MNT-Halan review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

MNT-Halan suits people in Egypt who want a small personal or business loan released fast inside an app. It is a direct lender founded in 2018 that funds personal, business and cash advance of up to EGP 500,000 over 36, with money arriving Instant, applied in the Halan app.

Key facts

Best for
Quick app based borrowing in Egypt, especially for home improvement projects.
Loan amount
up to EGP 500,000↗
Term
36 months↗
Funding time
Instant, applied in the Halan app↗
Lender type
Direct lender↗
Loan types
Personal, Business, Cash-advance↗
Use cases
Home-improvement↗
Headquarters
Egypt↗
Founded
2018↗
Support channels
Phone, Help-centre↗
Features
Same-day funding
Official website
mnt-halan.com

Facts checked September 26, 2026, 2 sources

Apps and profiles

Elsewhere
LinkedIn

Pros and cons

Pros

  • Lends directly, so personal, business and cash advance run through one provider
  • Fast disbursement with same day funding and Instant, applied in the Halan app
  • Generous ceiling of up to EGP 500,000 for larger purchases
  • Reachable by phone as well as through its help centre

Cons

  • Support runs on phone and help centre only
  • Repayment runs to 36, at the longer end for some borrowers
  • Debt consolidation is not among its loan types (personal, business and cash advance)
MNT-Halan

Ready to try MNT-Halan?

Scored 8.9 / 10 by SumCue.

Who it suits

  • Borrowers in Egypt who apply in the Halan app and need money quickly
  • People funding home improvement through home improvement loans
  • Small business owners looking for business lending from a direct lender

Who should look elsewhere

  • Cashspace, if you want a wider spread of lenders in one place
  • Creduma ES, if you prefer a longer contractual amount to borrow against
  • Sofkredit, if you want to see a stated term before you apply

The company behind it

MNT-Halan is based in Egypt and was founded in 2018, and it lends as a direct lender rather than through a broker. It offers personal, business and cash advance loans, aimed at uses such as home improvement. Applications run through the Halan app, and help comes by phone and a help centre through phone and help centre, with instant funding once you apply.

How MNT-Halan compares

Where MNT-Halan is available

Available
Egypt, Pakistan, Turkey, United Arab Emirates
Licence in Pakistan
State Bank of Pakistan (SBP), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

How much can I borrow from MNT-Halan?+

The maximum loan amount is up to EGP 500,000. Loans run over 36, so the repayment period is shorter than some lenders in the market. MNT-Halan is a direct lender, which means the credit decision comes from the lender itself.

What types of loan does MNT-Halan offer?+

Three loan types are available: personal, business and cash advance, as listed under personal, business and cash advance. Personal borrowing suits everyday costs, business loans support trading, and cash advances cover a short term need. Home improvement is one of the uses the lender highlights.

How quickly will I get the money?+

Funding is listed as Instant, applied in the Halan app, and same day funding is one of the features of the offer. The whole application runs in the Halan app, so there is no branch visit. That makes it a practical fit for urgent costs.

Who regulates MNT-Halan?+

The regulator listed for the group is the State Bank of Pakistan (SBP) in Pakistan. The lender itself is based in Egypt, so the entity applying for your loan and the regulated entity are worth checking on the terms you sign.

What support can I get?+

Support channels are phone and help centre, so a phone line and a help centre are both offered. Email and chat are not among those support channels, which matters if you prefer written replies. Set up contact details when you open the app.

How do I apply for a loan?+

Applications are made in the Halan app, and funding is Instant, applied in the Halan app. MNT-Halan is a direct lender, so the decision sits with the lender rather than a broker comparing many offers. You can borrow up to EGP 500,000 over 36.

Sources

  • halan.com checked September 26, 2026

    Backs: Loan amount, Features, Funding time, Lender type, Loan types, Support channels, Term, Use cases

    “We offer credit limits up to 500,000 EGP which you can repay over 36 installments”

  • mnt-halan.com/en checked September 26, 2026

    Backs: Founded, Headquarters, Licences

    “2018 Establishment of MNT Egypt”

Compiled from 2 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: APR, Arrangement fee, Credit check, Representative example.

MNT-Halan

MNT-Halan

Quick app based borrowing in Egypt, especially for home improvement projects.

8.9/10See alternatives