Maldives Finance Leasing Company review

Updated October 12, 2026 · SumCue Editorial Team

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Our verdict

Maldives Finance Leasing Company provides lease finance and targeted loan products in the Maldives for personal and business requirements. It supports residents funding weddings, cafe growth, taxi vehicles and equipment upgrades through experienced staff, clear explanations and meticulous processes built for long term relationships.

Key facts

Best for
Residents in the Maldives seeking lease and loan finance
Loan amount
MVR 500,000↗
Term
60 months↗
Lender type
Direct lender↗
Eligibility
Individuals with continuous employment for 12 months or more; salary deduction repayment; guarantor required for facilities above MVR 250K (Faseyha Loan and Lease)↗
Loan types
Personal, Car, Business↗
Use cases
Home-improvement↗
Legal entity
Maldives Finance and Leasing Company Private Limited↗
Headquarters
Maldives↗
Founded
2002↗
Support channels
Email, Phone, Help-centre↗
Official website
mflc.mv

Mortgages

Fixed period
5 to 10 years↗
Maximum loan to value
80%↗
Purpose
Purchase, Remortgage↗

Facts checked September 26, 2026, 5 sources

Apps and profiles

Elsewhere
LinkedInX

Pros and cons

Pros

  • Offers lease and loan products for personal and business requirements
  • Covers practical goals such as weddings, cafes, taxis and equipment upgrades
  • Emphasises long term relationships built on clear explanations and experience
  • Applies proven processes and meticulous standards to every customer task

Cons

  • Operates within the Maldives, so coverage stays limited to one national market
  • Concentrates on leases and loans for defined personal and business uses
Maldives Finance Leasing Company

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Who it suits

  • Residents planning weddings and personal milestones
  • Small business owners growing cafes and workplaces
  • Drivers building taxi businesses through vehicle leasing

Who should look elsewhere

  • Borrowers outside the Maldives

The company behind it

The business behind the brand is Maldives Finance and Leasing Company Pvt Ltd, known as MFLC. It operates in the Maldives and provides lease finance with targeted financial products. The company offers a variety of lease and loan products for different personal and business requirements. It points to years of experience, financial strength and technology as foundations for customer relationships. It emphasises growth through customer inclusion, alongside business growth and human capital development. Long term relationships remain central to its approach.

How your money is protected

Customer protection rests on careful processes and clear communication. The team is skilled and experienced and follows proven methods for every task. Each job is completed meticulously and to high standards. Explanations are kept clear so borrowers understand the support offered. Vehicle leasing includes insurance that gives taxi operators peace of mind. The focus stays on responsibility and continued support as customers use finance for weddings, business growth, equipment and vehicles.

Where Maldives Finance Leasing Company is available

Available
Maldives
Licence in Maldives
Maldives Monetary Authority (MMA), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does Maldives Finance Leasing Company offer?+

Maldives Finance Leasing Company offers lease finance and targeted loan products. The range covers different personal requirements and different business requirements. Examples from customers include weddings, cafe growth, taxi vehicles, business equipment and modern phones.

Where does Maldives Finance Leasing Company operate?+

Maldives Finance Leasing Company operates in the Maldives and serves communities there. It builds its work around strong customer relationships in those communities. Its lease and loan products address local personal needs and local business needs.

Who uses its lease and loan products?+

Individuals use the products for plans such as weddings, cars and phones. Small cafe and restaurant owners use loans to grow their businesses. Taxi drivers and other business owners use leases for vehicles and equipment upgrades.

What are Direct Loan, Fahi Personal Loan and Faseyha options?+

Direct Loan helps with personal plans such as weddings through clear explanations and simple handling. Fahi Personal Loan supports personal needs and small business growth such as cafe expansion. Faseyha Loan and Faseyha Lease support phones, technology and equipment, including payment directly from wages.

Where is Maldives Finance Leasing Company based?+

Maldives Finance Leasing Company is based in Maldives. (Source, checked September 26, 2026)

When was Maldives Finance Leasing Company founded?+

Maldives Finance Leasing Company was founded in 2002. (Source, checked September 26, 2026)

How can I contact Maldives Finance Leasing Company support?+

Maldives Finance Leasing Company offers support through Email, Phone, Help-centre. (Source, checked September 26, 2026)

Sources

  • mflc.mv checked September 26, 2026

    Backs: Headquarters, Loan types

    “Male' City, H.Filigasdhoshuge, 4th Floor, Ameer Ahmed Magu, Male', Republic of Maldives”

  • mflc.mv/about checked September 26, 2026

    Backs: Founded, Legal entity, Lender type, Licences

    “commenced operations in June 2002”

  • mflc.mv/business/home-loan checked September 26, 2026

    Backs: Fixed period, Maximum loan to value, Purpose

    “Home Loan - Loan Tenure: Between 60 to 120 months (5 to 10 years)”

  • mflc.mv/faq checked September 26, 2026

    Backs: Support channels

    “Contact Information info@mflc.mv; Telephone 331 5605 / 331 5606; FAQ”

  • mflc.mv/personal/faseyha-loan-and-lease checked September 26, 2026

    Backs: Loan amount, Eligibility, Term, Use cases

    “Finance Limit: Up to MVR 500,000 (Faseyha Loan and Lease)”

Compiled from 5 source pages, checked October 13, 2026. We did not open an account.

Not confirmed yet: APR, Arrangement fee, Credit check, Funding time, Representative example.

Maldives Finance Leasing Company

Maldives Finance Leasing Company

Residents in the Maldives seeking lease and loan finance

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