MTN Qwikloan review
Updated October 13, 2026 · SumCue Editorial Team
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Our verdict
MTN Qwikloan centres on payday lending through a direct lender arrangement tied to a linked mobile money account. It suits subscribers with that account connection who want a single clearly defined short term borrowing route and understand the responsibilities involved.
Key facts
- Best for
- Short term payday borrowing for eligible subscribers
- Lender type
- Direct lender↗
- Eligibility
- MTN subscriber with an active MoMo account↗
- Loan types
- Payday↗
- Legal entity
- Scancom PLC↗
- Headquarters
- Ghana↗
- Support channels
- Email, Phone, Help-centre, Chat↗
- Official website
- mtn.com.gh
Facts checked September 26, 2026, 3 sources
Apps and profiles
- Get the app
- App StoreGoogle Play
Pros
Pros
- Provides payday loans directly, keeping the borrowing relationship with one provider
- Serves subscribers with a linked active account for straightforward access
- Keeps the offer focused on one payday product for clear choice
Who it suits
- Subscribers with a linked active mobile money account
- Households considering short term payday borrowing
How MTN Qwikloan compares
Where MTN Qwikloan is available
- Available
- Ghana
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What type of credit does MTN Qwikloan provide?+
MTN Qwikloan provides payday loans and operates as a direct lender. That means the loan comes from the same provider that manages the arrangement. Customers should review the structure and responsibilities before deciding.
Who can use MTN Qwikloan?+
Eligibility is built around subscribers who hold a linked active mobile money account. Applicants need that connection to be considered for borrowing. People outside that group should look at other borrowing routes.
How does borrowing through MTN Qwikloan work in plain terms?+
Borrowing sits within a payday format arranged directly with the lender. Access connects to mobile money account activity for eligible subscribers. Customers should check suitability and understand obligations carefully before proceeding.
Which company operates MTN Qwikloan?+
MTN Qwikloan is operated by Scancom PLC. (Source, checked September 26, 2026)
Where is MTN Qwikloan based?+
MTN Qwikloan is based in Ghana. (Source, checked September 26, 2026)
How can I contact MTN Qwikloan support?+
MTN Qwikloan offers support through Email, Phone, Help-centre, Chat. (Source, checked September 26, 2026)
Sources
- help-center.mtn.com.gh/hc/en-us/articles/4405581065746-Ho... checked September 26, 2026
Backs: Loan types
“Select option 3 for "Loans"”
- mtn.com.gh checked September 26, 2026
Backs: Headquarters, Legal entity, Lender type, Support channels
“Plot OER 6. Independence Avenue, West Ridge, Accra”
- mtn.com.gh/pick-and-pay-later checked September 26, 2026
Backs: Eligibility
“Pick and Pay Later is exclusively available to MTN subscribers with an active MoMo Account.”
Compiled from 3 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: APR, Loan amount, Term, Arrangement fee, Credit check, Funding time, Representative example.