Interhyp review

The product fee is €0, so there is nothing to pay for setting up the loan itself. That sits below the annual fee median of €3.10 in the mortgage ranking. Both the purchase and remortgage products carry the same fee.

Lending runs to 100%, which places Interhyp 4 of 313 on maximum loan to value. The site median is 90%, so a full property value is more generous than most of the market.

The initial rate is 4.08% and the APRC is 4.08%. The rate is fixed for 10, which matches the site median of 10. On APRC the brand ranks 49 of 152.

The legal entity is Interhyp AG, registered in Germany and working there since 1999. Supervision sits with the IHK fuer Muenchen und Oberbayern under the Immobiliendarlehensvermittlerregister, with a separate registration under the Versicherungsvermittlerregister.

The stated purposes are purchase and remortgage, so a new home and refinancing an existing German mortgage are both covered. The site lists purchase more often than remortgage, at 97% against 64.9%.

Support runs on phone, email and help centre, so you can reach them by phone, by email or through the help centre. That mix is common in the mortgage ranking, where phone reaches 87.1% of providers and a help centre 66.1%.

The maximum loan to value is 100%, so the whole property can be financed rather than a part of it. Among the brands tracked on that measure it ranks 4 of 313.

Its cost score part is 6.1 and the offer part is 6.9, giving an overall 6.5 out of ten. The cost picture leans on a product fee of €0 rather than on a standout rate.