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Lendo.dk review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Lendo.dk suits Danish adults who want a personal loan and would rather see several banks in one place than a single lender. It charges an origination fee of 0 DKK, checks credit hard, and lends DKK 10,000 to DKK 400,000 over a term of 12 to 144 at a variable rate, with 0% to 24.24%.

Key facts

Best for
Comparing personal loan offers from several Danish banks without visiting each one.
APR
0% to 24.24%↗
Loan amount
DKK 10,000 to DKK 400,000↗
Term
12 to 144 months↗
Arrangement fee
0 DKK↗
Credit check
Hard↗
Funding time
Normally 1-2 business days after the bank approves; first offers within minutes, all offers within 24 hours↗
Rate type
Variable↗
Lender type
Marketplace↗
Free early repayment
Yes↗
Eligibility
18+; annual income at least 60,000 DKK; permanent residence in Denmark (not Greenland/Faroe Islands); Danish bank account; MitID or NemID; not registered in RKI/Debitor Register↗
Loan types
Personal, Debt-consolidation, Car, Business↗
Use cases
Home-improvement↗
Legal entity
Lendo A/S (CVR 39572877)↗
Headquarters
Denmark↗
Founded
2007↗
Support channels
Email, Phone, Help-centre↗
Official website
lendo.dk

Facts checked September 26, 2026, 6 sources

Apps and profiles

Elsewhere
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Pros and cons

Pros

  • An origination fee of 0 DKK on personal loans.
  • Free early repayment, so a loan can be cleared early without charge.
  • A marketplace, so marketplace means several banks compete on the same application.
  • First offers arrive within minutes and money normally lands in a couple of business days once a bank approves.

Cons

  • A hard credit check means the application leaves a mark, and the credit check is hard.
  • Eligibility needs a Danish bank account, MitID or NemID and permanent residence in Denmark.
  • Rates are variable, so the rate type is variable and the payment can change.
Lendo.dk

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Scored 9.1 / 10 by SumCue.

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Who it suits

  • Adults in Denmark with a Danish bank account and MitID or NemID who want to compare banks in one application.
  • Borrowers planning a larger purchase or home improvement, since home improvement is the stated use.
  • People who expect to clear the loan early and value free early repayment.

Who should look elsewhere

  • Anyone outside Denmark, since eligibility needs permanent residence in Denmark and a Danish bank account.
  • Borrowers who cannot pass a hard credit check or who are registered in the RKI or Debitor Register.
  • Small loans, since the smallest loan is DKK 10,000 to DKK 400,000, larger than the typical amounts in this category.

Safety of your money

Lendo.dk runs as a marketplace, so marketplace means an application goes to a panel of banks rather than to a single lender, and the loan contract is with whichever bank approves. Rates are variable, so an approved loan's payment can move over its life. The credit check is hard, which is worth weighing before applying. The site sits under Finanstilsynet, the Danish Financial Supervisory Authority.

Who runs it

The company behind the site is Lendo A/S, registered in Denmark and founded in 2007. It works as a marketplace rather than a bank that lends its own money, so the contract is with whichever bank approves the application. Support runs on email, phone and help centre, covering email, phone and a help centre, and questions about a specific offer are usually settled with the bank that made it.

How Lendo.dk compares

Where Lendo.dk is available

Available
Denmark
Licence in Denmark
Finanstilsynet (Danish Financial Supervisory Authority), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

How much can I borrow from Lendo.dk?+

Personal loans run from DKK 10,000 to DKK 400,000 in Danish kroner. The amount you can be offered depends on the bank that approves, and on the hard credit check. Larger purchases and home improvement are among the stated uses.

What does Lendo.dk charge in fees?+

The origination fee is 0 DKK on a personal loan. Early repayment is free, so clearing the loan ahead of schedule costs nothing extra. The interest rate is variable and the APR runs 0% to 24.24%.

How does the application work?+

Lendo.dk is a marketplace, so marketplace means your details go to a panel of banks. First offers usually arrive within minutes, and all offers are in within a day. The credit check is hard, so only apply if you want a mark on your file.

How long does it take to get the money?+

Funding normally takes a couple of business days after a bank approves the application. First offers can come within minutes, so the wait is usually on approval and bank transfer rather than on the application itself.

Who regulates Lendo.dk?+

The company behind the site is Lendo A/S, registered in Denmark, and it is supervised by Finanstilsynet, the Danish Financial Supervisory Authority. The legal entity is listed as Lendo A/S, and the site operates as a marketplace rather than a direct lender.

Who can apply?+

Applicants must be adults, have a minimum annual income, live permanently in Denmark, hold a Danish bank account, and use MitID or NemID. You must also not be registered in the RKI or Debitor Register. Lendable amounts run DKK 10,000 to DKK 400,000.

What term can I choose?+

Terms run 12 to 144. A longer term spreads the payment but raises the total cost, and the rate is variable, so the payment can move over the life of the loan. Free early repayment means you can finish sooner if the budget allows.

How do I get help?+

Support runs on email, phone and help centre, which covers email, phone and a help centre. Because Lendo.dk is a marketplace, a question about a particular loan offer usually goes to the bank that made that offer, not to the site.

Sources

  • lendo.dk checked September 26, 2026

    Backs: Eligibility, Free early repayment, Funding time, Headquarters, Legal entity, Loan types, Arrangement fee, Licences

    “Lendo A/S Vestergade 18E, 1456 København”

  • lendo.dk/laan-penge checked September 26, 2026

    Backs: Credit check, Rate type

  • lendo.dk/laan-penge/laan-25000 checked September 26, 2026

    Backs: Use cases

  • lendo.dk/laan-penge/privatlaan checked September 26, 2026

    Backs: Loan amount, APR, Term

    “Lån mellem 10.000-400.000 kroner (privatlån)”

  • lendo.dk/om-lendo checked September 26, 2026

    Backs: Founded, Lender type

    “Lendo blev grundlagt i Sverige i 2007”

  • lendo.dk/om-lendo/kontakt checked September 26, 2026

    Backs: Support channels

Compiled from 6 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Representative example.

Lendo.dk

Lendo.dk

Comparing personal loan offers from several Danish banks without visiting each one.

9.1/10See alternatives