ID Finance review
Updated October 12, 2026 · SumCue Editorial Team
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Our verdict
For households seeking accessible financial apps, ID Finance supports over 10 million customers in Spain and Mexico. It is a Spanish fintech company building responsible apps that help people make smarter everyday financial decisions and enjoy greater peace of mind.
Key facts
- Best for
- Accessible financial apps for everyday decisions
- Official website
- idfinance.com
Pros and cons
Pros
- Builds accessible financial apps that support smarter everyday decisions.
- Serves over 10 million customers across Spain and Mexico.
- Combines technology and big data with sustainable responsible services.
- Employs around 400 professionals focused on customer experience.
Cons
- Covers a focused set of services around everyday financial wellness.
- Serves only Spain and Mexico, which limits wider access.
- Delivers services through apps rather than broader channels.
Who it suits
- Households seeking simpler everyday financial decisions
- People wanting app based wellness support
- Customers in Spain and Mexico seeking responsible services
Who should look elsewhere
- People seeking branch based banking
- People outside Spain and Mexico
How ID Finance compares
Frequently asked questions
What does ID Finance do?+
ID Finance builds accessible financial apps that promote responsible and sustainable services. It helps people make smarter decisions around spending, borrowing and everyday financial stability.
Where does ID Finance operate?+
ID Finance operates in Spain and Mexico, where it serves over 10 million customers. Its team of around 400 professionals supports customers across those two markets.
Who is ID Finance for?+
ID Finance suits people who want support with purchasing power and financial stability. Its approach centres on peace of mind, personal well being and more confident everyday choices.
How does ID Finance support financial wellness?+
ID Finance uses technology and big data to guide everyday financial choices. It enables saving on purchases, provides finance when needed and adds value added services for stability.
Not confirmed yet: APR, Loan amount, Term, Arrangement fee, Credit check, Funding time, Representative example.