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Limecredit review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Our verdict

Limecredit brokers personal loans for Czech residents under a Czech National Bank licence, and suits applicants with a bank account at a Czech bank who can clear a hard credit check. Loan size runs to CZK 20,000, and approved money arrives within 15 minutes of approval.

Key facts

Best for
A fast fixed rate personal loan for Czech residents with an account at a Czech bank.
APR
3.62% to 1,141.2%↗
Loan amount
CZK 20,000↗
Term
3 to 120 months↗
Arrangement fee
0 CZK↗
Credit check
Hard↗
Funding time
within 15 minutes of approval↗
Representative example
20 000 CZK for 3-36 months at 2.99% p.a., max RPSN 4.39%, 594 CZK monthly, 24 967 CZK total↗
Rate type
Fixed↗
Lender type
Broker↗
Eligibility
18 or older, valid permanent residence in the Czech Republic, bank account at a Czech bank↗
Loan types
Personal↗
Legal entity
FinBakers, s.r.o.↗
Headquarters
Czechia↗
Pricing model
Fixed rate
Features
Same-day funding
Official website
limecredit.cz

Facts checked September 26, 2026, 3 sources

Pros and cons

Pros

  • Origination fee of 0 CZK, so setting up the loan costs nothing extra.
  • The intermediary is FinBakers, s.r.o., so the company behind the application is named.
  • Personal loans are the only product, personal, so the rate card is easy to read.

Cons

  • Limecredit is a broker, so the lender is chosen for you rather than picked by you.
  • The upper end of the borrowing cost range, 3.62% to 1,141.2%, sits far above the personal loan site median of 14.43%.
  • Eligibility rests on permanent residence in the Czech Republic and a bank account at a Czech bank, so borrowers living abroad are out.
Limecredit

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Scored 9.0 / 10 by SumCue.

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Who it suits

  • Applicants with permanent residence in the Czech Republic and a bank account at a Czech bank.
  • People who need the money the same day and can clear a hard credit check.

Who should look elsewhere

  • Not for borrowers outside the Czech Republic, where eligibility closes the application: Cashspace quotes borrowing costs of PHP 12 to PHP 36 in Philippine pesos and serves that market instead.
  • Not for anyone who wants a soft prequalification, since the credit check is hard, hard.
  • Sofkredit, quoting 10.74% to 18.06%, is a more relevant shortlist entry for Spanish borrowers than a Czech broker.

How Limecredit compares

Where Limecredit is available

Available
Czechia, Kazakhstan
Licence in Czechia
Czech National Bank (24849707), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does Limecredit cost me?+

Borrowing costs run 3.62% to 1,141.2%, and the origination fee is 0 CZK, so there is no arrangement charge on top. The rate you are offered depends on your profile, and the upper end of the range sits well above the personal loan site median of 14.43%.

Is Limecredit regulated?+

Limecredit trades as a broker run by FinBakers, s.r.o., and the Czech National Bank licence is 24849707. The regulator and the licence number are both stated, so you can check the intermediary before applying.

How much can I borrow and over what term?+

Loan size runs to CZK 20,000 and the term can be 3 to 120, so a small consolidation and a larger purchase can both be covered. The rate is fixed, which means the monthly figure stays the same for the whole period.

How fast do I get the money?+

Approved loans are funded within 15 minutes of approval, and same day funding appears among the features. The application runs a hard credit check, hard, so the timeline starts once that decision is made.

What credit check does Limecredit run?+

The check is hard, hard, so the decision rests on your full credit history rather than a soft prequalification. That suits applicants with a settled record and a Czech bank account, which eligibility also requires.

Who can apply for a Limecredit loan?+

Eligibility is for adults with valid permanent residence in the Czech Republic and a bank account at a Czech bank. The account is where the money lands, and same day funding, same day funding, runs on that same account.

Is Limecredit a lender or a broker?+

It is a broker, run by FinBakers, s.r.o., so the loan comes from a partner lender rather than from Limecredit itself. The terms you see, including 3 to 120 and fixed pricing, come from the offer you are given.

What does the representative example show?+

The published example repays a personal loan inside the 3 to 120 range, with a monthly instalment and a total repayment both stated. The total is higher than the amount borrowed, which is how a fixed rate, fixed, loan adds up over the term.

Sources

  • limecredit.cz checked September 26, 2026

    Backs: Loan amount, APR, Eligibility, Features, Funding time, Pricing model, Rate type, Representative example, Term

    “The ideal loan of our customers is 20 000 CZK over 3 to 36 months”

  • limecredit.cz/documents/informace-o-zprostredkovateli checked September 26, 2026

    Backs: Legal entity, Lender type, Loan types, Arrangement fee, Licences

    “Business name of the intermediary: FinBakers, s.r.o., IČO 09151541, registered in the Commercial Register of the Municipal Court in Prague under sp. zn. C 331699”

  • limecredit.cz/documents/obchodni-podminky checked September 26, 2026

    Backs: Credit check, Headquarters

    “data filled in by the applicant will be used to look up the lenders' registries (SOLUS, BRKI, NRKI, CRIF, insolvency register)”

Compiled from 3 source pages, checked September 26, 2026. We did not open an account.

Limecredit

Limecredit

A fast fixed rate personal loan for Czech residents with an account at a Czech bank.

9.0/10See alternatives