LAPO Microfinance Sierra Leone review
Updated October 12, 2026 · SumCue Editorial Team
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Our verdict
LAPO Microfinance Sierra Leone is a microfinance institution supplying small business loans, group lending and income generating asset support in Sierra Leone. It suits registered shop owners and large table traders who want enterprise finance linked to savings and card access.
Key facts
- Best for
- Registered shop owners and market traders in Sierra Leone
- Rate type
- Variable↗
- Lender type
- Direct lender↗
- Eligibility
- Clients with businesses registered in Sierra Leone; no age rule stated↗
- Loan types
- Business, Personal↗
- Legal entity
- LAPO Microfinance Company SL Limited↗
- Headquarters
- Sierra Leone↗
- Founded
- 2007↗
- Support channels
- Email, Phone↗
- Official website
- lapo-sl.org
Pros and cons
Pros
- Provides individually accessed loans for registered shop owners
- Supports large table traders through dedicated group lending
- Supplies machines or property that support regular income creation
- Combines enterprise lending with savings and a digital cash card
Cons
- Limited to Sierra Leone registered business clients and enterprise lending
- Product range stays focused on trading activity and income generation
- Access centres on individual shop loans, group loans and asset support
Who it suits
- Shop owners with registered businesses in Sierra Leone
- Market traders with large display tables
- People who want equipment for regular income
Who should look elsewhere
- Borrowers outside Sierra Leone registered trade
- Households seeking non business borrowing
The company behind it
LAPO Microfinance Company SL Limited operates as a microfinance institution for small and medium enterprises and members of low income households in Sierra Leone. The business runs individual loans for registered shop owners, group loans for large traders who sell from display tables, and tailored provision of machines or property that support regular earning. Savings facilities and the LAPO Digital Electronic Cash Card complete the enterprise centred offer.
How LAPO Microfinance Sierra Leone compares
Where LAPO Microfinance Sierra Leone is available
- Available
- Sierra Leone
- Licence in Sierra Leone
- Bank of Sierra Leone, checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Who can apply for the Small Business Loan?+
The Small Business Loan supports clients who own shops with businesses registered in Sierra Leone. You receive the loan individually rather than through a group arrangement. Monthly repayment applies under the shop owner structure.
What is the Group Special Loan?+
The Group Special Loan supports clients who operate large businesses without shops. It covers traders who display goods on large tables for customers to buy. Borrowing follows the group lending structure for this segment.
What asset support does it provide for earning income?+
The institution provides certain machines or property to particular clients who request them. The assets help you create earnings on a regular basis from business activity. Support therefore links physical equipment to ongoing income generation.
Which company is behind the brand and who does it serve?+
LAPO Microfinance Company SL Limited stands behind the brand and assists enterprise clients. It supports small and medium enterprises together with members of low income households seeking finance. Its work centres on economically active people who need enterprise focused services.
Where is LAPO Microfinance Sierra Leone based?+
LAPO Microfinance Sierra Leone is based in Sierra Leone. (Source, checked September 26, 2026)
When was LAPO Microfinance Sierra Leone founded?+
LAPO Microfinance Sierra Leone was founded in 2007. (Source, checked September 26, 2026)
Sources
- lapo-sl.org checked September 26, 2026
Backs: Legal entity
“LAPO Microfinance Company SL Limited”
- lapo-sl.org/about checked September 26, 2026
Backs: Founded, Licences
“The institution was established in the early year 2007 by Dr. Godwin Ehgiamusoe.”
- lapo-sl.org/benefit checked September 26, 2026
Backs: Access terms
“Quick access to your money whenever needed”
- lapo-sl.org/contact checked September 26, 2026
Backs: Headquarters, Support channels
“HEAD OFFICE 67 Adelaide St, Freetown Sierra Leone”
- lapo-sl.org/iloans checked September 26, 2026
Backs: Eligibility, Lender type, Loan types
“These are Loans given to clients who own shops, with their businesses registered in Sierra Leone.”
- lapo-sl.org/savings checked September 26, 2026
Backs: Account kind, Rate type
“Savings Account: This Is A Regular Account Developed For Individuals Who Wishes To Save. It Attracts A Monthly Interest.”
Compiled from 6 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: APR, Loan amount, Term, Arrangement fee, Credit check, Funding time, Representative example.
LAPO Microfinance Sierra Leone
Registered shop owners and market traders in Sierra Leone