Updated September 28, 2026 · SumCue Editorial Team
Global66 vs Wise
Global66
Wise
Higher score in this comparison
What sets them apart
| Compare | Global66ReviewSee alternativesSee alternatives | WiseReviewSee alternativesSee alternatives |
|---|---|---|
| Monthly fee | CLP 0 | £0 |
| Currency conversion fee | 0%Lower | 0.1% |
| Card type | Prepaid | Debit |
| Currencies | from 3 | 40 |
| Free ATM withdrawals | Not confirmed | £250 |
| Card network | Mastercard | Not confirmed |
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Key differences
- Wise scores higher overall: 9.2 vs 9.0.
- Founded is lower at Wise: 2011 vs 2018.
- Global66 is available in 3 more countries.
- Currency conversion fee is lower at Global66: 0% vs 0.1%.
- Support channels: only Wise offers Phone.
Our verdict on each
Global66
Global66 suits anyone holding several currencies who wants a prepaid Mastercard with a free currency conversion. The monthly fee is CLP 0, the conversion fee is 0%, and money left on deposit in the account keeps earning interest rather than sitting idle.
Wise
Wise suits people who hold several currencies and convert often, pairing a monthly fee of £0 with a conversion fee of 0.1% and interest of 3.29% on the balance. The weak spot is cash: free ATM withdrawals stop at £250 and the card ranks 10 of 124 on that measure.
Score breakdown
| Area | Global66 | Wise |
|---|---|---|
| Cost | 9.6Higher | 9.3A monthly fee of £0 and a conversion fee of 0.1% keep running costs low, and the monthly fee ranks 1 of 422. |
| Offer | 9.0 | 9.8HigherInterest of 3.29% at a variable rate, a debit card, free ATM withdrawals of £250 and support on email, chat and phone. |
| Trust | 8.3 | 8.7Higher |
Positions in our rankings
| Ranking | Global66 | Wise |
|---|---|---|
| Savings | 450 of 1492 | 324 of 1492 |
| Cash management accounts | 15 of 46 | 11 of 46 |
| Credit and debit cards | 501 of 1594 | 359 of 1594 |
Sources behind this comparison
Global66
- rankia.cl: 4 facts, checked September 26, 2026
- cbinsights.com: 3 facts, checked September 26, 2026
- global66.pissedconsumer.com: 1 fact, checked September 26, 2026
- latamlist.com: 1 fact, checked September 26, 2026
- moneytransfers.com: 1 fact, checked September 26, 2026
Wise
- wise.com: 8 facts, checked September 26, 2026
- euclid.eba.europa.eu: 2 facts, checked September 26, 2026
- en.wikipedia.org: 1 fact, checked September 26, 2026
Every fact side by side
| Fact | Global66 | Wise |
|---|---|---|
| Features | Multi currency, Travel | Multi currency, Travel |
| Audience | Not confirmed | Business, Kids |
| Legal entity | Global 81 SpA | Wise Europe SA |
| Headquarters | Chile | Belgium |
| Founded | 2018 | 2011Lower |
| Support channels | Email, Chat, Help centre | Email, Chat, Phone, Help centreCovers more |
Credit cards
| Fact | Global66 | Wise |
|---|---|---|
| Annual fee | CLP 0 | £0 |
| Rewards type | Points | Not confirmed |
| Pricing model | No annual fee | No annual fee |
| Perks | Unlimited balance, WhatsApp customer support, 3% annual interest on deposits | Not confirmed |
| Card kind | Credit | Not confirmed |
Savings
| Fact | Global66 | Wise |
|---|---|---|
| Headline rate | Not confirmed | 3.29% |
| Rate type | Not confirmed | Variable |
| Deposit protection | Not confirmed | EU DGS up to EUR 100,000 |
| Access terms | Not confirmed | Instant access to money and gains; transfer up to 100,000 GBP (Personal) daily without delay |
| Account kind | Cash management | Cash management |
Where each stands against the rest
| Fact | Global66 | Wise | Median |
|---|---|---|---|
| Currency conversion fee | 0%below the median | 0.1%below the median | 1% |
| Free ATM withdrawals | Not confirmed | £250highest quarter | £200 |
| Currencies | from 3below the median | 40highest quarter | 8 |
Median across 336 listed providers.
