ING review
Updated October 12, 2026 · SumCue Editorial Team
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Our verdict
ING is a global financial institution of Dutch origin built around banking news, investor relations and general group information. It suits households interested in an established European name with nearly five million customers in Spain and work to make investing more accessible in different countries.
Key facts
Mortgages
- Purpose
- Purchase, Remortgage↗
Facts checked September 26, 2026, 6 sources
Pros and cons
Pros
- Global financial institution of Dutch origin with European activity
- Nearly five million customers underpin continued growth in Spain
- Regular updates on results, buybacks and board changes
- Work to make investing more accessible in different countries
Cons
- Corporate focus stays on results and capital actions rather than everyday products
- Customer scale is detailed for Spain rather than other markets individually
Who it suits
- Households interested in established European financial groups
- People following results, news and investor updates
Who should look elsewhere
- Borrowers seeking detailed everyday loan guidance
How ING compares
Where ING is available
- Available
- Australia, Belgium, France, Germany, Italy, Luxembourg, Netherlands, Poland, Romania, Spain, Turkey
- Licence in Netherlands
- European Central Bank (Single Supervisory Mechanism), checked September 26, 2026
- Licence in Netherlands
- De Nederlandse Bank (DNB), checked September 26, 2026
- Licence in Netherlands
- Autoriteit Financiele Markten (AFM), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What is ING?+
ING is a global financial institution of Dutch origin. It provides news, investor relations material and general information about the group. Coverage spans European activity alongside wider corporate developments and performance.
Where does ING operate?+
ING is of Dutch origin and acts as a global financial institution. European work includes continued growth in Spain and steps to make investing more accessible in different countries. Research also explores housing, climate adaptation and economic change.
What information does ING publish?+
The corporate material covers financial results, board changes and capital structure actions. It also shares research on investing behaviour, home renovation and wider economic themes. News pieces highlight technology, sustainability and customer related developments.
Where is ING based?+
ING is based in Netherlands. (Source, checked September 26, 2026)
When was ING founded?+
ING was founded in 1991. (Source, checked September 26, 2026)
Sources
- ing.com checked September 26, 2026
Backs: Loan types
“Our products include savings, payments, investments, loans and mortgages in most of our retail markets.”
- ing.com/about-us/corporate-governance/legal-structure-and... checked September 26, 2026
Backs: Headquarters, Legal entity, Lender type, Licences
“The articles of association of ING Groep are registered in the Commercial Register of Amsterdam, no.33231073.”
- ing.com/about-us/history checked September 26, 2026
Backs: Founded
“ING - the Internationale Nederlanden Groep - was created in 1991 with the merger of Dutch insurer Nationale-Nederlanden and national postal bank NMB Postbank.”
- ing.com/about-us/ing-at-a-glance checked September 26, 2026
Backs: Purpose
“Our products and services include savings, payments, investments, loans and mortgages in most of our retail markets.”
- ing.de/girokonto/konditionen checked September 26, 2026
Backs: Card type, Currency conversion fee, Monthly fee, Card network
“VISA Card [Debitkarte] - Girokonto”
- ing.de/sparen checked September 26, 2026
Backs: Account kind, Headline rate, Pricing model
“Ihr erstes, kostenloses Tagesgeldkonto”
Compiled from 6 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: APR, Loan amount, Term, Arrangement fee, Credit check, Funding time, Representative example.