Portsystem.sk review

Personal loans run €50 to €500 over terms of 15 to 90. The size keeps the commitment small, and the term is short enough to clear from a normal monthly income. Early repayment is free, so a borrower who settles sooner does not pay a penalty on what was borrowed.

The credit check is none, so no credit file search is part of the process. Applicants whose history would normally count against them are not screened on it, and the outcome is decided by the auction instead. Anyone still unsure can ask by phone, since support runs on email, phone and help centre.

Applicants must be adults with full legal capacity who are citizens of the Slovak Republic with permanent residence in Slovakia. The service covers personal and payday loans, so a foreign resident or a company cannot use it, and Slovak residents can apply whether they want a personal loan or a payday loan.

The listed cost is an arrangement fee, described as an auction fee for the intermediary's mediation, and it is charged when the loan agreement is signed rather than at the start. Early repayment is free, so settling €50 to €500 sooner than the agreed term costs nothing extra.

Same-day funding is listed (same day funding). By bank transfer the money follows signing of the loan contract, so a contract signed earlier in the day reaches the account the same day. A postal money order is the slower route and adds a waiting period.

PORT System Slovakia s.r.o. is a broker (broker), not the company that hands over the money. It mediates the loan auction and earns the arrangement fee for that mediation, so the agreement is with whichever provider wins. The rate follows the auction result rather than a published table.

Support runs on email, phone and help centre, so a question can go out by email, by phone or into the written help centre. The same three routes are offered for a question before an application and for one after a loan is already running, which keeps the contact the same throughout the term.

Two kinds are listed in personal and payday: a personal loan and a payday loan, both built for a short gap rather than a large purchase. The amount of €50 to €500 keeps this in small borrowing, and terms of 15 to 90 suit clearing the money quickly.