Pros and cons
Global66
Pros
- The monthly fee is CLP 0 and the annual fee is CLP 0, so the account costs nothing to hold, where Skrill charges €5 a month.
- Currency conversion costs 0%, which places Global66 at position 1 of 258 brands on this measure.
- The account holds from 3 and is built for multi currency and travel, so several currencies sit side by side.
Cons
- Support runs on email, chat and help centre only, so a blocked card waits on a written reply rather than a voice call.
- The card is prepaid, so a spent balance has to be topped up again before the next payment goes through.
- Currency reach stops at from 3, which is thin for a trip that crosses several currencies.
Wise
Pros
- The monthly fee on the cash management account is £0, level with bunq at €0 and Varo Believe Secured Credit Card at $0, so nothing is given away on the standing charge.
- A currency conversion fee of 0.1% sits well under the site median of 1%, and the account can hold 40 currencies at the same time.
- Idle balances earn 3.29% at a variable rate while staying available, which bunq and Varo Believe Secured Credit Card do not offer in the same form.
Cons
- The free ATM allowance of £250 ranks 10 of 124, so heavy cash users get less than many rivals.
- The conversion fee of 0.1% is not free: Starling Personal Account Debit Card lists 0% on its travel card, which costs less for people who only spend abroad.
- The rate is variable, so the 3.29% earned on the balance can move instead of staying put for a set period.
Who each suits
Global66
Who it suits
- Travellers who want a mastercard prepaid card and would rather not pay to convert at the till.
- Anyone keeping more than one currency at work, given from 3 and the multi currency and travel design.
- People who hold spare money in an account and want it to earn, since Unlimited balance, WhatsApp customer support and 3% annual interest on deposits lists interest on deposits.
Who should look elsewhere
- Anyone who needs a phone line for a blocked card, since help runs on email, chat and help centre only.
- Travellers heading somewhere with more currencies than from 3 in a single trip.
- Skrill customers who want a monthly fee of €5 and a different wallet model.
Wise
Who it suits
- People paid in a single currency and spending in another, since the conversion fee is 0.1% and 40 currencies can be held side by side.
- Travellers who want a debit card with a monthly fee of £0 and interest of 3.29% left in the account.
- Households running accounts for business and kids.
Who should look elsewhere
- Starling Personal Account Debit Card, which lists 0% on its travel card, suits spenders who would rather pay no conversion charge than 0.1%.
- Varo Believe Secured Credit Card is a secured credit card at $0 a month, so it answers a credit building need rather than a debit card that pays interest.
- bunq, which also charges €0 a month, gives no reason to move on price alone, so the 0.1% conversion fee and the £250 cash allowance are what separate the two.
Country by country
| Country | Global66 | Wise |
|---|---|---|
| Argentina | Yes | No |
| Belgium | No | Yes |
| Brazil | Yes | No |
| Chile | Yes | No |
| Colombia | Yes | No |
| Cyprus | No | Yes |
| Ecuador | Yes | No |
| Lithuania | No | Yes |
8 of 11 countries where either is available.
Questions about each
Global66
What does Global66 cost to keep?+
The monthly fee is CLP 0 and the annual fee is CLP 0, so holding the account costs nothing in fixed charges. Currency conversion is listed at 0%, and the cost score on the site is 8.1. Skrill, by contrast, charges €5 a month.
What does it cost to convert currency on the card?+
The currency conversion fee is 0%, which places Global66 at position 1 of 258 brands on this measure. Across the site the median conversion fee is 1% and the upper quartile reaches 2.5%, so a free conversion is the exception rather than the rule.
Wise
What does the account cost to run?+
The monthly fee on the cash management account is £0, and the pricing runs on the no annual fee model, so there is no separate annual charge. bunq sits at €0 and Varo Believe Secured Credit Card at $0, so Wise competes on conversion pricing and the interest paid on the balance rather than on the standing fee.
How much does it cost to convert currency?+
The currency conversion fee is 0.1%, and the account can hold 40 currencies at once, so money can sit in the currency you are paid in and convert only when you spend. Starling Personal Account Debit Card lists 0% on its travel card, so a reader who never converts pays less there.
Other options to compare
Other matchups
Global66
Wise