Your cookie choices

We use necessary cookies to make this site work. With your permission, analytics cookies help us understand usage and marketing cookies support advertising.

You can reject non-essential cookies and still use the site. Change your choices anytime in Cookie settings.

Cookie settingsCookie policy

Moneyveo VN review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Our verdict

Moneyveo VN suits borrowers in Vietnam who need a small personal loan credited to a bank account the same day. Its fixed rate of 18.25% sits above the personal loans median of 14.43%, and free early repayment is not offered, so the cost score lands in the middle.

Key facts

Best for
A fixed rate personal loan paid straight into a Vietnamese bank account.
APR
18.25%↗
Loan amount
₫500,000 to ₫30,000,000↗
Term
62 to 180 months↗
Credit check
Soft prequal↗
Funding time
About 20 minutes on average from application to bank account credit↗
Representative example
Loan 2,000,000 VND at 18.25% APR for 100 days: total interest 100,000 VND, total repayable 2,100,000 VND↗
Rate type
Fixed↗
Lender type
Marketplace↗
Free early repayment
No↗
Eligibility
Vietnamese citizens living and working in Vietnam, aged 20-80, valid ID card, own mobile number and own bank account↗
Loan types
Personal, Secured, Student, BNPL↗
Credit needed
Poor↗
Legal entity
CONG TY TNHH MONEYVEO VIETNAM↗
Headquarters
Vietnam↗
Founded
2020↗
Support channels
Phone, Help-centre, Community↗
Pricing model
Fixed rate
Features
Same-day funding
Official website
moneyveo.vn

Facts checked September 26, 2026, 4 sources

Apps and profiles

Elsewhere
facebook.comyoutube.com

Pros and cons

Pros

  • Fixed rate of 18.25% keeps the cost of borrowing predictable across 62 to 180
  • Funds reach your bank account the same day: same day funding
  • Amounts run VND 500,000 to VND 30,000,000, so small and larger advances sit on the same product
  • Support runs on phone, help centre and community

Cons

  • Free early repayment is not offered, so settling early does not cut the interest bill
  • The 18.25% rate is higher than the personal loans median of 14.43%
  • A soft prequal start means approval still turns on the lender's later check
Moneyveo VN

Ready to try Moneyveo VN?

Scored 8.6 / 10 by SumCue.

See alternatives

Who it suits

  • Citizens and residents working in Vietnam, with identification plus a mobile number and a bank account held in their own name
  • Borrowers who accept a rate above the personal loans median for speed of payout
  • Adults with a thin credit file who can still pass the lending check

Who should look elsewhere

  • Sofkredit, which charges 10.74% to 18.06%, for anyone whose priority is a rate below 18.25%
  • Creduma ES, starting at from €12,000, for borrowers needing larger sums than VND 500,000 to VND 30,000,000 reaches
  • Cashspace, a different market and currency, for anyone outside Vietnam

Safety of your money

Moneyveo VN is a marketplace, so an application runs through a platform that puts a lender in front of you rather than Moneyveo VN lending directly. The representative example shows interest added on top of the amount borrowed, with the total repayable stated as the loan plus that interest, so the whole cost is visible in one place before you agree. Repayment sits with the lender behind the platform.

How Moneyveo VN compares

Where Moneyveo VN is available

Available
Vietnam

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What rate does Moneyveo VN charge on a personal loan?+

Moneyveo VN lends at a fixed rate of 18.25%, so the cost of a loan does not change during the term. The rate type is fixed rather than variable, which keeps budgeting easier. The rate sits above the personal loans median of 14.43%.

How much can I borrow and over what term?+

Amounts run VND 500,000 to VND 30,000,000 and terms run 62 to 180, covering short and longer repayment periods. The choice of personal, secured, student and buy now pay later loans means the product can be matched to the purpose. The rate stays fixed whichever of those you choose.

How long does it take to get the money?+

Money is credited to your bank account the same day, with same day funding listed. The stated funding time runs from application to bank account credit in minutes rather than days. You need a bank account in your own name, and the money goes straight into it.

Can I repay the loan early without a charge?+

Free early repayment is not offered, so the agreed interest remains payable even if you settle the balance sooner. That is a difference from most personal loans, where early repayment is commonly free. If you may clear the debt ahead of schedule, this matters.

Who can apply?+

Applicants must be citizens who live and work in Vietnam, with identification, a mobile number and a bank account all in their own name. The age band starts at a minimum age and runs into later life, and the lender assesses income and credit position during the application.

What credit check does Moneyveo VN run?+

Applications start with soft prequal, and a full credit check follows if you are taken further. The stated credit requirement is poor, so applicants with a limited credit history are the group the product is aimed at. That makes it more accessible than lenders that need a strong file.

What support is available if something goes wrong?+

Support runs on phone, help centre and community, so you can reach the team by phone, through a help centre or via a community. A phone line is the quickest route for anything urgent. The company operates as CONG TY TNHH MONEYVEO VIETNAM, based in Vietnam.

Sources

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Arrangement fee.

Moneyveo VN

Moneyveo VN

A fixed rate personal loan paid straight into a Vietnamese bank account.

8.6/10See alternatives