquiry@primecredit.com”
- primecredit.com/osw checked September 26, 2026
Backs: Headquarters
“PrimeCredit provides personal loan and credit card services to overseas domestic workers of different nationalities in Hong Kong”
Compiled from 4 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: APR, Loan amount, Term, Arrangement fee, Credit check, Funding time, Representative example.
Related by the facts
PrimeCredit
Rewards credit card with app management and direct support