Moneyveo UA review

The advertised rate runs 3.65% to 357.77%, so the top of the range is high. Pricing is fixed, meaning the rate is set when the contract is signed rather than changing afterwards. A credit line and a first Smart loan can sit at the lower end.

Loans cover UAH 500 to UAH 50,000, and you choose personal, payday or credit line products. Repayment can run up to 60, which is shorter than many arranged loans but quicker to clear. Borrowing is in Ukrainian hryvnia.

The origination fee is 0 UAH (0% of loan amount on first Smart loan) on a first Smart loan, so the first drawdown carries nothing to pay up front. Later draws and repeat loans are priced separately under the contract. Early repayment carries no charge.

Funding is available around the clock, straight to any Ukrainian bank card immediately after you sign the contract. The same day funding and credit line list includes same day funding alongside a credit line. You need a Ukrainian bank card in your own name to receive it.

Moneyveo is a direct lender, not a broker, and it carries a National Bank of Ukraine licence in Ukraine. The lender lends as TOV "MANIVEO SHVYDKA FINANSOVA DOPOMOGA" (EDRPU 38569246), so the credit agreement runs with that named company rather than a comparison site.

Eligibility runs on Ukrainian citizenship, a minimum age, a Ukrainian bank card, a passport and tax ID, plus internet access. The documents are checked as part of the application, so have them to hand before signing the contract.

The lender expects a poor credit record rather than an excellent one, so a thin or damaged history is workable here. What matters more is the paperwork: citizenship, a Ukrainian bank card, passport, tax ID and internet access.

Support runs on email, chat and phone, which covers phone, email, chat and a help centre. That gives you several routes for questions about a contract, a payment or an early repayment. Loan servicing and contract terms are handled directly by the lender.