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Lenders.lt review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Lenders.lt suits Lithuanian adults who want a single application reaching several lenders for personal, car, debt consolidation, business or secured borrowing. Fees are 0 EUR - no fee for the comparison service, money can arrive Within 1 working hour and APR runs 8% to 102%.

Key facts

Best for
A single application reaching several lenders without a comparison service fee
APR
8% to 102%↗
Loan amount
€500 to €35,000↗
Term
3 to 120 months↗
Arrangement fee
0 EUR - no fee for the comparison service↗
Funding time
Within 1 working hour↗
Representative example
Borrowing EUR 3,000 via one of our represented lenders over a 60-month contract: fixed annual interest rate 7.9%, monthly account servicing fee EUR 0.70, total repayable EUR 3,683.14, total annual consumer credit cost rate 9.7%, regular monthly instalment EUR 60.69↗
Rate type
Fixed↗
Lender type
Broker↗
Free early repayment
Yes↗
Eligibility
Legal-age adults applying online with verified identity (mobile signature, Smart-ID, Instantor or 1-cent bank transfer)↗
Loan types
Personal, Car, Debt-consolidation, Business, Secured↗
Use cases
Home-improvement↗
Legal entity
UAB LENDERS↗
Headquarters
Lithuania↗
Support channels
Email, Phone, Help-centre↗
Pricing model
Fixed rate
Features
Same-day funding
Official website
lenders.lt

Mortgages

Initial rate
7.9%↗
APRC
9.7%↗
Fixed period
5 years↗
Product fee
€0↗
Purpose
Purchase, Remortgage↗

Facts checked September 26, 2026, 5 sources

Apps and profiles

Elsewhere
LinkedIn

Pros and cons

Pros

  • No comparison service charge: 0 EUR - no fee for the comparison service, with a product fee of €0
  • Money can arrive Within 1 working hour
  • Loan types cover personal, car, debt consolidation, business and secured: personal, car and debt consolidation
  • Support runs on email, phone and help centre

Cons

  • APR ranges across 8% to 102%, so the lender you are matched with sets the real cost
  • As a broker, the contract sits with a represented lender rather than with the site
  • Rate type is fixed with a fixed rate structure, and terms run 3 to 120
Lenders.lt

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Scored 8.8 / 10 by SumCue.

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Who it suits

  • Lithuanian adults who can verify identity online and want a broker rather than one lender
  • Borrowers consolidating debt or covering a home improvement, the listed use case
  • People who value speed and free early repayment more than the lowest headline rate

Who should look elsewhere

  • Shoppers wanting to deal with a single lender, since this is a broker
  • Anyone who cannot verify identity online, as eligibility requires it
  • Borrowers outside LT, where the service is aimed at local adults

Safety of your money

As a broker, the site sits between applicants and the lenders it represents. The representative example runs through a represented lender, showing a fixed annual interest rate, a monthly servicing fee, a total repayable amount and a total annual consumer credit cost rate of 9.7%. The Bank of Lithuania (Lietuvos bankas) lists the firm as a dependent consumer credit intermediary and as an independent credit intermediary related to real estate.

Who runs it

The operator is UAB LENDERS, headquartered in Lithuania, and it works as a credit intermediary. Applications are handled online by legal-age adults with verified identity through a mobile signature, Smart-ID, Instantor or a small bank transfer. Support runs on email, phone and help centre, so questions about an application or a matched lender can be raised by email, phone or the help centre.

How Lenders.lt compares

Where Lenders.lt is available

Available
Lithuania
Licence in Lithuania
Bank of Lithuania (Lietuvos bankas) - dependent consumer credit intermediary, checked September 26, 2026
Licence in Lithuania
Bank of Lithuania (Lietuvos bankas) - independent credit intermediary related to real estate, checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

Is there a fee for using the comparison service?+

No comparison service fee applies: 0 EUR - no fee for the comparison service. The product fee is €0, so the intermediary itself does not add an arrangement charge to the application. Any cost after that comes from the lender you are matched with rather than from the site.

How much can I borrow and for how long?+

Amounts run €500 to €35,000 and terms run 3 to 120. The pricing is set on a fixed basis with a fixed rate structure, and the loan types listed are personal, car and debt consolidation. The lender sets the final offer after assessing the application.

How long does funding take?+

Funding is Within 1 working hour, which is the standout point for anyone who needs money quickly. The application is made online by legal-age adults with verified identity, using a mobile signature, Smart-ID, Instantor or a small bank transfer to confirm who you are.

Who regulates this credit intermediary?+

The Bank of Lithuania (Lietuvos bankas) lists the firm as a dependent consumer credit intermediary and as an independent credit intermediary related to real estate. The operator is UAB LENDERS, based in Lithuania, and support runs on email, phone and help centre.

Can I repay the loan early?+

Free early repayment is offered, so you can settle the balance early without an extra charge. That matters most on longer terms of 3 to 120, where interest otherwise accrues across the whole contract. The rate itself is set on a fixed basis.

What is the representative example?+

The example shows borrowing with a fixed annual interest rate, a monthly account servicing fee, a total repayable amount and a total annual consumer credit cost rate of 9.7%, alongside a monthly instalment figure. APR across the offers runs 8% to 102%.

Who is this suitable for?+

It suits people who want a single online application reaching several lenders instead of applying individually, and it lists home improvement as a use case: home improvement. It is less useful if you want a direct relationship with a single lender, since the site works as a broker. Support runs on email, phone and help centre.

Sources

  • lenders.lt checked September 26, 2026

    Backs: APRC, Fixed period, Initial rate, Product fee, Purpose

    “consumer loan total cost annual rate (BVKKMN) is 9.7 proc.”

  • lenders.lt checked September 26, 2026

    Backs: APR, Funding time, Loan types, Pricing model, Arrangement fee, Rate type, Representative example, Support channels, Use cases

    “faktiškai taikoma bendros vartojimo kredito kainos metinė norma (BVKKMN) - nuo 8% iki 102% (consumer loan, total annual consumer credit cost rate applied ranges from 8% to 102%)”

  • lenders.lt/kredito-tarpininkas checked September 26, 2026

    Backs: Lender type

    “veikianti kaip priklausomas vartojimo kredito tarpininkas (operating as a dependent consumer credit intermediary)”

  • lenders.lt/paskola-vartojimui checked September 26, 2026

    Backs: Loan amount, Features, Free early repayment, Term

    “Paskolos suma: Nuo 500 EUR iki 35 000 EUR (Consumer loan: Loan amount from EUR 500 to EUR 35,000)”

  • lenders.lt/taisykles checked September 26, 2026

    Backs: Eligibility, Headquarters, Legal entity

    “jis yra pilnametis ir veiksnus fizinis asmuas (he is a legal-age adult and a capable natural person)”

  • lb.lt/lt/finansu-rinku-dalyviai/uab-lenders checked September 26, 2026

    Backs: Licences

Compiled from 6 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Credit check.

Lenders.lt

Lenders.lt

A single application reaching several lenders without a comparison service fee

8.8/10See alternatives