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mon.ge review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

mon.ge suits Georgian borrowers with steady income who need a small sum quickly and can clear it inside a short term. Borrowing runs GEL 300 to GEL 1,500 with money landing the same working day, which makes it a bridging option rather than a route to fund anything larger.

Key facts

Best for
A small, fast bridging loan in Georgia that is repaid within a short term.
APR
46%↗
Loan amount
GEL 300 to GEL 1,500↗
Term
1 month↗
Arrangement fee
20.00 GEL commission for a 150 GEL loan; 39.60 GEL commission for a 330 GEL loan↗
Funding time
15 to 30 minutes after the 1 GEL account identification transfer, during working hours Mon-Fri 10:00-18:00↗
Representative example
150 GEL loan for 30 days: 20.00 GEL commission, 170 GEL to repay, 46% effective↗
Lender type
Direct lender↗
Eligibility
Employed Georgian citizens aged 24-55 with stable income and an active bank account at a bank in Georgia↗
Origination fee (%)
12%↗
Loan types
Personal, Payday↗
Legal entity
Monline LLC (შპს „მონლაინ“), tax ID 404945663↗
Headquarters
Georgia↗
Founded
2015↗
Support channels
Email, Phone, Help-centre↗
Features
Same-day funding
Official website
mon.ge

Facts checked September 26, 2026, 4 sources

Apps and profiles

Elsewhere
facebook.com

Pros and cons

Pros

  • Same-day funding, with cash following the account identification transfer during working hours (same day funding).
  • A direct lender, so the borrower deals with the company that issues the loan rather than a broker (direct lender).
  • The same commission applies to both personal and payday loans (personal and payday), so there is no cheaper product tier.
  • Support on email, phone and help centre for borrowers in Georgia.

Cons

  • An APR of 46% runs well above the 36.5% median across payday lenders.
  • Borrowing tops out at GEL 300 to GEL 1,500, so a larger bill or a planned purchase is out of reach.
  • Repayment falls due in 1, leaving no room to stretch a shortfall.

Ready to try mon.ge?

Scored 8.6 / 10 by SumCue.

See alternatives

Who it suits

  • Employed Georgian citizens with stable income and an active bank account at a Georgian bank.
  • Borrowers who need a modest sum the same working day to bridge the gap until the next payment.
  • Anyone comfortable with a commission sitting on top of the amount borrowed.

Who should look elsewhere

  • Creduma ES, where lending starts at from €12,000 and suits borrowing well beyond what mon.ge will advance.
  • Sofkredit, whose 10.74% to 18.06% costs a borrower far less than the rate charged here.
  • Cashspace, whose PHP 12 to PHP 36 also sits below 46% on price.

Deposit protection

mon.ge is a direct lender (direct lender), so the borrower deals with the company that issues the loan rather than a broker. The representative example shows what a short loan costs in practice: a commission is charged on top of the amount borrowed and the whole balance falls due within the term. The product is a loan rather than a savings account, so the question of protecting deposits does not arise here.

How mon.ge compares

Where mon.ge is available

Available
Georgia

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does a mon.ge loan cost?+

The cost is a commission added to the amount you borrow, set at 12% of the loan. The representative example shows a short loan with the commission charged on top and the whole balance repaid inside the term, so the total repayable is higher than the sum advanced.

How much can I borrow from mon.ge, and for how long?+

Borrowing runs GEL 300 to GEL 1,500 and the term is 1. That ceiling is small and the term is brief, so the product fits a gap between income and a bill rather than a large purchase, and the balance has to be cleared soon after the money arrives.

How quickly is the money paid out?+

Funding is same-day (same day funding) and follows the account identification transfer, so cash can reach the account inside the same working day during service hours. A request made outside those hours waits for the next working session, which matters if a payment date is fixed.

Who can borrow from mon.ge?+

Eligibility is limited to employed Georgian citizens with stable income and an active bank account at a bank in Georgia. A bank account held outside the country falls outside that requirement, and a steady wage forms part of the test the lender applies.

How do I repay the loan?+

Repayment is scheduled across 1, with the commission already added to the balance. Because mon.ge is a direct lender (direct lender), the payment returns to the same company that issued the loan, so there is no intermediary to pay in between.

What sort of company is mon.ge?+

It is a direct lender based in Georgia, lending since 2015, and it offers both personal and payday loans (personal and payday). The registered entity is Monline LLC, the company a borrower deals with for repayment and for any query about the loan.

How can I reach mon.ge for help?+

Support runs on email, phone and help centre, and the service covers a single market, Georgia. A borrower in another country has no local team to deal with, so repayment queries and questions about the commission go through the same channels listed for Georgian customers.

Sources

  • mon.ge checked September 26, 2026

    Backs: APR, Founded, Arrangement fee, Origination fee (%), Representative example

    “პროცენტი 39.6 / ეფექტური 46 (effective rate 46% in the online loan calculator for a 330 GEL loan)”

  • mon.ge/Contact.aspx checked September 26, 2026

    Backs: Headquarters, Support channels

    “მისამართი საქართველო, ქ. თბილისის, ვაკე-საბურთალოს რაიონი, ალ. ყაზბეგის გამზირი No 24”

  • mon.ge/FAQ.aspx checked September 26, 2026

    Backs: Loan amount, Eligibility, Funding time, Loan types, Term

    “სესხის ოდენობა მერყეობს 300-დან 1500 ლარამდე”

  • mon.ge/howGetLoan.aspx checked September 26, 2026

    Backs: Features

    “დამტკიცებული სესხი 15 წუთის განმავლობაში ჩაგერიცხებათ იმ საბანკო ანგარიშზე”

  • mon.ge/HowReturnLoan.aspx checked September 26, 2026

    Backs: Legal entity, Lender type

    “მიმღები: შპს „მონლაინ“ ს/კ 404945663”

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Credit check.

mon.ge

A small, fast bridging loan in Georgia that is repaid within a short term.

8.6/10See alternatives